US Bank Directory
Banks in Defiance, OH
9 FDIC-insured banks operate 12 offices in Defiance, Ohio, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Defiance
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 14 locations in Defiance, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Defiance
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The State Bank has the most locations in Defiance, with 3. It is followed by WesBanco (2). 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The State Bank Bank · 3
The State Bank has 3 branches in Defiance, 27 across Ohio and 29 nationwide. FDIC records list its main office in Defiance, OH and show it operating since 1902. With $1.61 billion in total assets on June 30, 2026, it ranks No. 698 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Defiance location is its main office at 401 Clinton St, dating to 1902; the newest, at 1600 N Clinton St, to 1970. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office401 Clinton St, 43512
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Northtowne Branch1600 N Clinton St, 43512
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Motor Branch500 W 3rd St, 43512
WesBanco Bank · 2
WesBanco has 2 branches in Defiance, 97 across Ohio and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Defiance location is the Defiance Main Branch at 601 Clinton St, dating to 2000; the newest, at 1177 N Clinton St, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Defiance North1177 N Clinton St, 43512
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Defiance Main Branch601 Clinton St, 43512
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Defiance, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Defiance Branch at 702 N Clinton St dates to 2004 in FDIC branch records. It opens on Saturday.
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Defiance Branch702 N Clinton St, 43512
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Huntington Bank · 1
Huntington has 1 branch in Defiance, 347 across Ohio and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Defiance Branch at 405 W 3rd St dates to 1888 in FDIC branch records. It opens on Saturday.
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Defiance Branch405 W 3rd St, 43512
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Defiance, 172 across Ohio and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Defiance Main Branch at 414 W 2nd St dates to 1863 in FDIC branch records. It opens on Saturday.
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Defiance Main Branch414 W 2nd St, 43512
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Midwest Community Credit Union Credit union · 1
Midwest Community Credit Union has 1 office in Defiance, 3 across Ohio. It is based in Defiance, OH and $258.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office8770 N State Route 66, 43512
All hours
Mon to Thu 8 am to 5:30 pm; Fri 8 am to 6 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Superior Credit Union, Inc Credit union · 1
Superior Credit Union, Inc has 1 office in Defiance, 26 across Ohio. It is based in Lima, OH and $1.93 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Defiance8959 N State Route 66 Ste B, 43512
All hours
Mon to Fri 8:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
The Citizens National Bank of Bluffton Bank · 1
The Citizens National Bank of Bluffton has 1 branch in Defiance, 12 across Ohio and 12 nationwide. FDIC records list its main office in Bluffton, OH and show it operating since 1920. With $1.10 billion in total assets on June 30, 2026, it ranks No. 958 of 4,232 U.S. banks by total assets. The Defiance Branch at 601 E 2nd St dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Defiance Branch601 E 2nd St, 43512
The Farmers & Merchants State Bank Bank · 1
The Farmers & Merchants State Bank has 1 branch in Defiance, 23 across Ohio and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Defiance Branch at 1175 Hotel Dr dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Defiance Branch1175 Hotel Dr, 43512
The Sherwood State Bank Bank · 1
The Sherwood State Bank has 1 branch in Defiance, 4 across Ohio and 4 nationwide. FDIC records list its main office in Sherwood, OH and show it operating since 1945. With $107.5 million in total assets on June 30, 2026, it ranks No. 3,644 of 4,232 U.S. banks by total assets. The Defiance Branch at 400 W 3rd St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Defiance Branch400 W 3rd St, 43512
Woodforest Bank · 1
Woodforest has 1 branch in Defiance, 72 across Ohio and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0427 Defiance Wal-Mart Branch at 1804 N Clinton St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0427 Defiance Wal-Mart Branch1804 N Clinton St, 43512
Join a credit union in Defiance
2 credit unions have 2 offices here: Superior Credit Union, Inc and Midwest Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Defiance page has every office in the state's directory.
Banking in Defiance: the local picture
Short answer: 9 banks run 12 branches in Defiance according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 1 has its main office in Defiance, 6 elsewhere in Ohio and 2 out of state, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is KeyBank's office at 414 W 2nd St, dating to 1863; the newest is The Citizens National Bank of Bluffton's at 601 E 2nd St, from 2012.
2 credit unions have 2 offices in Defiance, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 5 open on Saturday. 9 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Defiance
Short answer: 5 of the 5 Defiance locations with published hours open on Saturday, run by 5 institutions.
- Fifth Third Bank: 1 of 1 branch (702 N Clinton St: Saturday 9 am to 12 pm)
- Huntington: 1 of 1 branch (405 W 3rd St: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (414 W 2nd St: Saturday 9 am to 12 pm)
- Superior Credit Union, Inc: 1 of 1 office (8959 N State Route 66 Ste B: Saturday 9 am to 12 pm)
- Midwest Community Credit Union: 1 of 1 office (8770 N State Route 66: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Defiance, and where the nearest one is if they do not.
Short answer: In Defiance: Fifth Third Bank (1), Huntington (1). No branches in Defiance: Chase (nearest in Bluffton, 37 mi), Wells Fargo, Bank of America (nearest in Powell, 103 mi), PNC Bank (nearest in Wauseon, 22 mi), U.S. Bank (nearest in Delphos, 31 mi), Truist (nearest in Blue Ash, 142 mi), Regions Bank, TD Bank, BMO.
| Bank | In Defiance | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Bluffton, 37 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Powell, 103 miles away |
| PNC Bank | None | Wauseon, 22 miles away |
| U.S. Bank | None | Delphos, 31 miles away |
| Truist | None | Blue Ash, 142 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Defiance to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Defiance residents like anyone else.
Banks near Defiance
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Napoleon (14 miles) and Paulding (15 miles). Wauseon, 22 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Napoleon, OH | 14 mi | 5 | 6 |
| Banks in Paulding, OH | 15 mi | 4 | 4 |
| Banks in Archbold, OH | 16 mi | 3 | 4 |
| Banks in Bryan, OH | 16 mi | 4 | 4 |
| Banks in Hicksville, OH | 21 mi | 3 | 4 |
| Banks in Wauseon, OH | 22 mi | 6 | 6 |
| Banks in Edgerton, OH | 23 mi | 2 | 3 |
| Banks in Leipsic, OH | 24 mi | 2 | 2 |
Bank branch openings and closings in Defiance
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Defiance between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Defiance
Short answer: 2 institutions have their main office in Defiance: The State Bank and Midwest Community Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The State Bank | Bank | $1.61 billion | 3 |
| Midwest Community Credit Union | Credit union | $258.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Defiance by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Defiance offices.
Short answer: Fifth Third Bank is the largest bank with offices in Defiance, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Huntington is second with $283.07 billion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| WesBanco | $27.75 billion | No. 78 | 2 | Wheeling, WV |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| The Farmers & Merchants State Bank | $3.49 billion | No. 373 | 1 | Archbold, OH |
| The State Bank | $1.61 billion | No. 698 | 3 | Defiance, OH |
| The Citizens National Bank of Bluffton | $1.10 billion | No. 958 | 1 | Bluffton, OH |
| The Sherwood State Bank | $107.5 million | No. 3,644 | 1 | Sherwood, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Defiance: FAQ
How many banks are in Defiance, OH?
Defiance has 9 banks with 12 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Defiance?
The State Bank, with 3. WesBanco has 2 and Fifth Third Bank has 1.
Is there a The State Bank in Defiance, OH?
Yes. FDIC data lists 3 The State Bank branches in Defiance as of September 5, 2026, the main office at 401 Clinton St. Its branches are listed under The State Bank above, with the address and directions for each.
Is there a WesBanco in Defiance, OH?
Yes. FDIC data lists 2 WesBanco branches in Defiance as of September 5, 2026. Its branches are listed under WesBanco above, with the address and directions for each.
Is there a Fifth Third Bank in Defiance, OH?
Yes. FDIC data lists 1 Fifth Third Bank branch in Defiance as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Chase in Defiance, OH?
No. FDIC data lists no Chase branch in Defiance as of September 5, 2026. The nearest is in Bluffton, about 37 miles away in a straight line.
Which banks in Defiance are open on Saturday?
Fifth Third Bank, Huntington, KeyBank and Superior Credit Union, Inc and 1 more publish Saturday hours for one or more Defiance locations. The Saturday section above lists each one with its hours. 9 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Defiance?
The State Bank and Midwest Community Credit Union have their main office in Defiance, according to the FDIC and the NCUA.
What is the oldest bank in Defiance?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Which credit unions can I join in Defiance?
Superior Credit Union, Inc and Midwest Community Credit Union have offices in Defiance. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Defiance in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Defiance?
Nearby cities with more banks include Napoleon, Paulding, Archbold. Napoleon is 14 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 12 branches: Fifth Third Bank, Huntington, KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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