Banks in Oak Ridge, NJ

Bank branch map: Oak Ridge

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Oak Ridge, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Oak Ridge

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Provident Bank and Bogota Savings Bank have the most locations in Oak Ridge, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bogota Savings Bank 1 branch · main office Teaneck, NJ Bank · 1

Bogota Savings Bank has 1 branch in Oak Ridge, 8 across New Jersey and 8 nationwide. FDIC records list its main office in Teaneck, NJ and show it operating since 1893. With $871.8 million in total assets on June 30, 2026, it ranks No. 1,175 of 4,232 U.S. banks by total assets. The 5527 Berkshire Valley Road Branch at 5527 Berkshire Valley Rd dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 5527 Berkshire Valley Road Branch

  5527 Berkshire Valley Rd, 07438

  Hours: see the bank's site
  DirectionsWebsite

Bogota Savings Bank: profile, branches and contacts

Provident Bank 1 branch · main office Jersey City, NJ Bank · 1

Provident Bank has 1 branch in Oak Ridge, 131 across New Jersey and 139 nationwide. FDIC records list its main office in Jersey City, NJ and show it operating since 1839. With $25.65 billion in total assets on June 30, 2026, it ranks No. 84 of 4,232 U.S. banks by total assets. The Milton Branch at 5729 Berkshire Valley Rd dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Milton Branch

  5729 Berkshire Valley Rd, 07438

  Hours: see the bank's site
  DirectionsWebsite

Provident Bank: profile, branches and contacts

Visions Credit Union 1 office · main office Endicott, NY Credit union · 1

Visions Credit Union has 1 office in Oak Ridge, 16 across New Jersey. It is based in Endicott, NY and $5.25 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Jefferson Township Hs

  1010 Weldon Rd, 07438

  (800) 242-2120Today 8:30 am to 3 pm

  All hours

  Mon to Fri 8:30 am to 3 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Visions Credit Union: profile, branches and contacts

Join a credit union in Oak Ridge

1 credit union has 1 office here: Visions Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oak Ridge page has every office in the state's directory.

Banking in Oak Ridge: the local picture

Short answer: 2 banks run 2 branches in Oak Ridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Oak Ridge, 2 elsewhere in New Jersey, according to the FDIC.

The bank with the longest record here is Provident Bank, operating since 1839 according to the FDIC. In FDIC branch records, the longest-running branch is Provident Bank's office at 5729 Berkshire Valley Rd, dating to 1976; the newest is Bogota Savings Bank's at 5527 Berkshire Valley Rd, from 2016.

The only credit union with an office here is Visions Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Oak Ridge

Short answer: None of the 1 Oak Ridge location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Oak Ridge, and where the nearest one is if they do not.

Short answer: No branches in Oak Ridge: Chase (nearest in Sparta, 7 mi), Wells Fargo (nearest in Sparta, 7 mi), Bank of America (nearest in Lake Hopatcong, 6 mi), PNC Bank (nearest in Sparta, 7 mi), U.S. Bank, Truist (nearest in Ewing, 54 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Franklin, 7 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oak Ridge to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oak Ridge residents like anyone else.

Banks near Oak Ridge

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lake Hopatcong (6 miles) and Sparta (7 miles). Denville, 10 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Oak Ridge

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Oak Ridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Oak Ridge by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oak Ridge offices.

Short answer: Provident Bank is the largest bank with offices in Oak Ridge, with $25.65 billion in total assets on June 30, 2026, No. 84 among U.S. banks by total assets. Bogota Savings Bank is second with $871.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Oak Ridge: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.