US Bank Directory
Banks in Ainsworth, NE
3 FDIC-insured banks operate 3 offices in Ainsworth, Nebraska.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ainsworth
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Ainsworth, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ainsworth
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Union Bank, Homestead Bank and West Plains Bank have the most locations in Ainsworth, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Homestead Bank Bank · 1
Homestead Bank has 1 branch in Ainsworth, 11 across Nebraska and 10 nationwide. FDIC records list its main office in Cozad, NE and show it operating since 1905. With $537.0 million in total assets on June 30, 2026, it ranks No. 1,708 of 4,232 U.S. banks by total assets. The Ainsworth Branch at 317 N Main St dates to 1883 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ainsworth Branch317 N Main St, 69210
Union Bank Bank · 1
Union Bank has 1 branch in Ainsworth, 34 across Nebraska and 37 nationwide. FDIC records list its main office in Lincoln, NE and show it operating since 1917. With $9.24 billion in total assets on June 30, 2026, it ranks No. 174 of 4,232 U.S. banks by total assets. The Ainsworth Branch at 238 E 4th St dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ainsworth Branch238 E 4th St, 69210
West Plains Bank Bank · 1
West Plains Bank has 1 branch in Ainsworth, 2 across Nebraska and 2 nationwide. FDIC records list its main office in Ainsworth, NE and show it operating since 1913. With $139.3 million in total assets on June 30, 2026, it ranks No. 3,403 of 4,232 U.S. banks by total assets. Its main office at 200 N Main St dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office200 N Main St, 69210
Banking in Ainsworth: the local picture
Short answer: 3 banks run 3 branches in Ainsworth according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Ainsworth, 2 elsewhere in Nebraska, according to the FDIC.
The bank with the longest record here is Homestead Bank, operating since 1905 according to the FDIC. In FDIC branch records, the longest-running branch is Homestead Bank's office at 317 N Main St, dating to 1883; the newest is West Plains Bank's at 200 N Main St, from 1913.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ainsworth, and where the nearest one is if they do not.
Short answer: No branches in Ainsworth: Chase (nearest in Lincoln, 201 mi), Wells Fargo (nearest in Valentine, 42 mi), Bank of America (nearest in Omaha, 213 mi), PNC Bank, U.S. Bank (nearest in Norfolk, 130 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Valentine, 42 mi).
| Bank | In Ainsworth | Nearest branch if none here |
|---|---|---|
| Chase | None | Lincoln, 201 miles away |
| Wells Fargo | None | Valentine, 42 miles away |
| Bank of America | None | Omaha, 213 miles away |
| PNC Bank | None | none in Nebraska |
| U.S. Bank | None | Norfolk, 130 miles away |
| Truist | None | none in Nebraska |
| Fifth Third Bank | None | none in Nebraska |
| Huntington | None | none in Nebraska |
| Regions Bank | None | none in Nebraska |
| TD Bank | None | none in Nebraska |
| BMO | None | Valentine, 42 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ainsworth to the nearest branch in Nebraska.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ainsworth residents like anyone else.
Banks near Ainsworth
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bassett (17 miles) and Valentine (42 miles). Valentine, 42 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bassett, NE | 17 mi | 2 | 2 |
| Banks in Valentine, NE | 42 mi | 5 | 5 |
| Banks in Atkinson, NE | 45 mi | 3 | 3 |
| Banks in Thedford, NE | 53 mi | 2 | 2 |
| Banks in Oneill, NE | 62 mi | 4 | 4 |
| Banks in Spencer, NE | 63 mi | 2 | 2 |
| Banks in Burwell, NE | 65 mi | 3 | 3 |
| Banks in Broken Bow, NE | 80 mi | 5 | 6 |
Bank branch openings and closings in Ainsworth
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ainsworth between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ainsworth
Short answer: 1 institution has its main office in Ainsworth: West Plains Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| West Plains Bank | Bank | $139.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ainsworth by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ainsworth offices.
Short answer: Union Bank is the largest bank with offices in Ainsworth, with $9.24 billion in total assets on June 30, 2026, No. 174 among U.S. banks by total assets. Homestead Bank is second with $537.0 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Union Bank | $9.24 billion | No. 174 | 1 | Lincoln, NE |
| Homestead Bank | $537.0 million | No. 1,708 | 1 | Cozad, NE |
| West Plains Bank | $139.3 million | No. 3,403 | 1 | Ainsworth, NE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ainsworth: FAQ
How many banks are in Ainsworth, NE?
Ainsworth has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Ainsworth?
Union Bank, with 1. Homestead Bank has 1 and West Plains Bank has 1.
Is there a Union Bank in Ainsworth, NE?
Yes. FDIC data lists 1 Union Bank branch in Ainsworth as of September 5, 2026. The address and directions are under Union Bank above.
Is there a Homestead Bank in Ainsworth, NE?
Yes. FDIC data lists 1 Homestead Bank branch in Ainsworth as of September 5, 2026. The address and directions are under Homestead Bank above.
Is there a West Plains Bank in Ainsworth, NE?
Yes. FDIC data lists 1 West Plains Bank branch in Ainsworth as of September 5, 2026, the main office at 200 N Main St. The address and directions are under West Plains Bank above.
Is there a Chase in Ainsworth, NE?
No. FDIC data lists no Chase branch in Ainsworth as of September 5, 2026. The nearest is in Lincoln, about 201 miles away in a straight line.
Which banks are headquartered in Ainsworth?
West Plains Bank has its main office in Ainsworth, according to the FDIC.
What is the oldest bank in Ainsworth?
Homestead Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1905.
Did any bank branches open or close in Ainsworth in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ainsworth?
Nearby cities with more banks include Bassett, Valentine, Atkinson. Bassett is 17 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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