US Bank Directory
Banks in Elko, NV
5 FDIC-insured banks operate 5 offices in Elko, Nevada, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Elko
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 9 locations in Elko, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Elko
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Elko, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Greater Nevada Credit Union Credit union · 2
Greater Nevada Credit Union has 2 officees in Elko, 16 across Nevada. It is based in Carson City, NV and $1.69 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Elko locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Elko Branch1211 Idaho St, 89801
All hours
Mon to Fri 10 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Greater Nevada Mortgage Llc905 Railroad St Ste 203, 89801
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Elko Credit Union Credit union · 1
Elko Credit Union has 1 office in Elko, 2 across Nevada. It is based in Elko, NV and $349.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2397 Mountain City Hwy, 89801
All hours
Mon to Thu 8 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Nevada Bank Bank · 1
Nevada Bank has 1 branch in Elko, 4 across Nevada and 4 nationwide. FDIC records list its main office in Caliente, NV and show it operating since 1978. With $217.5 million in total assets on June 30, 2026, it ranks No. 2,891 of 4,232 U.S. banks by total assets. The Elko Branch at 852 Idaho St dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elko Branch852 Idaho St, 89801
Operating Engineers Local Union #3 Credit Union Credit union · 1
Operating Engineers Local Union #3 Credit Union has 1 office in Elko, 3 across Nevada. It is based in Livermore, CA and $1.65 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Elko Branch1720 Mountain City Hwy, 89801
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Elko, 50 across Nevada and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Elko Main Branch at 801 Idaho St dates to 1946 in FDIC branch records. It opens on Saturday.
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Elko Main Branch801 Idaho St, 89801
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
WaFd Bank Bank · 1
WaFd Bank has 1 branch in Elko, 8 across Nevada and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Elko Branch at 2501 Mountain City Hwy dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Elko Branch2501 Mountain City Hwy, 89801
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Elko, 87 across Nevada and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Elko Plaza at 2070 Idaho St dates to 1996 in FDIC branch records. Its published hours do not list Saturday.
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Elko Plaza2070 Idaho St, 89801
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Elko, 43 across Nevada and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Mountain City Highway Branch at 2915 Mountain City Hwy dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mountain City Highway Branch2915 Mountain City Hwy, 89801
Join a credit union in Elko
3 credit unions have 4 offices here: Greater Nevada Credit Union, Operating Engineers Local Union #3 Credit Union and Elko Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Elko page has every office in the state's directory.
Banking in Elko: the local picture
Short answer: 5 banks run 5 branches in Elko according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Elko, 1 elsewhere in Nevada and 4 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 801 Idaho St, dating to 1946; the newest is Zions Bancorporation's at 2915 Mountain City Hwy, from 2005.
3 credit unions have 4 offices in Elko, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Banks open on Saturday in Elko
Short answer: 1 of the 6 Elko locations with published hours opens on Saturday, run by 1 institution.
- U.S. Bank: 1 of 1 branch (801 Idaho St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Elko, and where the nearest one is if they do not.
Short answer: In Elko: Wells Fargo (1), U.S. Bank (1). No branches in Elko: Chase (nearest in Sparks, 224 mi), Bank of America (nearest in Sparks, 227 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Sparks, 227 mi).
| Bank | In Elko | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Chase | None | Sparks, 224 miles away |
| Bank of America | None | Sparks, 227 miles away |
| PNC Bank | None | none in Nevada |
| Truist | None | none in Nevada |
| Fifth Third Bank | None | none in Nevada |
| Huntington | None | none in Nevada |
| Regions Bank | None | none in Nevada |
| TD Bank | None | none in Nevada |
| BMO | None | Sparks, 227 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elko to the nearest branch in Nevada.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elko residents like anyone else.
Banks near Elko
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Winnemucca (103 miles) and Ely (119 miles). Reno, 232 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Winnemucca, NV | 103 mi | 3 | 3 |
| Banks in Ely, NV | 119 mi | 3 | 3 |
| Banks in Fallon, NV | 185 mi | 5 | 5 |
| Banks in Fernley, NV | 201 mi | 3 | 3 |
| Banks in Sparks, NV | 227 mi | 10 | 20 |
| Banks in Reno, NV | 232 mi | 14 | 48 |
| Banks in Carson City, NV | 241 mi | 10 | 14 |
| Banks in Incline Village, NV | 247 mi | 4 | 4 |
Bank branch openings and closings in Elko
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Elko between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Elko
Short answer: 1 institution has its main office in Elko: Elko Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Elko Credit Union | Credit union | $349.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Elko by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elko offices.
Short answer: Wells Fargo is the largest bank with offices in Elko, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| WaFd Bank | $27.58 billion | No. 79 | 1 | Seattle, WA |
| Nevada Bank | $217.5 million | No. 2,891 | 1 | Caliente, NV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Elko: FAQ
How many banks are in Elko, NV?
Elko has 5 banks with 5 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Elko?
Wells Fargo, with 1. U.S. Bank has 1 and Zions Bancorporation has 1.
Is there a Wells Fargo in Elko, NV?
Yes. FDIC data lists 1 Wells Fargo branch in Elko as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Elko, NV?
Yes. FDIC data lists 1 U.S. Bank branch in Elko as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Zions Bancorporation in Elko, NV?
Yes. FDIC data lists 1 Zions Bancorporation branch in Elko as of September 5, 2026. The address and directions are under Zions Bancorporation above.
Is there a Chase in Elko, NV?
No. FDIC data lists no Chase branch in Elko as of September 5, 2026. The nearest is in Sparks, about 224 miles away in a straight line.
Which banks in Elko are open on Saturday?
U.S. Bank publishes Saturday hours for one or more Elko locations. The Saturday section above lists each one with its hours. 3 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Elko?
Elko Credit Union has its main office in Elko, according to the FDIC and the NCUA.
What is the oldest bank in Elko?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Elko?
Greater Nevada Credit Union, Operating Engineers Local Union #3 Credit Union and Elko Credit Union have offices in Elko. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Elko in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Elko?
Nearby cities with more banks include Winnemucca, Ely, Fallon. Winnemucca is 103 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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