US Bank Directory

Banks in White Sulphur Springs, MT

1 FDIC-insured bank operates 1 office in White Sulphur Springs, Montana, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: White Sulphur Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in White Sulphur Springs, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in White Sulphur Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of The Rockies is the only bank with an office in White Sulphur Springs. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of The Rockies 1 branch · main office Helena, MT Bank · 1

Bank of The Rockies has 1 branch in White Sulphur Springs, 7 across Montana and 7 nationwide. FDIC records list its main office in Helena, MT and show it operating since 1883. With $277.4 million in total assets on June 30, 2026, it ranks No. 2,591 of 4,232 U.S. banks by total assets. The White Sulphur Springs Branch at 205 W Main St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • White Sulphur Springs Branch
    205 W Main St, 59645
    Hours: see the bank's site
Bank of The Rockies: profile, branches and contacts
Vocal Credit Union 1 office · main office Helena, MT Credit union · 1

Vocal Credit Union has 1 office in White Sulphur Springs, 2 across Montana. It is based in Helena, MT and $52.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • White Sulphur Springs Branch
    4261 Us Highway 12 E, 59645
    (406) 547-3265Today 8:30 am to 4 pm
    All hours

    Mon to Fri 8:30 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Vocal Credit Union: profile, branches and contacts

Join a credit union in White Sulphur Springs

1 credit union has 1 office here: Vocal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in White Sulphur Springs page has every office in the state's directory.

Banking in White Sulphur Springs: the local picture

Short answer: 1 bank runs 1 branch in White Sulphur Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Bank of The Rockies has its main office in Helena, MT, according to the FDIC.

The bank with the longest record here is Bank of The Rockies, operating since 1883 according to the FDIC.

The only credit union with an office here is Vocal Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in White Sulphur Springs

Short answer: None of the 1 White Sulphur Springs location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in White Sulphur Springs, and where the nearest one is if they do not.

Short answer: No branches in White Sulphur Springs: Chase (nearest in Helena, 53 mi), Wells Fargo (nearest in Helena, 51 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Helena, 54 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

BankIn White Sulphur SpringsNearest branch if none here
ChaseNoneHelena, 53 miles away
Wells FargoNoneHelena, 51 miles away
Bank of AmericaNonenone in Montana
PNC BankNonenone in Montana
U.S. BankNoneHelena, 54 miles away
TruistNonenone in Montana
Fifth Third BankNonenone in Montana
HuntingtonNonenone in Montana
Regions BankNonenone in Montana
TD BankNonenone in Montana
BMONonenone in Montana

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of White Sulphur Springs to the nearest branch in Montana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to White Sulphur Springs residents like anyone else.

Banks near White Sulphur Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Helena (53 miles) and Manhattan (54 miles). Bozeman, 60 miles away, has the most banks nearby: 16.

Bank branch openings and closings in White Sulphur Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in White Sulphur Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in White Sulphur Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its White Sulphur Springs offices.

Short answer: Bank of The Rockies is the largest bank with offices in White Sulphur Springs, with $277.4 million in total assets on June 30, 2026, No. 2,591 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of The Rockies$277.4 millionNo. 2,5911Helena, MT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in White Sulphur Springs: FAQ

How many banks are in White Sulphur Springs, MT?

White Sulphur Springs has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Bank of The Rockies in White Sulphur Springs, MT?

Yes. FDIC data lists 1 Bank of The Rockies branch in White Sulphur Springs as of September 5, 2026. The address and directions are under Bank of The Rockies above.

Is there a Chase in White Sulphur Springs, MT?

No. FDIC data lists no Chase branch in White Sulphur Springs as of September 5, 2026. The nearest is in Helena, about 53 miles away in a straight line.

Which banks in White Sulphur Springs are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in White Sulphur Springs?

Bank of The Rockies has the longest record among banks with a branch here: the FDIC shows it operating since 1883.

Which credit unions can I join in White Sulphur Springs?

Vocal Credit Union has an office in White Sulphur Springs. Check each credit union's membership rules before you apply.

Did any bank branches open or close in White Sulphur Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near White Sulphur Springs?

Nearby cities with more banks include Helena, Manhattan, Three Forks. Helena is 53 miles away with 12 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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