US Bank Directory
Banks in Williston, ND
5 FDIC-insured banks operate 9 offices in Williston, North Dakota, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Williston
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 11 locations in Williston, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Williston
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Williston, with 2 each. 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American State Bank & Trust Company of Williston Bank · 2
American State Bank & Trust Company of Williston has 2 branches in Williston, 2 across North Dakota and 2 nationwide. FDIC records list its main office in Williston, ND and show it operating since 1936. With $643.5 million in total assets on June 30, 2026, it ranks No. 1,479 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Williston location is its main office at 223 Main St, dating to 1936; the newest, at 2523 2nd Ave W, to 1963. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office223 Main St, 58801
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North Branch2523 2nd Ave W, 58801
First International Bank & Trust Bank · 2
First International Bank & Trust has 2 branches in Williston, 19 across North Dakota and 28 nationwide. FDIC records list its main office in Watford City, ND and show it operating since 1910. With $6.18 billion in total assets on June 30, 2026, it ranks No. 244 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Williston location is the Williston Branch at 19 4th St E, dating to 1971; the newest, at 1331 9th Ave W, to 2013. It does not publish hours in the sources this page uses; check its site before you go.
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First International Bank & Trust1331 9th Ave W, 58801
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Williston Branch19 4th St E, 58801
First State Bank & Trust Bank · 2
First State Bank & Trust has 2 branches in Williston, 4 across North Dakota and 4 nationwide. FDIC records list its main office in Williston, ND and show it operating since 1926. With $542.6 million in total assets on June 30, 2026, it ranks No. 1,699 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Williston location is its main office at 22 4th St E, dating to 1926; the newest, at 105 26th St W, to 1980. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office22 4th St E, 58801
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North Branch105 26th St W, 58801
Gate City Bank Bank · 2
Gate City Bank has 2 branches in Williston, 36 across North Dakota and 46 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1923. With $4.04 billion in total assets on June 30, 2026, it ranks No. 331 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Williston location is the 422 Main Branch at 422 Main St, dating to 1923; the newest, at 300 11th St W, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Williston-Cash Wise Branch300 11th St W, 58801
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422 Main Branch422 Main St, 58801
Western Cooperative Credit Union Credit union · 2
Western Cooperative Credit Union has 2 officees in Williston, 8 across North Dakota. It is based in Williston, ND and $521.5 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Williston locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1300 Bison Dr, 58801
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
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Western Cooperative Credit Union215 Washington Ave, 58801
All hours
Mon to Tue not published; Wed 8:30 am to 4:30 pm; Thu to Fri not published; Sat 9:30 am to 4:30 pm; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Williston, 15 across North Dakota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Williston Branch at 202 Main St dates to 1926 in FDIC branch records. Its published hours do not list Saturday.
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Williston Branch202 Main St, 58801
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Williston
1 credit union has 2 offices here: Western Cooperative Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Williston page has every office in the state's directory.
Banking in Williston: the local picture
Short answer: 5 banks run 9 branches in Williston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 2 have their main office in Williston, 2 elsewhere in North Dakota and 1 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Gate City Bank's office at 422 Main St, dating to 1923; the newest is Gate City Bank's at 300 11th St W, from 2023.
The only credit union with an office here is Western Cooperative Credit Union.
Of the 3 locations with published hours. 2 open on Saturday. 8 locations have no published hours in these sources.
Credit unions open on Saturday in Williston
Short answer: 2 of the 3 Williston locations with published hours open on Saturday, run by 1 institution.
- Western Cooperative Credit Union: 2 of 2 offices (1300 Bison Dr: Saturday 8:30 am to 12:30 pm, and 1 more)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Williston, and where the nearest one is if they do not.
Short answer: In Williston: U.S. Bank (1). No branches in Williston: Chase (nearest in Fargo, 328 mi), Wells Fargo (nearest in Dickinson, 94 mi), Bank of America, PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Beach, 87 mi).
| Bank | In Williston | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Fargo, 328 miles away |
| Wells Fargo | None | Dickinson, 94 miles away |
| Bank of America | None | none in North Dakota |
| PNC Bank | None | none in North Dakota |
| Truist | None | none in North Dakota |
| Fifth Third Bank | None | none in North Dakota |
| Huntington | None | none in North Dakota |
| Regions Bank | None | none in North Dakota |
| TD Bank | None | none in North Dakota |
| BMO | None | Beach, 87 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Williston to the nearest branch in North Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Williston residents like anyone else.
Banks near Williston
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Watford City (29 miles) and Crosby (55 miles). Dickinson, 96 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Watford City, ND | 29 mi | 3 | 4 |
| Banks in Crosby, ND | 55 mi | 3 | 3 |
| Banks in Stanley, ND | 58 mi | 2 | 2 |
| Banks in Killdeer, ND | 67 mi | 2 | 2 |
| Banks in Beach, ND | 88 mi | 2 | 2 |
| Banks in Dickinson, ND | 96 mi | 11 | 14 |
| Banks in Beulah, ND | 105 mi | 3 | 4 |
| Banks in Mohall, ND | 106 mi | 2 | 2 |
Bank branch openings and closings in Williston
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Williston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Williston
Short answer: 3 institutions have their main office in Williston: American State Bank & Trust Company of Williston, First State Bank & Trust and Western Cooperative Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| American State Bank & Trust Company of Williston | Bank | $643.5 million | 2 |
| First State Bank & Trust | Bank | $542.6 million | 2 |
| Western Cooperative Credit Union | Credit union | $521.5 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Williston by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Williston offices.
Short answer: U.S. Bank is the largest bank with offices in Williston, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. First International Bank & Trust is second with $6.18 billion. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| First International Bank & Trust | $6.18 billion | No. 244 | 2 | Watford City, ND |
| Gate City Bank | $4.04 billion | No. 331 | 2 | Fargo, ND |
| American State Bank & Trust Company of Williston | $643.5 million | No. 1,479 | 2 | Williston, ND |
| First State Bank & Trust | $542.6 million | No. 1,699 | 2 | Williston, ND |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Williston: FAQ
How many banks are in Williston, ND?
Williston has 5 banks with 9 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Williston?
First International Bank & Trust, with 2. Gate City Bank has 2 and American State Bank & Trust Company of Williston has 2.
Is there a First International Bank & Trust in Williston, ND?
Yes. FDIC data lists 2 First International Bank & Trust branches in Williston as of September 5, 2026. Its branches are listed under First International Bank & Trust above, with the address and directions for each.
Is there a Gate City Bank in Williston, ND?
Yes. FDIC data lists 2 Gate City Bank branches in Williston as of September 5, 2026. Its branches are listed under Gate City Bank above, with the address and directions for each.
Is there a Chase in Williston, ND?
No. FDIC data lists no Chase branch in Williston as of September 5, 2026. The nearest is in Fargo, about 328 miles away in a straight line.
Which banks in Williston are open on Saturday?
Western Cooperative Credit Union publishes Saturday hours for one or more Williston locations. The Saturday section above lists each one with its hours. 8 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Williston?
American State Bank & Trust Company of Williston, First State Bank & Trust and Western Cooperative Credit Union have their main office in Williston, according to the FDIC and the NCUA.
What is the oldest bank in Williston?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Williston?
Western Cooperative Credit Union has an office in Williston. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Williston in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Williston?
Nearby cities with more banks include Watford City, Crosby, Stanley. Watford City is 29 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 9 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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