Banks in Oak Harbor, OH

Bank branch map: Oak Harbor

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Oak Harbor, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Oak Harbor

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: U.S. Bank and The Croghan Colonial Bank have the most locations in Oak Harbor, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Commodore Perry Credit Union 1 office · main office Oak Harbor, OH Credit union · 1

Commodore Perry Credit Union has 1 office in Oak Harbor, 3 across Ohio. It is based in Oak Harbor, OH and $103.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Main Office main office

  1016 S State Route 19, 43449

  (419) 898-3366Today 9 am to 5 pm

  All hours

  Mon 8 am to 5 pm; Tue to Thu 9 am to 5 pm; Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Commodore Perry Credit Union: profile, branches and contacts

The Croghan Colonial Bank 1 branch · main office Fremont, OH Bank · 1

The Croghan Colonial Bank has 1 branch in Oak Harbor, 19 across Ohio and 19 nationwide. FDIC records list its main office in Fremont, OH and show it operating since 1888. With $1.41 billion in total assets on June 30, 2026, it ranks No. 784 of 4,232 U.S. banks by total assets. The Oak Harbor Branch at 147 W Water St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Oak Harbor Branch

  147 W Water St, 43449

  Hours: see the bank's site
  DirectionsWebsite

The Croghan Colonial Bank: profile, branches and contacts

U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Oak Harbor, 161 across Ohio and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Oak Harbor Branch at 215 W Water St dates to 1887 in FDIC branch records. Its published hours do not list Saturday.

• Oak Harbor Branch

  215 W Water St, 43449

  (419) 898-2411Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

U.S. Bank: profile, branches and contacts

Join a credit union in Oak Harbor

1 credit union has 1 office here: Commodore Perry Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oak Harbor page has every office in the state's directory.

Banking in Oak Harbor: the local picture

Short answer: 2 banks run 2 branches in Oak Harbor according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Oak Harbor, 2 elsewhere in Ohio, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 215 W Water St, dating to 1887; the newest is The Croghan Colonial Bank's at 147 W Water St, from 1934.

The only credit union with an office here is Commodore Perry Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Oak Harbor

Short answer: 1 of the 2 Oak Harbor locations with published hours opens on Saturday, run by 1 institution.

• Commodore Perry Credit Union: 1 of 1 office (1016 S State Route 19: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Oak Harbor, and where the nearest one is if they do not.

Short answer: In Oak Harbor: U.S. Bank (1). No branches in Oak Harbor: Chase (nearest in Oregon, 20 mi), Wells Fargo, Bank of America (nearest in Westlake, 62 mi), PNC Bank (nearest in Oregon, 20 mi), Truist (nearest in Blue Ash, 170 mi), Fifth Third Bank (nearest in Fremont, 10 mi), Huntington (nearest in Port Clinton, 11 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oak Harbor to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oak Harbor residents like anyone else.

Banks near Oak Harbor

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fremont (11 miles) and Genoa (11 miles). Oregon, 19 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Oak Harbor

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Oak Harbor between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Oak Harbor

Short answer: 1 institution has its main office in Oak Harbor: Commodore Perry Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Oak Harbor by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oak Harbor offices.

Short answer: U.S. Bank is the largest bank with offices in Oak Harbor, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. The Croghan Colonial Bank is second with $1.41 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Oak Harbor: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.