US Bank Directory

Banks in Waverly, NE

3 FDIC-insured banks operate 4 offices in Waverly, Nebraska.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Waverly

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Waverly, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Waverly

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Horizon Bank has the most locations in Waverly, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Horizon Bank 2 branches · main office Waverly, NE Bank · 2

Horizon Bank has 2 branches in Waverly, 5 across Nebraska and 5 nationwide. FDIC records list its main office in Waverly, NE and show it operating since 1907. With $574.3 million in total assets on June 30, 2026, it ranks No. 1,618 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waverly location is its main office at 10841 N 142nd St, dating to 1907; the newest, at 10440 N 140th St, to 1995. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    10841 N 142nd St, 68462
    Hours: see the bank's site
  • Waverly Branch
    10440 N 140th St, 68462
    Hours: see the bank's site
Horizon Bank: profile, branches and contacts
First State Bank Nebraska 1 branch · main office Lincoln, NE Bank · 1

First State Bank Nebraska has 1 branch in Waverly, 18 across Nebraska and 18 nationwide. FDIC records list its main office in Lincoln, NE and show it operating since 1912. With $1.13 billion in total assets on June 30, 2026, it ranks No. 938 of 4,232 U.S. banks by total assets. The Waverly Branch at 13900 Guildford St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waverly Branch
    13900 Guildford St, 68462
    Hours: see the bank's site
First State Bank Nebraska: profile, branches and contacts
Pinnacle Bank 1 branch · main office Lincoln, NE Bank · 1

Pinnacle Bank has 1 branch in Waverly, 65 across Nebraska and 72 nationwide. FDIC records list its main office in Lincoln, NE and show it operating since 1880. With $9.18 billion in total assets on June 30, 2026, it ranks No. 177 of 4,232 U.S. banks by total assets. The Callum Drive Branch at 13240 Callum Dr dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Callum Drive Branch
    13240 Callum Dr, 68462
    Hours: see the bank's site
Pinnacle Bank: profile, branches and contacts

Banking in Waverly: the local picture

Short answer: 3 banks run 4 branches in Waverly according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Waverly, 2 elsewhere in Nebraska, according to the FDIC.

The bank with the longest record here is Pinnacle Bank, operating since 1880 according to the FDIC. In FDIC branch records, the longest-running branch is Horizon Bank's office at 10841 N 142nd St, dating to 1907; the newest is Pinnacle Bank's at 13240 Callum Dr, from 2009.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Waverly, and where the nearest one is if they do not.

Short answer: No branches in Waverly: Chase (nearest in Lincoln, 9 mi), Wells Fargo (nearest in Lincoln, 9 mi), Bank of America (nearest in Omaha, 31 mi), PNC Bank, U.S. Bank (nearest in Lincoln, 9 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Lincoln, 9 mi).

BankIn WaverlyNearest branch if none here
ChaseNoneLincoln, 9 miles away
Wells FargoNoneLincoln, 9 miles away
Bank of AmericaNoneOmaha, 31 miles away
PNC BankNonenone in Nebraska
U.S. BankNoneLincoln, 9 miles away
TruistNonenone in Nebraska
Fifth Third BankNonenone in Nebraska
HuntingtonNonenone in Nebraska
Regions BankNonenone in Nebraska
TD BankNonenone in Nebraska
BMONoneLincoln, 9 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waverly to the nearest branch in Nebraska.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waverly residents like anyone else.

Banks near Waverly

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Eagle (9 miles) and Lincoln (11 miles). Lincoln, 11 miles away, has the most banks nearby: 27.

Bank branch openings and closings in Waverly

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waverly between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Waverly

Short answer: 1 institution has its main office in Waverly: Horizon Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Horizon BankBank$574.3 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Waverly by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waverly offices.

Short answer: Pinnacle Bank is the largest bank with offices in Waverly, with $9.18 billion in total assets on June 30, 2026, No. 177 among U.S. banks by total assets. First State Bank Nebraska is second with $1.13 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Pinnacle Bank$9.18 billionNo. 1771Lincoln, NE
First State Bank Nebraska$1.13 billionNo. 9381Lincoln, NE
Horizon Bank$574.3 millionNo. 1,6182Waverly, NE

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waverly: FAQ

How many banks are in Waverly, NE?

Waverly has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Waverly?

Horizon Bank, with 2. Pinnacle Bank has 1 and First State Bank Nebraska has 1.

Is there a Horizon Bank in Waverly, NE?

Yes. FDIC data lists 2 Horizon Bank branches in Waverly as of September 5, 2026, the main office at 10841 N 142nd St. Its branches are listed under Horizon Bank above, with the address and directions for each.

Is there a Pinnacle Bank in Waverly, NE?

Yes. FDIC data lists 1 Pinnacle Bank branch in Waverly as of September 5, 2026. The address and directions are under Pinnacle Bank above.

Is there a First State Bank Nebraska in Waverly, NE?

Yes. FDIC data lists 1 First State Bank Nebraska branch in Waverly as of September 5, 2026. The address and directions are under First State Bank Nebraska above.

Is there a Chase in Waverly, NE?

No. FDIC data lists no Chase branch in Waverly as of September 5, 2026. The nearest is in Lincoln, about 9 miles away in a straight line.

Which banks are headquartered in Waverly?

Horizon Bank has its main office in Waverly, according to the FDIC.

What is the oldest bank in Waverly?

Pinnacle Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1880.

Did any bank branches open or close in Waverly in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Waverly?

Nearby cities with more banks include Eagle, Lincoln, Ceresco. Eagle is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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