US Bank Directory
Banks in Lake Luzerne, NY
1 FDIC-insured bank operates 1 office in Lake Luzerne, New York.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Lake Luzerne
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Lake Luzerne, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lake Luzerne
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Arrow Bank is the only bank with an office in Lake Luzerne. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Arrow Bank Bank · 1
Arrow Bank has 1 branch in Lake Luzerne, 57 across New York and 38 nationwide. FDIC records list its main office in Glens Falls, NY and show it operating since 1851. With $4.46 billion in total assets on June 30, 2026, it ranks No. 311 of 4,232 U.S. banks by total assets. The Luzerne Branch at 15 Main Street dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Luzerne Branch15 Main Street, 12846
Banking in Lake Luzerne: the local picture
Short answer: 1 bank runs 1 branch in Lake Luzerne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Arrow Bank has its main office in Glens Falls, NY, according to the FDIC.
The bank with the longest record here is Arrow Bank, operating since 1851 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Luzerne, and where the nearest one is if they do not.
Short answer: No branches in Lake Luzerne: Chase (nearest in Saratoga Springs, 15 mi), Wells Fargo (nearest in Kingston, 96 mi), Bank of America (nearest in Saratoga Springs, 17 mi), PNC Bank (nearest in New York, 171 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 177 mi), Huntington, Regions Bank, TD Bank (nearest in Queensbury, 9 mi), BMO.
| Bank | In Lake Luzerne | Nearest branch if none here |
|---|---|---|
| Chase | None | Saratoga Springs, 15 miles away |
| Wells Fargo | None | Kingston, 96 miles away |
| Bank of America | None | Saratoga Springs, 17 miles away |
| PNC Bank | None | New York, 171 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 177 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Queensbury, 9 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Luzerne to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Luzerne residents like anyone else.
Banks near Lake Luzerne
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Queensbury (9 miles) and Glens Falls (10 miles). Saratoga Springs, 16 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Queensbury, NY | 9 mi | 9 | 12 |
| Banks in Glens Falls, NY | 10 mi | 3 | 4 |
| Banks in Lake George, NY | 10 mi | 3 | 4 |
| Banks in South Glens Falls, NY | 10 mi | 4 | 4 |
| Banks in Warrensburg, NY | 13 mi | 2 | 2 |
| Banks in Hudson Falls, NY | 13 mi | 2 | 2 |
| Banks in Saratoga Springs, NY | 16 mi | 10 | 20 |
| Banks in Wilton, NY | 17 mi | 2 | 2 |
Bank branch openings and closings in Lake Luzerne
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Luzerne between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lake Luzerne by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Luzerne offices.
Short answer: Arrow Bank is the largest bank with offices in Lake Luzerne, with $4.46 billion in total assets on June 30, 2026, No. 311 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Arrow Bank | $4.46 billion | No. 311 | 1 | Glens Falls, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Luzerne: FAQ
How many banks are in Lake Luzerne, NY?
Lake Luzerne has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Arrow Bank in Lake Luzerne, NY?
Yes. FDIC data lists 1 Arrow Bank branch in Lake Luzerne as of September 5, 2026. The address and directions are under Arrow Bank above.
Is there a Chase in Lake Luzerne, NY?
No. FDIC data lists no Chase branch in Lake Luzerne as of September 5, 2026. The nearest is in Saratoga Springs, about 15 miles away in a straight line.
What is the oldest bank in Lake Luzerne?
Arrow Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1851.
Did any bank branches open or close in Lake Luzerne in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Luzerne?
Nearby cities with more banks include Queensbury, Glens Falls, Lake George. Queensbury is 9 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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