Banks in Warsaw, NY

Bank branch map: Warsaw

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Warsaw, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Warsaw

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Five Star Bank has the most locations in Warsaw, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Five Star Bank 2 branches · main office Rochester, NY Bank · 2

Five Star Bank has 2 branches in Warsaw, 48 across New York and 48 nationwide. FDIC records list its main office in Rochester, NY and show it operating since 1881. With $6.29 billion in total assets on June 30, 2026, it ranks No. 242 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Warsaw location is the North Warsaw Branch at 2330 N Main St, dating to 1974; the newest, at 220 Liberty St, to 2022. It does not publish hours in the sources this page uses; check its site before you go.

• Digital Branch

  220 Liberty St, 14569

  Hours: see the bank's site
  DirectionsWebsite
• North Warsaw Branch

  2330 N Main St, 14569

  Hours: see the bank's site
  DirectionsWebsite

Five Star Bank: profile, branches and contacts

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Warsaw, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Warsaw Branch at 2490 N Main St dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Warsaw Branch

  2490 N Main St, 14569

  Hours: see the bank's site
  DirectionsWebsite

Community Bank: profile, branches and contacts

Genesee Valley Credit Union 1 office · main office Geneseo, NY Credit union · 1

Genesee Valley Credit Union has 1 office in Warsaw, 4 across New York. It is based in Geneseo, NY and $175.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Warsaw Branch

  445 N Main St, 14569

  (585) 243-1500Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Genesee Valley Credit Union: profile, branches and contacts

Tompkins Bank & Trust 1 branch · main office Ithaca, NY Bank · 1

Tompkins Bank & Trust has 1 branch in Warsaw, 41 across New York and 59 nationwide. FDIC records list its main office in Ithaca, NY and show it operating since 1934. With $8.79 billion in total assets on June 30, 2026, it ranks No. 185 of 4,232 U.S. banks by total assets. The Warsaw Branch at 2367 N Main St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Warsaw Branch

  2367 N Main St, 14569

  Hours: see the bank's site
  DirectionsWebsite

Tompkins Bank & Trust: profile, branches and contacts

Join a credit union in Warsaw

1 credit union has 1 office here: Genesee Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Warsaw page has every office in the state's directory.

Banking in Warsaw: the local picture

Short answer: 3 banks run 4 branches in Warsaw according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Warsaw, 3 elsewhere in New York, according to the FDIC.

The bank with the longest record here is Community Bank, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Tompkins Bank & Trust's office at 2367 N Main St, dating to 1974; the newest is Five Star Bank's at 220 Liberty St, from 2022.

The only credit union with an office here is Genesee Valley Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Credit unions open on Saturday in Warsaw

Short answer: 1 of the 1 Warsaw location with published hours opens on Saturday, run by 1 institution.

• Genesee Valley Credit Union: 1 of 1 office (445 N Main St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Warsaw, and where the nearest one is if they do not.

Short answer: No branches in Warsaw: Chase (nearest in East Aurora, 26 mi), Wells Fargo (nearest in Kingston, 218 mi), Bank of America (nearest in Batavia, 17 mi), PNC Bank (nearest in New York, 253 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 255 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 192 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Warsaw to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Warsaw residents like anyone else.

Banks near Warsaw

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Perry (7 miles) and Attica (11 miles). Batavia, 17 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Warsaw

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Warsaw between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Warsaw by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Warsaw offices.

Short answer: Community Bank is the largest bank with offices in Warsaw, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Tompkins Bank & Trust is second with $8.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Warsaw: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.