US Bank Directory
Banks in Edgewater, NJ
2 FDIC-insured banks operate 2 offices in Edgewater, New Jersey.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Edgewater
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Edgewater, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Edgewater
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase and Spencer Savings Bank, SLA have the most locations in Edgewater, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Edgewater, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Edgewater Branch at 950 River Rd dates to 1919 in FDIC branch records. It opens on Saturday.
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Edgewater Branch950 River Rd, 07020
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Spencer Savings Bank, SLA Bank · 1
Spencer Savings Bank, SLA has 1 branch in Edgewater, 28 across New Jersey and 28 nationwide. FDIC records list its main office in Elmwood Park, NJ and show it operating since 1939. With $4.04 billion in total assets on June 30, 2026, it ranks No. 332 of 4,232 U.S. banks by total assets. The Edgewater Branch at 2 Pembroke Pl dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Edgewater Branch2 Pembroke Pl, 07020
Banking in Edgewater: the local picture
Short answer: 2 banks run 2 branches in Edgewater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Edgewater, 1 elsewhere in New Jersey and 1 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 950 River Rd, dating to 1919; the newest is Spencer Savings Bank, SLA's at 2 Pembroke Pl, from 2021.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Edgewater
Short answer: 1 of the 1 Edgewater location with published hours opens on Saturday, run by 1 institution.
- Chase: 1 of 1 branch (950 River Rd: Saturday 9 am to 2 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Edgewater, and where the nearest one is if they do not.
Short answer: In Edgewater: Chase (1). No branches in Edgewater: Wells Fargo (nearest in Cliffside Park, 1 mi), Bank of America (nearest in Fairview, 1 mi), PNC Bank (nearest in Palisades Park, 2 mi), U.S. Bank, Truist (nearest in Trenton, 54 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Cliffside Park, 1 mi), BMO.
| Bank | In Edgewater | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Cliffside Park, 1 mile away |
| Bank of America | None | Fairview, 1 mile away |
| PNC Bank | None | Palisades Park, 2 miles away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Trenton, 54 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| TD Bank | None | Cliffside Park, 1 mile away |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Edgewater to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Edgewater residents like anyone else.
Banks near Edgewater
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cliffside Park (1 mile) and Fairview (1 mile). Fort Lee, 3 miles away, has the most banks nearby: 25.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cliffside Park, NJ | 1 mi | 5 | 5 |
| Banks in Fairview, NJ | 1 mi | 4 | 4 |
| Banks in Ridgefield, NJ | 1 mi | 3 | 3 |
| Banks in North Bergen, NJ | 2 mi | 7 | 7 |
| Banks in Guttenberg, NJ | 2 mi | 3 | 3 |
| Banks in Palisades Park, NJ | 2 mi | 10 | 10 |
| Banks in West New York, NJ | 2 mi | 9 | 10 |
| Banks in Fort Lee, NJ | 3 mi | 25 | 29 |
Bank branch openings and closings in Edgewater
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Edgewater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Edgewater by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Edgewater offices.
Short answer: Chase is the largest bank with offices in Edgewater, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Spencer Savings Bank, SLA is second with $4.04 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Spencer Savings Bank, SLA | $4.04 billion | No. 332 | 1 | Elmwood Park, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Edgewater: FAQ
How many banks are in Edgewater, NJ?
Edgewater has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Edgewater?
Chase, with 1. Spencer Savings Bank, SLA has 1.
Is there a Chase in Edgewater, NJ?
Yes. FDIC data lists 1 Chase branch in Edgewater as of September 5, 2026. The address and directions are under Chase above.
Is there a Spencer Savings Bank, SLA in Edgewater, NJ?
Yes. FDIC data lists 1 Spencer Savings Bank, SLA branch in Edgewater as of September 5, 2026. The address and directions are under Spencer Savings Bank, SLA above.
Is there a Wells Fargo in Edgewater, NJ?
No. FDIC data lists no Wells Fargo branch in Edgewater as of September 5, 2026. The nearest is in Cliffside Park, about 1 miles away in a straight line.
Which banks in Edgewater are open on Saturday?
Chase publishes Saturday hours for one or more Edgewater locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Edgewater?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Did any bank branches open or close in Edgewater in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Edgewater?
Nearby cities with more banks include Cliffside Park, Fairview, Ridgefield. Cliffside Park is 1 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Chase) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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