US Bank Directory
Banks in Caldwell, OH
3 FDIC-insured banks operate 3 offices in Caldwell, Ohio, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Caldwell
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Caldwell, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Caldwell
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples Bank, Community Savings and The Farmers and Merchants Bank have the most locations in Caldwell, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Savings Bank · 1
Community Savings has 1 branch in Caldwell, 1 across Ohio and 1 nationwide. FDIC records list its main office in Caldwell, OH and show it operating since 1885. With $284.7 million in total assets on June 30, 2026, it ranks No. 2,561 of 4,232 U.S. banks by total assets. Its main office at 425 Main St dates to 1885 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office425 Main St, 43724
Peoples Bank Bank · 1
Peoples Bank has 1 branch in Caldwell, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Caldwell Branch at 415 Main St dates to 1900 in FDIC branch records. It opens on Saturday.
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Caldwell Branch415 Main St, 43724
All hours
Mon to Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
Southeastern Ohio Credit Union Credit union · 1
Southeastern Ohio Credit Union has 1 office in Caldwell, 5 across Ohio. It is based in Cambridge, OH and $65.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Caldwell Office306 North St, 43724
All hours
Mon to Thu 8 am to 5:30 pm; Fri 7:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Farmers and Merchants Bank Bank · 1
The Farmers and Merchants Bank has 1 branch in Caldwell, 1 across Ohio and 1 nationwide. FDIC records list its main office in Caldwell, OH and show it operating since 1912. With $136.4 million in total assets on June 30, 2026, it ranks No. 3,433 of 4,232 U.S. banks by total assets. Its main office at 430 North St dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office430 North St, 43724
Join a credit union in Caldwell
1 credit union has 1 office here: Southeastern Ohio Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Caldwell page has every office in the state's directory.
Banking in Caldwell: the local picture
Short answer: 3 banks run 3 branches in Caldwell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 2 have their main office in Caldwell, 1 elsewhere in Ohio, according to the FDIC.
The bank with the longest record here is Community Savings, operating since 1885 according to the FDIC. In FDIC branch records, the longest-running branch is Community Savings's office at 425 Main St, dating to 1885; the newest is The Farmers and Merchants Bank's at 430 North St, from 1912.
The only credit union with an office here is Southeastern Ohio Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Caldwell
Short answer: 1 of the 2 Caldwell locations with published hours opens on Saturday, run by 1 institution.
- Peoples Bank: 1 of 1 branch (415 Main St: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Caldwell, and where the nearest one is if they do not.
Short answer: No branches in Caldwell: Chase (nearest in Marietta, 24 mi), Wells Fargo, Bank of America (nearest in Canal Winchester, 70 mi), PNC Bank (nearest in Cambridge, 20 mi), U.S. Bank (nearest in Cambridge, 20 mi), Truist (nearest in Blue Ash, 157 mi), Fifth Third Bank (nearest in Newark, 54 mi), Huntington (nearest in Cambridge, 20 mi), Regions Bank, TD Bank, BMO.
| Bank | In Caldwell | Nearest branch if none here |
|---|---|---|
| Chase | None | Marietta, 24 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Canal Winchester, 70 miles away |
| PNC Bank | None | Cambridge, 20 miles away |
| U.S. Bank | None | Cambridge, 20 miles away |
| Truist | None | Blue Ash, 157 miles away |
| Fifth Third Bank | None | Newark, 54 miles away |
| Huntington | None | Cambridge, 20 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Caldwell to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Caldwell residents like anyone else.
Banks near Caldwell
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mcconnelsville (19 miles) and Cambridge (19 miles). Zanesville, 30 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mcconnelsville, OH | 19 mi | 3 | 3 |
| Banks in Cambridge, OH | 19 mi | 7 | 8 |
| Banks in New Concord, OH | 21 mi | 2 | 2 |
| Banks in Woodsfield, OH | 21 mi | 3 | 3 |
| Banks in Marietta, OH | 23 mi | 7 | 12 |
| Banks in Barnesville, OH | 25 mi | 4 | 4 |
| Banks in Zanesville, OH | 30 mi | 8 | 20 |
| Banks in Crooksville, OH | 31 mi | 2 | 2 |
Bank branch openings and closings in Caldwell
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Caldwell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Caldwell
Short answer: 2 institutions have their main office in Caldwell: Community Savings and The Farmers and Merchants Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Community Savings | Bank | $284.7 million | 1 |
| The Farmers and Merchants Bank | Bank | $136.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Caldwell by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Caldwell offices.
Short answer: Peoples Bank is the largest bank with offices in Caldwell, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. Community Savings is second with $284.7 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Peoples Bank | $9.53 billion | No. 169 | 1 | Marietta, OH |
| Community Savings | $284.7 million | No. 2,561 | 1 | Caldwell, OH |
| The Farmers and Merchants Bank | $136.4 million | No. 3,433 | 1 | Caldwell, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Caldwell: FAQ
How many banks are in Caldwell, OH?
Caldwell has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Caldwell?
Peoples Bank, with 1. Community Savings has 1 and The Farmers and Merchants Bank has 1.
Is there a Peoples Bank in Caldwell, OH?
Yes. FDIC data lists 1 Peoples Bank branch in Caldwell as of September 5, 2026. The address and directions are under Peoples Bank above.
Is there a Community Savings in Caldwell, OH?
Yes. FDIC data lists 1 Community Savings branch in Caldwell as of September 5, 2026, the main office at 425 Main St. The address and directions are under Community Savings above.
Is there a The Farmers and Merchants Bank in Caldwell, OH?
Yes. FDIC data lists 1 The Farmers and Merchants Bank branch in Caldwell as of September 5, 2026, the main office at 430 North St. The address and directions are under The Farmers and Merchants Bank above.
Is there a Chase in Caldwell, OH?
No. FDIC data lists no Chase branch in Caldwell as of September 5, 2026. The nearest is in Marietta, about 24 miles away in a straight line.
Which banks in Caldwell are open on Saturday?
Peoples Bank publishes Saturday hours for one or more Caldwell locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Caldwell?
Community Savings and The Farmers and Merchants Bank have their main office in Caldwell, according to the FDIC.
What is the oldest bank in Caldwell?
Community Savings has the longest record among banks with a branch here: the FDIC shows it operating since 1885.
Which credit unions can I join in Caldwell?
Southeastern Ohio Credit Union has an office in Caldwell. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Caldwell in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Caldwell?
Nearby cities with more banks include Mcconnelsville, Cambridge, New Concord. Mcconnelsville is 19 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Peoples Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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