US Bank Directory
Banks in Willoughby, OH
8 FDIC-insured banks operate 8 offices in Willoughby, Ohio, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Willoughby
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 12 locations in Willoughby, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 11 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Willoughby
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 8 banks share the most locations in Willoughby, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cardinal Credit Union Credit union · 2
Cardinal Credit Union has 2 officees in Willoughby, 12 across Ohio. It is based in Mentor, OH and $354.3 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Willoughby locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Willoughby Branch37203 Euclid Ave, 44094
All hours
Mon to Tue 9 am to 5 pm; Wed closed; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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Willoughby South High School4900 Shankland Rd, 44094
All hours
Mon to Wed not published; Thu 9 am to 2 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Willoughby, 52 across Ohio and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Willoughby Branch at 36191 Euclid Avenue dates to 2023 in FDIC branch records. Its published hours do not list Saturday.
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Willoughby Branch36191 Euclid Avenue, 44094
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Willoughby, 234 across Ohio and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Willo Plaza Branch at 36212 Euclid Ave dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Willo Plaza Branch36212 Euclid Ave, 44094
Citizens Bank · 1
Citizens has 1 branch in Willoughby, 70 across Ohio and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Willoughby Branch at 4015 Erie St dates to 1934 in FDIC branch records. It opens on Saturday.
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Willoughby Branch4015 Erie St, 44094
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Willoughby, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Willoughby South Branch at 5831 Som Center Rd dates to 2005 in FDIC branch records. It opens on Saturday.
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Willoughby South Branch5831 Som Center Rd, 44094
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Firefighters Community Cu Credit Union Credit union · 1
Firefighters Community Cu Credit Union has 1 office in Willoughby, 7 across Ohio. It is based in Cleveland, OH and $355.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Willoughby4012 Erie St, 44094
All hours
Mon not published; Tue to Fri 8 am to 4 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Huntington Bank · 1
Huntington has 1 branch in Willoughby, 347 across Ohio and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Willoughby Branch at 36505 Euclid Ave dates to 2003 in FDIC branch records. It opens on Saturday.
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Willoughby Branch36505 Euclid Ave, 44094
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Willoughby, 172 across Ohio and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Willo Plaza Branch at 34801 Euclid Ave dates to 1979 in FDIC branch records. It opens on Saturday.
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Willo Plaza Branch34801 Euclid Ave, 44094
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Willoughby, 219 across Ohio and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Euclid-Som Branch at 35091 Euclid Ave dates to 1979 in FDIC branch records. It opens on Saturday.
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Euclid-Som Branch35091 Euclid Ave, 44094
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Willoughby, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Willoughby Branch at 4098 Erie St dates to 1893 in FDIC branch records. Its published hours do not list Saturday.
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Willoughby Branch4098 Erie St, 44094
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wes Credit Union Credit union · 1
Wes Credit Union has 1 office in Willoughby, 1 across Ohio. It is based in Willoughby, OH and $14.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office38024 2Nd St, 44094
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Willoughby
3 credit unions have 4 offices here: Cardinal Credit Union, Firefighters Community Cu Credit Union and Wes Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Willoughby page has every office in the state's directory.
Banking in Willoughby: the local picture
Short answer: 8 banks run 8 branches in Willoughby according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Willoughby, 5 elsewhere in Ohio and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 4098 Erie St, dating to 1893; the newest is Chase's at 36212 Euclid Ave, from 2026.
3 credit unions have 4 offices in Willoughby, according to the NCUA. Who can join each one is on the credit unions page.
Of the 11 locations with published hours. 7 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Willoughby
Short answer: 7 of the 11 Willoughby locations with published hours open on Saturday, run by 7 institutions.
- PNC Bank: 1 of 1 branch (35091 Euclid Ave: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (5831 Som Center Rd: Saturday 9 am to 1 pm)
- Huntington: 1 of 1 branch (36505 Euclid Ave: Saturday 9 am to 12 pm)
- Citizens: 1 of 1 branch (4015 Erie St: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (34801 Euclid Ave: Saturday 9 am to 1 pm)
- Cardinal Credit Union: 1 of 2 offices (37203 Euclid Ave: Saturday 9 am to 1 pm)
- Firefighters Community Cu Credit Union: 1 of 1 office (4012 Erie St: Saturday 8:30 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Willoughby, and where the nearest one is if they do not.
Short answer: In Willoughby: Chase (1), Bank of America (1), PNC Bank (1), U.S. Bank (1), Fifth Third Bank (1), Huntington (1). No branches in Willoughby: Wells Fargo, Truist (nearest in Blue Ash, 227 mi), Regions Bank, TD Bank, BMO.
| Bank | In Willoughby | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Wells Fargo | None | none in Ohio |
| Truist | None | Blue Ash, 227 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Willoughby to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Willoughby residents like anyone else.
Banks near Willoughby
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Eastlake (1 mile) and Willowick (3 miles). Mentor, 5 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Eastlake, OH | 1 mi | 5 | 5 |
| Banks in Willowick, OH | 3 mi | 2 | 2 |
| Banks in Euclid, OH | 5 mi | 9 | 9 |
| Banks in Mentor, OH | 5 mi | 14 | 18 |
| Banks in Mentor On The Lake, OH | 6 mi | 2 | 2 |
| Banks in Richmond Heights, OH | 7 mi | 4 | 4 |
| Banks in Mayfield Heights, OH | 7 mi | 11 | 11 |
| Banks in Lyndhurst, OH | 8 mi | 3 | 3 |
Bank branch openings and closings in Willoughby
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Willoughby between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Mar 2, 2026 | Opened | Chase | 36212 Euclid Ave, 44094 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Willoughby
Short answer: 1 institution has its main office in Willoughby: Wes Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Wes Credit Union | Credit union | $14.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Willoughby by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Willoughby offices.
Short answer: Chase is the largest bank with offices in Willoughby, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Willoughby: FAQ
How many banks are in Willoughby, OH?
Willoughby has 8 banks with 8 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Willoughby?
Chase, with 1. Bank of America has 1 and U.S. Bank has 1.
Is there a Chase in Willoughby, OH?
Yes. FDIC data lists 1 Chase branch in Willoughby as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Willoughby, OH?
Yes. FDIC data lists 1 Bank of America branch in Willoughby as of September 5, 2026. The address and directions are under Bank of America above.
Is there a U.S. Bank in Willoughby, OH?
Yes. FDIC data lists 1 U.S. Bank branch in Willoughby as of September 5, 2026. The address and directions are under U.S. Bank above.
Which banks in Willoughby are open on Saturday?
PNC Bank, Fifth Third Bank, Huntington and Citizens and 3 more publish Saturday hours for one or more Willoughby locations. The Saturday section above lists each one with its hours. 1 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Willoughby?
Wes Credit Union has its main office in Willoughby, according to the FDIC and the NCUA.
What is the oldest bank in Willoughby?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Willoughby?
Cardinal Credit Union, Firefighters Community Cu Credit Union and Wes Credit Union have offices in Willoughby. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Willoughby in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Willoughby?
Nearby cities with more banks include Eastlake, Willowick, Euclid. Eastlake is 1 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 8 branches: Bank of America, Citizens, Fifth Third Bank, Huntington, KeyBank, PNC Bank and 1 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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