US Bank Directory
Banks in Andrews, NC
1 FDIC-insured bank operates 1 office in Andrews, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Andrews
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Andrews, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Andrews
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: United Community is the only bank with an office in Andrews. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Andrews, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Andrews1090 Main St, 28901
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
United Community Bank · 1
United Community has 1 branch in Andrews, 37 across North Carolina and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Andrews Branch at 732 Main St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Andrews Branch732 Main St, 28901
Join a credit union in Andrews
1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Andrews page has every office in the state's directory.
Banking in Andrews: the local picture
Short answer: 1 bank runs 1 branch in Andrews according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
United Community has its main office in Greenville, SC, according to the FDIC.
The bank with the longest record here is United Community, operating since 1950 according to the FDIC.
The only credit union with an office here is State Employees' Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Andrews
Short answer: None of the 1 Andrews location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Andrews, and where the nearest one is if they do not.
Short answer: No branches in Andrews: Chase (nearest in Asheville, 77 mi), Wells Fargo (nearest in Franklin, 25 mi), Bank of America (nearest in Asheville, 75 mi), PNC Bank (nearest in Murphy, 14 mi), U.S. Bank (nearest in Huntersville, 168 mi), Truist (nearest in Murphy, 16 mi), Fifth Third Bank (nearest in Brevard, 62 mi), Huntington (nearest in Charlotte, 168 mi), Regions Bank (nearest in Highlands, 37 mi), TD Bank (nearest in Asheville, 73 mi), BMO.
| Bank | In Andrews | Nearest branch if none here |
|---|---|---|
| Chase | None | Asheville, 77 miles away |
| Wells Fargo | None | Franklin, 25 miles away |
| Bank of America | None | Asheville, 75 miles away |
| PNC Bank | None | Murphy, 14 miles away |
| U.S. Bank | None | Huntersville, 168 miles away |
| Truist | None | Murphy, 16 miles away |
| Fifth Third Bank | None | Brevard, 62 miles away |
| Huntington | None | Charlotte, 168 miles away |
| Regions Bank | None | Highlands, 37 miles away |
| TD Bank | None | Asheville, 73 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Andrews to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Andrews residents like anyone else.
Banks near Andrews
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Robbinsville (9 miles) and Hayesville (11 miles). Franklin, 26 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Robbinsville, NC | 9 mi | 2 | 2 |
| Banks in Hayesville, NC | 11 mi | 3 | 3 |
| Banks in Murphy, NC | 14 mi | 5 | 5 |
| Banks in Franklin, NC | 26 mi | 6 | 6 |
| Banks in Bryson City, NC | 27 mi | 2 | 2 |
| Banks in Sylva, NC | 36 mi | 5 | 5 |
| Banks in Highlands, NC | 37 mi | 3 | 3 |
| Banks in Cashiers, NC | 42 mi | 3 | 3 |
Bank branch openings and closings in Andrews
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Andrews between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Andrews by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Andrews offices.
Short answer: United Community is the largest bank with offices in Andrews, with $28.99 billion in total assets on June 30, 2026, No. 73 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| United Community | $28.99 billion | No. 73 | 1 | Greenville, SC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Andrews: FAQ
How many banks are in Andrews, NC?
Andrews has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a United Community in Andrews, NC?
Yes. FDIC data lists 1 United Community branch in Andrews as of September 5, 2026. The address and directions are under United Community above.
Is there a Chase in Andrews, NC?
No. FDIC data lists no Chase branch in Andrews as of September 5, 2026. The nearest is in Asheville, about 77 miles away in a straight line.
Which banks in Andrews are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Andrews?
United Community has the longest record among banks with a branch here: the FDIC shows it operating since 1950.
Which credit unions can I join in Andrews?
State Employees' Credit Union has an office in Andrews. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Andrews in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Andrews?
Nearby cities with more banks include Robbinsville, Hayesville, Murphy. Robbinsville is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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