Banks in Sunset Beach, NC

Bank branch map: Sunset Beach

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Sunset Beach, according to the FDIC. 3 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sunset Beach

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America, First Citizens Bank and United Bank have the most locations in Sunset Beach, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Sunset Beach, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Village At Sunset Beach Branch at 7455 High Market St dates to 1988 in FDIC branch records. Its published hours do not list Saturday.

• Village At Sunset Beach Branch

  7455 High Market St, 28468

  (910) 579-3550Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Bank of America: profile, branches and contacts

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Sunset Beach, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Sunset Beach Office at 800 Sunset Blvd N dates to 2005 in FDIC branch records. Its published hours do not list Saturday.

• Sunset Beach Office

  800 Sunset Blvd N, 28468

  (910) 575-9460Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun closed

  Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

First Citizens Bank: profile, branches and contacts

United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Sunset Beach, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Sunset Beach Branch at 840 Sunset Blvd N dates to 2007 in FDIC branch records. Its published hours do not list Saturday.

• Sunset Beach Branch

  840 Sunset Blvd N, 28468

  (910) 207-9037Today 8:30 am to 5 pm

  All hours

  Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

  Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

United Bank: profile, branches and contacts

Banking in Sunset Beach: the local picture

Short answer: 3 banks run 3 branches in Sunset Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Sunset Beach, 2 elsewhere in North Carolina and 1 out of state, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 7455 High Market St, dating to 1988; the newest is United Bank's at 840 Sunset Blvd N, from 2007.

Of the 3 locations with published hours. None open on Saturday.

Saturday hours in Sunset Beach

Short answer: None of the 3 Sunset Beach locations with published hours lists Saturday hours.

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sunset Beach, and where the nearest one is if they do not.

Short answer: In Sunset Beach: Bank of America (1). No branches in Sunset Beach: Chase (nearest in Hampstead, 58 mi), Wells Fargo (nearest in Leland, 35 mi), PNC Bank (nearest in Calabash, 5 mi), U.S. Bank (nearest in Charlotte, 154 mi), Truist (nearest in Ocean Isle Beach, 3 mi), Fifth Third Bank (nearest in Wilmington, 38 mi), Huntington (nearest in Raleigh, 134 mi), Regions Bank (nearest in Raleigh, 134 mi), TD Bank (nearest in Leland, 34 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sunset Beach to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sunset Beach residents like anyone else.

Banks near Sunset Beach

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ocean Isle Beach (2 miles) and Calabash (5 miles). Southport, 26 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Sunset Beach

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sunset Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sunset Beach by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sunset Beach offices.

Short answer: Bank of America is the largest bank with offices in Sunset Beach, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. First Citizens Bank is second with $236.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sunset Beach: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.