US Bank Directory
Banks in Valley Stream, NY
8 FDIC-insured banks operate 10 offices in Valley Stream, New York, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Valley Stream
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 12 locations in Valley Stream, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Valley Stream
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase has the most locations in Valley Stream, with 3. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 3
Chase has 3 branches in Valley Stream, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Valley Stream location is the Central Avenue Branch at 270 N Central Ave, dating to 1954; the newest, at 330 W Sunrise Hwy, to 2026. All 2 of its Valley Stream locations with published hours open on Saturday.
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Valley Stream Branch163 W Merrick Rd, 11580
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Central Avenue Branch270 N Central Ave, 11580
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Green Acres Branch330 W Sunrise Hwy, 11581
Capital One Bank · 1
Capital One has 1 branch in Valley Stream, 77 across New York and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. The Green Acres Commons Branch at 750 W Sunrise Hwy dates to 2018 in FDIC branch records. It opens on Saturday.
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Green Acres Commons Branch750 W Sunrise Hwy, 11581
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Capital One branch locator (All The Places), checked Oct 10, 2026
Citizens Bank · 1
Citizens has 1 branch in Valley Stream, 170 across New York and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Valley Stream Branch at 4 Green Acres Common 4110 dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valley Stream Branch4 Green Acres Common 4110, 11581
ConnectOne Bank Bank · 1
ConnectOne Bank has 1 branch in Valley Stream, 42 across New York and 57 nationwide. FDIC records list its main office in Englewood Cliffs, NJ and show it operating since 2005. With $14.40 billion in total assets on June 30, 2026, it ranks No. 133 of 4,232 U.S. banks by total assets. The Valley Stream Branch at 127 E Merrick Rd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valley Stream Branch127 E Merrick Rd, 11580
Dime Community Bank Bank · 1
Dime Community Bank has 1 branch in Valley Stream, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. The Valley Stream Branch at 175 W Merrick Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valley Stream Branch175 W Merrick Rd, 11580
Flagstar Bank · 1
Flagstar has 1 branch in Valley Stream, 108 across New York and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Valley Stream Branch at 75 N Central Ave dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valley Stream Branch75 N Central Ave, 11580
Jovia Financial Credit Union Credit union · 1
Jovia Financial Credit Union has 1 office in Valley Stream, 20 across New York. It is based in Westbury, NY and $4.54 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Valley Stream264 E Merrick Rd, 11580
All hours
Mon 9 am to 7 pm; Tue to Thu 9 am to 5 pm; Fri 9 am to 7 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Santander Bank · 1
Santander has 1 branch in Valley Stream, 134 across New York and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Valley Stream Branch at 120 S Franklin Ave dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valley Stream Branch120 S Franklin Ave, 11580
TD Bank Bank · 1
TD Bank has 1 branch in Valley Stream, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Valley Stream Branch at 275 Merrick Road dates to 2005 in FDIC branch records. It opens on Saturday.
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Valley Stream Branch275 Merrick Road, 11580
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun 11 am to 2 pm
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Transit Credit Union Credit union · 1
Transit Credit Union has 1 office in Valley Stream, 2 across New York. It is based in Valley Stream, NY and $18.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office20 N Central Ave Fl 3, 11580
All hours
Mon to Fri 8 am to 4 pm; Sat 8 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Valley Stream
2 credit unions have 2 offices here: Jovia Financial Credit Union and Transit Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Valley Stream page has every office in the state's directory.
Banking in Valley Stream: the local picture
Short answer: 8 banks run 10 branches in Valley Stream according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Valley Stream, 2 elsewhere in New York and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 120 S Franklin Ave, dating to 1923; the newest is Chase's at 330 W Sunrise Hwy, from 2026.
2 credit unions have 2 offices in Valley Stream, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 6 open on Saturday. 6 locations have no published hours in these sources.
Banks by ZIP code in Valley Stream
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 11580 has the most bank and credit union offices in Valley Stream (9), followed by 11581 (3). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 11580 | 9 | 8 | Chase, ConnectOne Bank, Dime Community Bank |
| 11581 | 3 | 3 | Capital One, Chase, Citizens |
Banks and credit unions open on Saturday in Valley Stream
Short answer: 6 of the 6 Valley Stream locations with published hours open on Saturday, run by 5 institutions.
- Chase: 2 of 3 branches (163 W Merrick Rd: Saturday 9 am to 2 pm, and 1 more)
- Capital One: 1 of 1 branch (750 W Sunrise Hwy: Saturday 9 am to 12 pm)
- TD Bank: 1 of 1 branch (275 Merrick Road: Saturday 9 am to 1 pm)
- Jovia Financial Credit Union: 1 of 1 office (264 E Merrick Rd: Saturday 9 am to 1 pm)
- Transit Credit Union: 1 of 1 office (20 N Central Ave Fl 3: Saturday 8 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Valley Stream, and where the nearest one is if they do not.
Short answer: In Valley Stream: Chase (3), TD Bank (1). No branches in Valley Stream: Wells Fargo (nearest in Hewlett, 2 mi), Bank of America (nearest in Rosedale, 1 mi), PNC Bank (nearest in New York, 15 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 15 mi), Huntington, Regions Bank, BMO.
| Bank | In Valley Stream | Nearest branch if none here |
|---|---|---|
| Chase | 3 branches | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Hewlett, 2 miles away |
| Bank of America | None | Rosedale, 1 mile away |
| PNC Bank | None | New York, 15 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 15 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Valley Stream to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Valley Stream residents like anyone else.
Banks near Valley Stream
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Laurelton (2 miles) and Hewlett (2 miles). Hewlett, 2 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Laurelton, NY | 2 mi | 2 | 2 |
| Banks in Hewlett, NY | 2 mi | 7 | 7 |
| Banks in Lynbrook, NY | 2 mi | 4 | 4 |
| Banks in Malverne, NY | 2 mi | 2 | 2 |
| Banks in Elmont, NY | 2 mi | 3 | 3 |
| Banks in Franklin Square, NY | 3 mi | 7 | 10 |
| Banks in Saint Albans, NY | 3 mi | 2 | 2 |
| Banks in Cedarhurst, NY | 3 mi | 5 | 5 |
Bank branch openings and closings in Valley Stream
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Valley Stream between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jan 20, 2026 | Opened | Chase | 330 W Sunrise Hwy, 11581 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Valley Stream
Short answer: 1 institution has its main office in Valley Stream: Transit Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Transit Credit Union | Credit union | $18.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Valley Stream by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Valley Stream offices.
Short answer: Chase is the largest bank with offices in Valley Stream, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Capital One is second with $662.16 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 3 | Columbus, OH |
| Capital One | $662.16 billion | No. 7 | 1 | Mclean, VA |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| Dime Community Bank | $15.03 billion | No. 129 | 1 | Hauppauge, NY |
| ConnectOne Bank | $14.40 billion | No. 133 | 1 | Englewood Cliffs, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Valley Stream: FAQ
How many banks are in Valley Stream, NY?
Valley Stream has 8 banks with 10 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Valley Stream?
Chase, with 3. Capital One has 1 and TD Bank has 1.
Is there a Chase in Valley Stream, NY?
Yes. FDIC data lists 3 Chase branches in Valley Stream as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Capital One in Valley Stream, NY?
Yes. FDIC data lists 1 Capital One branch in Valley Stream as of September 5, 2026. The address and directions are under Capital One above.
Is there a TD Bank in Valley Stream, NY?
Yes. FDIC data lists 1 TD Bank branch in Valley Stream as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Wells Fargo in Valley Stream, NY?
No. FDIC data lists no Wells Fargo branch in Valley Stream as of September 5, 2026. The nearest is in Hewlett, about 2 miles away in a straight line.
Which banks in Valley Stream are open on Saturday?
Chase, Capital One, TD Bank and Jovia Financial Credit Union and 1 more publish Saturday hours for one or more Valley Stream locations. The Saturday section above lists each one with its hours. 6 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Valley Stream?
Transit Credit Union has its main office in Valley Stream, according to the FDIC and the NCUA.
What is the oldest bank in Valley Stream?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Valley Stream?
Jovia Financial Credit Union and Transit Credit Union have offices in Valley Stream. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Valley Stream in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Valley Stream?
Nearby cities with more banks include Laurelton, Hewlett, Lynbrook. Laurelton is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 10 branches: Capital One, Chase, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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