US Bank Directory
Banks in Pearl River, NY
3 FDIC-insured banks operate 3 offices in Pearl River, New York, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Pearl River
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Pearl River, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Pearl River
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, TD Bank and KeyBank have the most locations in Pearl River, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Pearl River, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Pearl River Branch at 1 E Central Ave dates to 1956 in FDIC branch records. Its published hours do not list Saturday.
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Pearl River Branch1 E Central Ave, 10965
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Pearl River, 228 across New York and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The North Middletown Road Branch at 93 N Middletown Rd dates to 1958 in FDIC branch records. It opens on Saturday.
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North Middletown Road Branch93 N Middletown Rd, 10965
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Palisades Credit Union Credit union · 1
Palisades Credit Union has 1 office in Pearl River, 4 across New York. It is based in Pearl River, NY and $207.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1 Blue Hill Plz, 10965
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Pearl River, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Pearl River Branch at 105 E Central Ave dates to 2002 in FDIC branch records. It opens on Saturday.
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Pearl River Branch105 E Central Ave, 10965
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Pearl River
1 credit union has 1 office here: Palisades Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pearl River page has every office in the state's directory.
Banking in Pearl River: the local picture
Short answer: 3 banks run 3 branches in Pearl River according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Pearl River and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 1 E Central Ave, dating to 1956; the newest is TD Bank's at 105 E Central Ave, from 2002.
The only credit union with an office here is Palisades Credit Union.
Of the 4 locations with published hours. 2 open on Saturday.
Banks open on Saturday in Pearl River
Short answer: 2 of the 4 Pearl River locations with published hours open on Saturday, run by 2 institutions.
- TD Bank: 1 of 1 branch (105 E Central Ave: Saturday 9 am to 1 pm)
- KeyBank: 1 of 1 branch (93 N Middletown Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Pearl River, and where the nearest one is if they do not.
Short answer: In Pearl River: Chase (1), TD Bank (1). No branches in Pearl River: Wells Fargo (nearest in Spring Valley, 3 mi), Bank of America (nearest in Tarrytown, 9 mi), PNC Bank (nearest in New York, 15 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 21 mi), Huntington, Regions Bank, BMO.
| Bank | In Pearl River | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Spring Valley, 3 miles away |
| Bank of America | None | Tarrytown, 9 miles away |
| PNC Bank | None | New York, 15 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 21 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pearl River to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pearl River residents like anyone else.
Banks near Pearl River
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Nanuet (2 miles) and Chestnut Ridge (3 miles). New City, 6 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Nanuet, NY | 2 mi | 6 | 7 |
| Banks in Chestnut Ridge, NY | 3 mi | 2 | 2 |
| Banks in Orangeburg, NY | 4 mi | 3 | 3 |
| Banks in Spring Valley, NY | 4 mi | 4 | 4 |
| Banks in Monsey, NY | 5 mi | 6 | 8 |
| Banks in Nyack, NY | 5 mi | 5 | 6 |
| Banks in New City, NY | 6 mi | 10 | 13 |
| Banks in Airmont, NY | 6 mi | 3 | 3 |
Bank branch openings and closings in Pearl River
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pearl River between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Pearl River
Short answer: 1 institution has its main office in Pearl River: Palisades Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Palisades Credit Union | Credit union | $207.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Pearl River by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pearl River offices.
Short answer: Chase is the largest bank with offices in Pearl River, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. TD Bank is second with $342.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pearl River: FAQ
How many banks are in Pearl River, NY?
Pearl River has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Pearl River?
Chase, with 1. TD Bank has 1 and KeyBank has 1.
Is there a Chase in Pearl River, NY?
Yes. FDIC data lists 1 Chase branch in Pearl River as of September 5, 2026. The address and directions are under Chase above.
Is there a TD Bank in Pearl River, NY?
Yes. FDIC data lists 1 TD Bank branch in Pearl River as of September 5, 2026. The address and directions are under TD Bank above.
Is there a KeyBank in Pearl River, NY?
Yes. FDIC data lists 1 KeyBank branch in Pearl River as of September 5, 2026. The address and directions are under KeyBank above.
Is there a Wells Fargo in Pearl River, NY?
No. FDIC data lists no Wells Fargo branch in Pearl River as of September 5, 2026. The nearest is in Spring Valley, about 3 miles away in a straight line.
Which banks in Pearl River are open on Saturday?
TD Bank and KeyBank publish Saturday hours for one or more Pearl River locations. The Saturday section above lists each one with its hours.
Which banks are headquartered in Pearl River?
Palisades Credit Union has its main office in Pearl River, according to the FDIC and the NCUA.
What is the oldest bank in Pearl River?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Pearl River?
Palisades Credit Union has an office in Pearl River. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Pearl River in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pearl River?
Nearby cities with more banks include Nanuet, Chestnut Ridge, Orangeburg. Nanuet is 2 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (3 of 3 branches: Chase, KeyBank, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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