US Bank Directory
Banks in Seaford, NY
1 FDIC-insured bank operates 1 office in Seaford, New York, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Seaford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Seaford, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Seaford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Santander is the only bank with an office in Seaford. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fourleaf Credit Union Credit union · 1
Fourleaf Credit Union has 1 office in Seaford, 38 across New York. It is based in Bethpage, NY and $14.37 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Seaford4006 Merrick Rd, 11783
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Ocean Financial Credit Union Credit union · 1
Ocean Financial Credit Union has 1 office in Seaford, 5 across New York. It is based in Oceanside, NY and $401.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Seaford4050 Merrick Rd, 11783
All hours
Mon to Thu 9 am to 3 pm; Fri 9 am to 7 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Santander Bank · 1
Santander has 1 branch in Seaford, 134 across New York and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Seaford Branch at 3887 Merrick Rd dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Seaford Branch3887 Merrick Rd, 11783
Join a credit union in Seaford
2 credit unions have 2 offices here: Fourleaf Credit Union and Ocean Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Seaford page has every office in the state's directory.
Banking in Seaford: the local picture
Short answer: 1 bank runs 1 branch in Seaford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Santander has its main office in Wilmington, DE, according to the FDIC.
The bank with the longest record here is Santander, operating since 1907 according to the FDIC.
2 credit unions have 2 offices in Seaford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in Seaford
Short answer: 2 of the 2 Seaford locations with published hours open on Saturday, run by 2 institutions.
- Fourleaf Credit Union: 1 of 1 office (4006 Merrick Rd: Saturday 9 am to 2 pm)
- Ocean Financial Credit Union: 1 of 1 office (4050 Merrick Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Seaford, and where the nearest one is if they do not.
Short answer: No branches in Seaford: Chase (nearest in Massapequa, 1 mi), Wells Fargo (nearest in Hempstead, 8 mi), Bank of America (nearest in Wantagh, 1 mi), PNC Bank (nearest in New York, 26 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 26 mi), Huntington, Regions Bank, TD Bank (nearest in Massapequa, 1 mi), BMO.
| Bank | In Seaford | Nearest branch if none here |
|---|---|---|
| Chase | None | Massapequa, 1 mile away |
| Wells Fargo | None | Hempstead, 8 miles away |
| Bank of America | None | Wantagh, 1 mile away |
| PNC Bank | None | New York, 26 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 26 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Massapequa, 1 mile away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Seaford to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Seaford residents like anyone else.
Banks near Seaford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wantagh (2 miles) and Massapequa Park (2 miles). Merrick, 3 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wantagh, NY | 2 mi | 7 | 7 |
| Banks in Massapequa Park, NY | 2 mi | 5 | 5 |
| Banks in Massapequa, NY | 2 mi | 6 | 9 |
| Banks in Bellmore, NY | 2 mi | 4 | 4 |
| Banks in Merrick, NY | 3 mi | 9 | 9 |
| Banks in Amityville, NY | 4 mi | 2 | 3 |
| Banks in Bethpage, NY | 4 mi | 4 | 4 |
| Banks in Levittown, NY | 5 mi | 5 | 6 |
Bank branch openings and closings in Seaford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Seaford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Seaford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Seaford offices.
Short answer: Santander is the largest bank with offices in Seaford, with $103.96 billion in total assets on June 30, 2026, No. 32 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Seaford: FAQ
How many banks are in Seaford, NY?
Seaford has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Santander in Seaford, NY?
Yes. FDIC data lists 1 Santander branch in Seaford as of September 5, 2026. The address and directions are under Santander above.
Is there a Chase in Seaford, NY?
No. FDIC data lists no Chase branch in Seaford as of September 5, 2026. The nearest is in Massapequa, about 1 miles away in a straight line.
Which banks in Seaford are open on Saturday?
Fourleaf Credit Union and Ocean Financial Credit Union publish Saturday hours for one or more Seaford locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Seaford?
Santander has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Which credit unions can I join in Seaford?
Fourleaf Credit Union and Ocean Financial Credit Union have offices in Seaford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Seaford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Seaford?
Nearby cities with more banks include Wantagh, Massapequa Park, Massapequa. Wantagh is 2 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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