US Bank Directory
Banks in Belle Harbor, NY
1 FDIC-insured bank operates 1 office in Belle Harbor, New York.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Belle Harbor
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Belle Harbor, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Belle Harbor
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Cross County Savings Bank is the only bank with an office in Belle Harbor. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Cross County Savings Bank Bank · 1
Cross County Savings Bank has 1 branch in Belle Harbor, 6 across New York and 6 nationwide. FDIC records list its main office in Middle Village, NY and show it operating since 1888. With $525.4 million in total assets on June 30, 2026, it ranks No. 1,733 of 4,232 U.S. banks by total assets. The Belle Harbor Branch at 455 Beach 129th St dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Belle Harbor Branch455 Beach 129th St, 11694
Banking in Belle Harbor: the local picture
Short answer: 1 bank runs 1 branch in Belle Harbor according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Cross County Savings Bank has its main office in Middle Village, NY, according to the FDIC.
The bank with the longest record here is Cross County Savings Bank, operating since 1888 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Belle Harbor, and where the nearest one is if they do not.
Short answer: No branches in Belle Harbor: Chase (nearest in Rockaway Park, 1 mi), Wells Fargo (nearest in Brooklyn, 8 mi), Bank of America (nearest in Brooklyn, 4 mi), PNC Bank (nearest in New York, 12 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 14 mi), Huntington, Regions Bank, TD Bank (nearest in Brooklyn, 5 mi), BMO.
| Bank | In Belle Harbor | Nearest branch if none here |
|---|---|---|
| Chase | None | Rockaway Park, 1 mile away |
| Wells Fargo | None | Brooklyn, 8 miles away |
| Bank of America | None | Brooklyn, 4 miles away |
| PNC Bank | None | New York, 12 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 14 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Brooklyn, 5 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Belle Harbor to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Belle Harbor residents like anyone else.
Banks near Belle Harbor
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rockaway Park (1 mile) and Far Rockaway (5 miles). Brooklyn, 8 miles away, has the most banks nearby: 39.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rockaway Park, NY | 1 mi | 3 | 3 |
| Banks in Far Rockaway, NY | 5 mi | 2 | 2 |
| Banks in Howard Beach, NY | 6 mi | 6 | 8 |
| Banks in Lawrence, NY | 7 mi | 4 | 4 |
| Banks in Cedarhurst, NY | 7 mi | 5 | 5 |
| Banks in Ozone Park, NY | 7 mi | 4 | 4 |
| Banks in South Richmond Hill, NY | 8 mi | 4 | 5 |
| Banks in Brooklyn, NY | 8 mi | 39 | 321 |
Bank branch openings and closings in Belle Harbor
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Belle Harbor between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Belle Harbor by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Belle Harbor offices.
Short answer: Cross County Savings Bank is the largest bank with offices in Belle Harbor, with $525.4 million in total assets on June 30, 2026, No. 1,733 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Cross County Savings Bank | $525.4 million | No. 1,733 | 1 | Middle Village, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Belle Harbor: FAQ
How many banks are in Belle Harbor, NY?
Belle Harbor has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Cross County Savings Bank in Belle Harbor, NY?
Yes. FDIC data lists 1 Cross County Savings Bank branch in Belle Harbor as of September 5, 2026. The address and directions are under Cross County Savings Bank above.
Is there a Chase in Belle Harbor, NY?
No. FDIC data lists no Chase branch in Belle Harbor as of September 5, 2026. The nearest is in Rockaway Park, about 1 miles away in a straight line.
What is the oldest bank in Belle Harbor?
Cross County Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1888.
Did any bank branches open or close in Belle Harbor in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Belle Harbor?
Nearby cities with more banks include Rockaway Park, Far Rockaway, Howard Beach. Rockaway Park is 1 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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