US Bank Directory

Banks in Ontario, OH

2 FDIC-insured banks operate 2 offices in Ontario, Ohio, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Ontario

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Ontario, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Ontario

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Park National Bank and Mechanics Bank have the most locations in Ontario, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Advantage Credit Union 1 office · main office Mansfield, OH Credit union · 1

Advantage Credit Union has 1 office in Ontario, 1 across Ohio. It is based in Mansfield, OH and $42.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    700 Stumbo Rd, 44906
    (419) 529-5603Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Advantage Credit Union: profile, branches and contacts
Directions Credit Union 1 office · main office Toledo, OH Credit union · 1

Directions Credit Union has 1 office in Ontario, 20 across Ohio. It is based in Toledo, OH and $1.39 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Ontario
    1690 W 4Th St, 44906
    (419) 529-2480Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Directions Credit Union: profile, branches and contacts
Mechanics Bank 1 branch · main office Mansfield, OH Bank · 1

Mechanics Bank has 1 branch in Ontario, 10 across Ohio and 10 nationwide. FDIC records list its main office in Mansfield, OH and show it operating since 1886. With $896.4 million in total assets on June 30, 2026, it ranks No. 1,149 of 4,232 U.S. banks by total assets. The 2103 Park Avenue West Branch at 2103 Park Ave W dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 2103 Park Avenue West Branch
    2103 Park Ave W, 44906
    Hours: see the bank's site
Mechanics Bank: profile, branches and contacts
Park National Bank The Park National Bank · 1 branch · main office Newark, OH Bank · 1

Park National Bank has 1 branch in Ontario, 77 across Ohio and 114 nationwide. FDIC records list its main office in Newark, OH and show it operating since 1908. With $12.61 billion in total assets on June 30, 2026, it ranks No. 142 of 4,232 U.S. banks by total assets. The 0819 Ontario Branch at 325 N Lexington Springmill Rd dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0819 Ontario Branch
    325 N Lexington Springmill Rd, 44906
    Hours: see the bank's site
Park National Bank: profile, branches and contacts

Join a credit union in Ontario

2 credit unions have 2 offices here: Directions Credit Union and Advantage Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ontario page has every office in the state's directory.

Banking in Ontario: the local picture

Short answer: 2 banks run 2 branches in Ontario according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Ontario, 2 elsewhere in Ohio, according to the FDIC.

The bank with the longest record here is Mechanics Bank, operating since 1886 according to the FDIC. In FDIC branch records, the longest-running branch is Mechanics Bank's office at 2103 Park Ave W, dating to 1886; the newest is Park National Bank's at 325 N Lexington Springmill Rd, from 1969.

2 credit unions have 2 offices in Ontario, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Ontario

Short answer: 2 of the 2 Ontario locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Ontario, and where the nearest one is if they do not.

Short answer: No branches in Ontario: Chase (nearest in Mansfield, 1 mi), Wells Fargo, Bank of America (nearest in Lewis Center, 47 mi), PNC Bank (nearest in Ashland, 16 mi), U.S. Bank (nearest in Lucas, 10 mi), Truist (nearest in Blue Ash, 142 mi), Fifth Third Bank (nearest in Marion, 29 mi), Huntington (nearest in Mansfield, 1 mi), Regions Bank, TD Bank, BMO.

BankIn OntarioNearest branch if none here
ChaseNoneMansfield, 1 mile away
Wells FargoNonenone in Ohio
Bank of AmericaNoneLewis Center, 47 miles away
PNC BankNoneAshland, 16 miles away
U.S. BankNoneLucas, 10 miles away
TruistNoneBlue Ash, 142 miles away
Fifth Third BankNoneMarion, 29 miles away
HuntingtonNoneMansfield, 1 mile away
Regions BankNonenone in Ohio
TD BankNonenone in Ohio
BMONonenone in Ohio

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ontario to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ontario residents like anyone else.

Banks near Ontario

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mansfield (3 miles) and Lexington (6 miles). Ashland, 16 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Ontario

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ontario between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ontario by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ontario offices.

Short answer: Park National Bank is the largest bank with offices in Ontario, with $12.61 billion in total assets on June 30, 2026, No. 142 among U.S. banks by total assets. Mechanics Bank is second with $896.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Park National Bank$12.61 billionNo. 1421Newark, OH
Mechanics Bank$896.4 millionNo. 1,1491Mansfield, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ontario: FAQ

How many banks are in Ontario, OH?

Ontario has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Ontario?

Park National Bank, with 1. Mechanics Bank has 1.

Is there a Park National Bank in Ontario, OH?

Yes. FDIC data lists 1 Park National Bank branch in Ontario as of September 5, 2026. The address and directions are under Park National Bank above.

Is there a Mechanics Bank in Ontario, OH?

Yes. FDIC data lists 1 Mechanics Bank branch in Ontario as of September 5, 2026. The address and directions are under Mechanics Bank above.

Is there a Chase in Ontario, OH?

No. FDIC data lists no Chase branch in Ontario as of September 5, 2026. The nearest is in Mansfield, about 1 miles away in a straight line.

Which banks in Ontario are open on Saturday?

Directions Credit Union and Advantage Credit Union publish Saturday hours for one or more Ontario locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Ontario?

Mechanics Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1886.

Which credit unions can I join in Ontario?

Directions Credit Union and Advantage Credit Union have offices in Ontario. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Ontario in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ontario?

Nearby cities with more banks include Mansfield, Lexington, Shelby. Mansfield is 3 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds