US Bank Directory

Banks in Towaco, NJ

1 FDIC-insured bank operates 1 office in Towaco, New Jersey.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Towaco

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Towaco, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Towaco

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Fulton Bank is the only bank with an office in Towaco. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Fulton Bank Fulton Bank, National Association · 1 branch · main office Lancaster, PA Bank · 1

Fulton Bank has 1 branch in Towaco, 80 across New Jersey and 208 nationwide. FDIC records list its main office in Lancaster, PA and show it operating since 1882. With $32.56 billion in total assets on June 30, 2026, it ranks No. 67 of 4,232 U.S. banks by total assets. The Montville Branch at 448 Main Rd dates to 2009 in FDIC branch records. It opens on Saturday.

  • Montville Branch
    448 Main Rd, 07082
    (800) 385-8664Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu 9 am to 6 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026

Fulton Bank: profile, branches and contacts

Banking in Towaco: the local picture

Short answer: 1 bank runs 1 branch in Towaco according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Fulton Bank has its main office in Lancaster, PA, according to the FDIC.

The bank with the longest record here is Fulton Bank, operating since 1882 according to the FDIC.

Of the 1 location with published hours. 1 opens on Saturday.

Banks open on Saturday in Towaco

Short answer: 1 of the 1 Towaco location with published hours opens on Saturday, run by 1 institution.

  • Fulton Bank: 1 of 1 branch (448 Main Rd: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Towaco, and where the nearest one is if they do not.

Short answer: No branches in Towaco: Chase (nearest in Lake Hiawatha, 3 mi), Wells Fargo (nearest in Boonton, 2 mi), Bank of America (nearest in Montville, 2 mi), PNC Bank (nearest in Parsippany, 4 mi), U.S. Bank, Truist (nearest in Ewing, 50 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Montville, 2 mi), BMO.

BankIn TowacoNearest branch if none here
ChaseNoneLake Hiawatha, 3 miles away
Wells FargoNoneBoonton, 2 miles away
Bank of AmericaNoneMontville, 2 miles away
PNC BankNoneParsippany, 4 miles away
U.S. BankNonenone in New Jersey
TruistNoneEwing, 50 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
TD BankNoneMontville, 2 miles away
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Towaco to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Towaco residents like anyone else.

Banks near Towaco

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Montville (2 miles) and Lincoln Park (3 miles). Parsippany, 5 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Towaco

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Towaco between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Towaco by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Towaco offices.

Short answer: Fulton Bank is the largest bank with offices in Towaco, with $32.56 billion in total assets on June 30, 2026, No. 67 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Fulton Bank$32.56 billionNo. 671Lancaster, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Towaco: FAQ

How many banks are in Towaco, NJ?

Towaco has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Fulton Bank in Towaco, NJ?

Yes. FDIC data lists 1 Fulton Bank branch in Towaco as of September 5, 2026. The address and directions are under Fulton Bank above.

Is there a Chase in Towaco, NJ?

No. FDIC data lists no Chase branch in Towaco as of September 5, 2026. The nearest is in Lake Hiawatha, about 3 miles away in a straight line.

Which banks in Towaco are open on Saturday?

Fulton Bank publishes Saturday hours for one or more Towaco locations. The Saturday section above lists each one with its hours.

What is the oldest bank in Towaco?

Fulton Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1882.

Did any bank branches open or close in Towaco in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Towaco?

Nearby cities with more banks include Montville, Lincoln Park, Lake Hiawatha. Montville is 2 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Fulton Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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