Banks in Emerson, NJ

Bank branch map: Emerson

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Emerson, according to the FDIC. 4 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Emerson

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Emerson, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Emerson, 65 across New Jersey and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Emerson Branch at 330 Kinderkamack Rd dates to 1974 in FDIC branch records. Its published hours do not list Saturday.

• Emerson Branch

  330 Kinderkamack Rd, 07630

  (201) 967-9320Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

  Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

M&T Bank: profile, branches and contacts

PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Emerson, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Emerson Plaza Branch at 422 Old Hook Rd dates to 1961 in FDIC branch records. It opens on Saturday.

• Emerson Plaza Branch

  422 Old Hook Rd, 07630

  Today 9 am to 5 pm

  All hours

  Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

  Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  DirectionsWebsite

PNC Bank: profile, branches and contacts

Unity Bank 1 branch · main office Clinton, NJ Bank · 1

Unity Bank has 1 branch in Emerson, 20 across New Jersey and 22 nationwide. FDIC records list its main office in Clinton, NJ and show it operating since 1991. With $3.18 billion in total assets on June 30, 2026, it ranks No. 406 of 4,232 U.S. banks by total assets. The Emerson Branch at 4 Emerson Plz W dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Emerson Branch

  4 Emerson Plz W, 07630

  Hours: see the bank's site
  DirectionsWebsite

Unity Bank: profile, branches and contacts

Valley Bank Valley National Bank · 1 branch · main office Passaic, NJ Bank · 1

Valley Bank has 1 branch in Emerson, 127 across New Jersey and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Emerson Branch at 27 Kinderkamack Rd dates to 2008 in FDIC branch records. It opens on Saturday.

• Emerson Branch

  27 Kinderkamack Rd, 07630

  (201) 265-0239Today 9 am to 4 pm

  All hours

  Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun closed

  Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Valley Bank: profile, branches and contacts

Banking in Emerson: the local picture

Short answer: 4 banks run 4 branches in Emerson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Emerson, 2 elsewhere in New Jersey and 2 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 422 Old Hook Rd, dating to 1961; the newest is Unity Bank's at 4 Emerson Plz W, from 2016.

Of the 3 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Emerson

Short answer: 2 of the 3 Emerson locations with published hours open on Saturday, run by 2 institutions.

• PNC Bank: 1 of 1 branch (422 Old Hook Rd: Saturday 9 am to 1 pm)
• Valley Bank: 1 of 1 branch (27 Kinderkamack Rd: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Emerson, and where the nearest one is if they do not.

Short answer: In Emerson: PNC Bank (1). No branches in Emerson: Chase (nearest in Westwood, 1 mi), Wells Fargo (nearest in New Milford, 2 mi), Bank of America (nearest in Hillsdale, 2 mi), U.S. Bank, Truist (nearest in Trenton, 62 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Westwood, 1 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Emerson to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Emerson residents like anyone else.

Banks near Emerson

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Westwood (1 mile) and River Vale (1 mile). Paramus, 3 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Emerson

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Emerson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Emerson by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Emerson offices.

Short answer: PNC Bank is the largest bank with offices in Emerson, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Emerson: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.