US Bank Directory

Banks in Madison, NJ

7 FDIC-insured banks operate 7 offices in Madison, New Jersey, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Madison

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 9 locations in Madison, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Madison

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 7 banks share the most locations in Madison, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Affinity Credit Union 1 office · main office Basking Ridge, NJ Credit union · 1

Affinity Credit Union has 1 office in Madison, 17 across New Jersey. It is based in Basking Ridge, NJ and $4.40 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Madison Branch
    18 Elmer St, 07940
    (908) 860-3591Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun closed

    Hours: NCUA, March 31, 2026

Affinity Credit Union: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Madison, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Madison Branch at 117 Main St dates to 1992 in FDIC branch records. Its published hours do not list Saturday.

  • Madison Branch
    117 Main St, 07940
    (973) 377-8700Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Madison, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Madison Waverly Branch at 2 Waverly Pl dates to 1958 in FDIC branch records. It opens on Saturday.

  • Madison Waverly Branch
    2 Waverly Pl, 07940
    (973) 443-0468Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Madison, 107 across New Jersey and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Madison Branch Office at 134 Main St dates to 2015 in FDIC branch records. It opens on Saturday.

  • Madison Branch Office
    134 Main St, 07940
    (973) 408-9222Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Haven Savings Bank 1 branch · main office Hoboken, NJ Bank · 1

Haven Savings Bank has 1 branch in Madison, 9 across New Jersey and 9 nationwide. FDIC records list its main office in Hoboken, NJ and show it operating since 1938. With $986.9 million in total assets on June 30, 2026, it ranks No. 1,060 of 4,232 U.S. banks by total assets. The Madison Branch at 177 Main St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Haven Savings Bank: profile, branches and contacts
Members Connect Credit Union 1 office · main office Madison, NJ Credit union · 1

Members Connect Credit Union has 1 office in Madison, 1 across New Jersey. It is based in Madison, NJ and $10.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    12 Main St Ste 4, 07940
    (973) 301-0931Today 8 am to 4 pm
    All hours

    Mon to Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Members Connect Credit Union: profile, branches and contacts
Provident Bank 1 branch · main office Jersey City, NJ Bank · 1

Provident Bank has 1 branch in Madison, 131 across New Jersey and 139 nationwide. FDIC records list its main office in Jersey City, NJ and show it operating since 1839. With $25.65 billion in total assets on June 30, 2026, it ranks No. 84 of 4,232 U.S. banks by total assets. The Madison Branch at 98 Main St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Provident Bank: profile, branches and contacts
Unity Bank 1 branch · main office Clinton, NJ Bank · 1

Unity Bank has 1 branch in Madison, 20 across New Jersey and 22 nationwide. FDIC records list its main office in Clinton, NJ and show it operating since 1991. With $3.18 billion in total assets on June 30, 2026, it ranks No. 406 of 4,232 U.S. banks by total assets. The Unity Bank - Madison Branch at 269 Main St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Unity Bank - Madison Branch
    269 Main St, 07940
    Hours: see the bank's site
Unity Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Madison, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Madison Branch at 200 Main St dates to 1976 in FDIC branch records. It opens on Saturday.

  • Madison Branch
    200 Main St, 07940
    (973) 377-6920Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Madison

2 credit unions have 2 offices here: Affinity Credit Union and Members Connect Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Madison page has every office in the state's directory.

Banking in Madison: the local picture

Short answer: 7 banks run 7 branches in Madison according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Madison, 3 elsewhere in New Jersey and 4 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 2 Waverly Pl, dating to 1958; the newest is Unity Bank's at 269 Main St, from 2025.

2 credit unions have 2 offices in Madison, according to the NCUA. Who can join each one is on the credit unions page.

Of the 6 locations with published hours. 4 open on Saturday. 3 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Madison

Short answer: 4 of the 6 Madison locations with published hours open on Saturday, run by 4 institutions.

  • Chase: 1 of 1 branch (2 Waverly Pl: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (200 Main St: Saturday 9 am to 2 pm)
  • Citizens: 1 of 1 branch (134 Main St: Saturday 9 am to 12 pm)
  • Affinity Credit Union: 1 of 1 office (18 Elmer St: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Madison, and where the nearest one is if they do not.

Short answer: In Madison: Chase (1), Wells Fargo (1), Bank of America (1). No branches in Madison: PNC Bank (nearest in Florham Park, 2 mi), U.S. Bank, Truist (nearest in Ewing, 38 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Chatham, 1 mi), BMO.

BankIn MadisonNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of America1 branchhere
PNC BankNoneFlorham Park, 2 miles away
U.S. BankNonenone in New Jersey
TruistNoneEwing, 38 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
TD BankNoneChatham, 1 mile away
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Madison to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Madison residents like anyone else.

Banks near Madison

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chatham (1 mile) and Florham Park (2 miles). Summit, 4 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Madison

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Madison between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Madison

Short answer: 1 institution has its main office in Madison: Members Connect Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Members Connect Credit UnionCredit union$10.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Madison by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Madison offices.

Short answer: Chase is the largest bank with offices in Madison, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Citizens$232.52 billionNo. 201Providence, RI
Provident Bank$25.65 billionNo. 841Jersey City, NJ
Unity Bank$3.18 billionNo. 4061Clinton, NJ
Haven Savings Bank$986.9 millionNo. 1,0601Hoboken, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Madison: FAQ

How many banks are in Madison, NJ?

Madison has 7 banks with 7 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Madison?

Chase, with 1. Bank of America has 1 and Wells Fargo has 1.

Is there a Chase in Madison, NJ?

Yes. FDIC data lists 1 Chase branch in Madison as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Madison, NJ?

Yes. FDIC data lists 1 Bank of America branch in Madison as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Wells Fargo in Madison, NJ?

Yes. FDIC data lists 1 Wells Fargo branch in Madison as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a PNC Bank in Madison, NJ?

No. FDIC data lists no PNC Bank branch in Madison as of September 5, 2026. The nearest is in Florham Park, about 2 miles away in a straight line.

Which banks in Madison are open on Saturday?

Chase, Wells Fargo, Citizens and Affinity Credit Union publish Saturday hours for one or more Madison locations. The Saturday section above lists each one with its hours. 3 of the 9 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Madison?

Members Connect Credit Union has its main office in Madison, according to the FDIC and the NCUA.

What is the oldest bank in Madison?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Madison?

Affinity Credit Union and Members Connect Credit Union have offices in Madison. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Madison in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Madison?

Nearby cities with more banks include Chatham, Florham Park, New Providence. Chatham is 1 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 7 branches: Bank of America, Chase, Citizens, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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