US Bank Directory

Banks in Turtle Lake, ND

1 FDIC-insured bank operates 1 office in Turtle Lake, North Dakota, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Turtle Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Turtle Lake, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Turtle Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: TruCommunity Bank is the only bank with an office in Turtle Lake. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Dakota West Credit Union 1 office · main office Watford City, ND Credit union · 1

Dakota West Credit Union has 1 office in Turtle Lake, 8 across North Dakota. It is based in Watford City, ND and $339.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Dakota West Credit Union Turtle Lake Branch
    118 Main St, 58575
    (701) 448-9220Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Dakota West Credit Union: profile, branches and contacts
TruCommunity Bank 1 branch · main office Garrison, ND Bank · 1

TruCommunity Bank has 1 branch in Turtle Lake, 4 across North Dakota and 4 nationwide. FDIC records list its main office in Garrison, ND and show it operating since 1935. With $338.2 million in total assets on June 30, 2026, it ranks No. 2,311 of 4,232 U.S. banks by total assets. The Turtle Lake Branch at 205 Main St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

TruCommunity Bank: profile, branches and contacts

Join a credit union in Turtle Lake

1 credit union has 1 office here: Dakota West Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Turtle Lake page has every office in the state's directory.

Banking in Turtle Lake: the local picture

Short answer: 1 bank runs 1 branch in Turtle Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

TruCommunity Bank has its main office in Garrison, ND, according to the FDIC.

The bank with the longest record here is TruCommunity Bank, operating since 1935 according to the FDIC.

The only credit union with an office here is Dakota West Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Turtle Lake

Short answer: None of the 1 Turtle Lake location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Turtle Lake, and where the nearest one is if they do not.

Short answer: No branches in Turtle Lake: Chase (nearest in Fargo, 195 mi), Wells Fargo (nearest in Mandan, 48 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Bismarck, 47 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Dickinson, 100 mi).

BankIn Turtle LakeNearest branch if none here
ChaseNoneFargo, 195 miles away
Wells FargoNoneMandan, 48 miles away
Bank of AmericaNonenone in North Dakota
PNC BankNonenone in North Dakota
U.S. BankNoneBismarck, 47 miles away
TruistNonenone in North Dakota
Fifth Third BankNonenone in North Dakota
HuntingtonNonenone in North Dakota
Regions BankNonenone in North Dakota
TD BankNonenone in North Dakota
BMONoneDickinson, 100 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Turtle Lake to the nearest branch in North Dakota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Turtle Lake residents like anyone else.

Banks near Turtle Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Garrison (26 miles) and Hazen (38 miles). Bismarck, 49 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Turtle Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Turtle Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Turtle Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Turtle Lake offices.

Short answer: TruCommunity Bank is the largest bank with offices in Turtle Lake, with $338.2 million in total assets on June 30, 2026, No. 2,311 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
TruCommunity Bank$338.2 millionNo. 2,3111Garrison, ND

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Turtle Lake: FAQ

How many banks are in Turtle Lake, ND?

Turtle Lake has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a TruCommunity Bank in Turtle Lake, ND?

Yes. FDIC data lists 1 TruCommunity Bank branch in Turtle Lake as of September 5, 2026. The address and directions are under TruCommunity Bank above.

Is there a Chase in Turtle Lake, ND?

No. FDIC data lists no Chase branch in Turtle Lake as of September 5, 2026. The nearest is in Fargo, about 195 miles away in a straight line.

Which banks in Turtle Lake are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Turtle Lake?

TruCommunity Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1935.

Which credit unions can I join in Turtle Lake?

Dakota West Credit Union has an office in Turtle Lake. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Turtle Lake in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Turtle Lake?

Nearby cities with more banks include Garrison, Hazen, Beulah. Garrison is 26 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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