US Bank Directory

Banks in Wallace, NC

5 FDIC-insured banks operate 5 offices in Wallace, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Wallace

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Wallace, according to the FDIC. 5 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wallace

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Wallace, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank 1 branch · main office Southern Pines, NC Bank · 1

First Bank has 1 branch in Wallace, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 063 Wallace at 108 Tobacco Dr dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Wallace, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Wallace Branch at 415 N Norwood St dates to 1933 in FDIC branch records. Its published hours do not list Saturday.

  • Wallace Branch
    415 N Norwood St, 28466
    (910) 285-1500Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Wallace, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Wallace Branch at 117 E Southerland St dates to 1959 in FDIC branch records. Its published hours do not list Saturday.

  • Wallace Branch
    117 E Southerland St, 28466
    (910) 285-5141Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts
United Community United Community Bank · 1 branch · main office Greenville, SC Bank · 1

United Community has 1 branch in Wallace, 37 across North Carolina and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Wallace Branch at 406 E Main St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

United Community: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Wallace, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0866 Wallace North Carolina Walmart Branch at 5625 Hwy 41 S dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0866 Wallace North Carolina Walmart Branch
    5625 Hwy 41 S, 28466
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Banking in Wallace: the local picture

Short answer: 5 banks run 5 branches in Wallace according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Wallace, 2 elsewhere in North Carolina and 3 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 415 N Norwood St, dating to 1933; the newest is Woodforest's at 5625 Hwy 41 S, from 2009.

Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Wallace

Short answer: None of the 2 Wallace locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Wallace, and where the nearest one is if they do not.

Short answer: In Wallace: Truist (1). No branches in Wallace: Chase (nearest in Hampstead, 30 mi), Wells Fargo (nearest in Jacksonville, 32 mi), Bank of America (nearest in Jacksonville, 34 mi), PNC Bank (nearest in Clinton, 27 mi), U.S. Bank (nearest in Charlotte, 161 mi), Fifth Third Bank (nearest in Wilmington, 41 mi), Huntington (nearest in Raleigh, 84 mi), Regions Bank (nearest in Raleigh, 85 mi), TD Bank (nearest in Hampstead, 30 mi), BMO.

BankIn WallaceNearest branch if none here
Truist1 branchhere
ChaseNoneHampstead, 30 miles away
Wells FargoNoneJacksonville, 32 miles away
Bank of AmericaNoneJacksonville, 34 miles away
PNC BankNoneClinton, 27 miles away
U.S. BankNoneCharlotte, 161 miles away
Fifth Third BankNoneWilmington, 41 miles away
HuntingtonNoneRaleigh, 84 miles away
Regions BankNoneRaleigh, 85 miles away
TD BankNoneHampstead, 30 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wallace to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wallace residents like anyone else.

Banks near Wallace

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rose Hill (6 miles) and Burgaw (13 miles). Clinton, 26 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Wallace

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wallace between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wallace by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wallace offices.

Short answer: Truist is the largest bank with offices in Wallace, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. United Bank is second with $33.64 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
United Bank$33.64 billionNo. 651Fairfax, VA
United Community$28.99 billionNo. 731Greenville, SC
First Bank$13.03 billionNo. 1381Southern Pines, NC
Woodforest$8.98 billionNo. 1811The Woodlands, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wallace: FAQ

How many banks are in Wallace, NC?

Wallace has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Wallace?

Truist, with 1. United Bank has 1 and United Community has 1.

Is there a Truist in Wallace, NC?

Yes. FDIC data lists 1 Truist branch in Wallace as of September 5, 2026. The address and directions are under Truist above.

Is there a United Bank in Wallace, NC?

Yes. FDIC data lists 1 United Bank branch in Wallace as of September 5, 2026. The address and directions are under United Bank above.

Is there a United Community in Wallace, NC?

Yes. FDIC data lists 1 United Community branch in Wallace as of September 5, 2026. The address and directions are under United Community above.

Is there a Chase in Wallace, NC?

No. FDIC data lists no Chase branch in Wallace as of September 5, 2026. The nearest is in Hampstead, about 30 miles away in a straight line.

Which banks in Wallace are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Wallace?

Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Did any bank branches open or close in Wallace in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wallace?

Nearby cities with more banks include Rose Hill, Burgaw, Kenansville. Rose Hill is 6 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 5 branches: Truist, United Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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