US Bank Directory

Banks in Henrietta, NY

1 FDIC-insured bank operates 1 office in Henrietta, New York, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Henrietta

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Henrietta, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Henrietta

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: M&T Bank is the only bank with an office in Henrietta. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Le Roy Credit Union 1 office · main office Le Roy, NY Credit union · 1

Le Roy Credit Union has 1 office in Henrietta, 3 across New York. It is based in Le Roy, NY and $21.6 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Le Roy Credit Union: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Henrietta, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Henrietta Branch at 1400 Miracle Mile Drive dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Henrietta Branch
    1400 Miracle Mile Drive, 14623
    Hours: see the bank's site
M&T Bank: profile, branches and contacts

Join a credit union in Henrietta

1 credit union has 1 office here: Le Roy Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Henrietta page has every office in the state's directory.

Banking in Henrietta: the local picture

Short answer: 1 bank runs 1 branch in Henrietta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

M&T Bank has its main office in Buffalo, NY, according to the FDIC.

The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC.

The only credit union with an office here is Le Roy Credit Union.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Banks by ZIP code in Henrietta

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 14467 has the most bank and credit union offices in Henrietta (1), followed by 14623 (1). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
1446711Le Roy Credit Union
1462311M&T Bank

Chase, Bank of America and other national banks

Which big national banks have branches in Henrietta, and where the nearest one is if they do not.

Short answer: No branches in Henrietta: Chase (nearest in Rochester, 1 mi), Wells Fargo (nearest in Kingston, 201 mi), Bank of America (nearest in Rochester, 1 mi), PNC Bank (nearest in New York, 245 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 248 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 180 mi), BMO.

BankIn HenriettaNearest branch if none here
ChaseNoneRochester, 1 mile away
Wells FargoNoneKingston, 201 miles away
Bank of AmericaNoneRochester, 1 mile away
PNC BankNoneNew York, 245 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 248 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneMonticello, 180 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Henrietta to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Henrietta residents like anyone else.

Banks near Henrietta

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rochester (4 miles) and Chili (6 miles). Rochester, 4 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Henrietta

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Henrietta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Henrietta by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Henrietta offices.

Short answer: M&T Bank is the largest bank with offices in Henrietta, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
M&T Bank$218.79 billionNo. 211Buffalo, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Henrietta: FAQ

How many banks are in Henrietta, NY?

Henrietta has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a M&T Bank in Henrietta, NY?

Yes. FDIC data lists 1 M&T Bank branch in Henrietta as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a Chase in Henrietta, NY?

No. FDIC data lists no Chase branch in Henrietta as of September 5, 2026. The nearest is in Rochester, about 1 miles away in a straight line.

What is the oldest bank in Henrietta?

M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.

Which credit unions can I join in Henrietta?

Le Roy Credit Union has an office in Henrietta. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Henrietta in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Henrietta?

Nearby cities with more banks include Rochester, Chili, Pittsford. Rochester is 4 miles away with 14 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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