US Bank Directory

Banks in Wayne, NE

4 FDIC-insured banks operate 5 offices in Wayne, Nebraska.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Wayne

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Wayne, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wayne

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: State Nebraska Bank & Trust has the most locations in Wayne, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

State Nebraska Bank & Trust 2 branches · main office Wayne, NE Bank · 2

State Nebraska Bank & Trust has 2 branches in Wayne, 2 across Nebraska and 2 nationwide. FDIC records list its main office in Wayne, NE and show it operating since 1892. With $244.0 million in total assets on June 30, 2026, it ranks No. 2,760 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wayne location is its main office at 122 Main St, dating to 1892; the newest, at 1010 Main St, to 1975. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    122 Main St, 68787
    Hours: see the bank's site
  • Campus Drive-In Branch
    1010 Main St, 68787
    Hours: see the bank's site
State Nebraska Bank & Trust: profile, branches and contacts
BankFirst 1 branch · main office Norfolk, NE Bank · 1

BankFirst has 1 branch in Wayne, 11 across Nebraska and 14 nationwide. FDIC records list its main office in Norfolk, NE and show it operating since 1970. With $1.21 billion in total assets on June 30, 2026, it ranks No. 889 of 4,232 U.S. banks by total assets. The 220 West 7Th Street Branch at 220 W 7th St dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 220 West 7Th Street Branch
    220 W 7th St, 68787
    Hours: see the bank's site
BankFirst: profile, branches and contacts
Elkhorn Valley Bank & Trust 1 branch · main office Norfolk, NE Bank · 1

Elkhorn Valley Bank & Trust has 1 branch in Wayne, 7 across Nebraska and 8 nationwide. FDIC records list its main office in Norfolk, NE and show it operating since 1943. With $1.49 billion in total assets on June 30, 2026, it ranks No. 745 of 4,232 U.S. banks by total assets. The First Nebraska Bank Of Wayne Branch at 411 E 7th St dates to 1885 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • First Nebraska Bank Of Wayne Branch
    411 E 7th St, 68787
    Hours: see the bank's site
Elkhorn Valley Bank & Trust: profile, branches and contacts
F&M Bank 1 branch · main office West Point, NE Bank · 1

F&M Bank has 1 branch in Wayne, 5 across Nebraska and 6 nationwide. FDIC records list its main office in West Point, NE and show it operating since 1931. With $354.6 million in total assets on June 30, 2026, it ranks No. 2,245 of 4,232 U.S. banks by total assets. The Wayne Branch at 321 Main St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

F&M Bank: profile, branches and contacts

Banking in Wayne: the local picture

Short answer: 4 banks run 5 branches in Wayne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Wayne, 3 elsewhere in Nebraska, according to the FDIC.

The bank with the longest record here is State Nebraska Bank & Trust, operating since 1892 according to the FDIC. In FDIC branch records, the longest-running branch is Elkhorn Valley Bank & Trust's office at 411 E 7th St, dating to 1885; the newest is F&M Bank's at 321 Main St, from 1990.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Wayne, and where the nearest one is if they do not.

Short answer: No branches in Wayne: Chase (nearest in Elkhorn, 78 mi), Wells Fargo (nearest in Norfolk, 24 mi), Bank of America (nearest in Omaha, 83 mi), PNC Bank, U.S. Bank (nearest in Norfolk, 25 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Norfolk, 25 mi).

BankIn WayneNearest branch if none here
ChaseNoneElkhorn, 78 miles away
Wells FargoNoneNorfolk, 24 miles away
Bank of AmericaNoneOmaha, 83 miles away
PNC BankNonenone in Nebraska
U.S. BankNoneNorfolk, 25 miles away
TruistNonenone in Nebraska
Fifth Third BankNonenone in Nebraska
HuntingtonNonenone in Nebraska
Regions BankNonenone in Nebraska
TD BankNonenone in Nebraska
BMONoneNorfolk, 25 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wayne to the nearest branch in Nebraska.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wayne residents like anyone else.

Banks near Wayne

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Laurel (14 miles) and Wisner (18 miles). Norfolk, 25 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Wayne

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wayne between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Wayne

Short answer: 1 institution has its main office in Wayne: State Nebraska Bank & Trust.

InstitutionTypeTotal assets, June 30, 2026Offices here
State Nebraska Bank & TrustBank$244.0 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Wayne by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wayne offices.

Short answer: Elkhorn Valley Bank & Trust is the largest bank with offices in Wayne, with $1.49 billion in total assets on June 30, 2026, No. 745 among U.S. banks by total assets. BankFirst is second with $1.21 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Elkhorn Valley Bank & Trust$1.49 billionNo. 7451Norfolk, NE
BankFirst$1.21 billionNo. 8891Norfolk, NE
F&M Bank$354.6 millionNo. 2,2451West Point, NE
State Nebraska Bank & Trust$244.0 millionNo. 2,7602Wayne, NE

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wayne: FAQ

How many banks are in Wayne, NE?

Wayne has 4 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Wayne?

State Nebraska Bank & Trust, with 2. Elkhorn Valley Bank & Trust has 1 and BankFirst has 1.

Is there a State Nebraska Bank & Trust in Wayne, NE?

Yes. FDIC data lists 2 State Nebraska Bank & Trust branches in Wayne as of September 5, 2026, the main office at 122 Main St. Its branches are listed under State Nebraska Bank & Trust above, with the address and directions for each.

Is there a Elkhorn Valley Bank & Trust in Wayne, NE?

Yes. FDIC data lists 1 Elkhorn Valley Bank & Trust branch in Wayne as of September 5, 2026. The address and directions are under Elkhorn Valley Bank & Trust above.

Is there a BankFirst in Wayne, NE?

Yes. FDIC data lists 1 BankFirst branch in Wayne as of September 5, 2026. The address and directions are under BankFirst above.

Is there a Chase in Wayne, NE?

No. FDIC data lists no Chase branch in Wayne as of September 5, 2026. The nearest is in Elkhorn, about 78 miles away in a straight line.

Which banks are headquartered in Wayne?

State Nebraska Bank & Trust has its main office in Wayne, according to the FDIC.

What is the oldest bank in Wayne?

State Nebraska Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1892.

Did any bank branches open or close in Wayne in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wayne?

Nearby cities with more banks include Laurel, Wisner, Pender. Laurel is 14 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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