US Bank Directory

Banks in Sheridan, MT

1 FDIC-insured bank operates 1 office in Sheridan, Montana, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Sheridan

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Sheridan, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sheridan

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Opportunity Bank of Montana is the only bank with an office in Sheridan. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Opportunity Bank of Montana 1 branch · main office Helena, MT Bank · 1

Opportunity Bank of Montana has 1 branch in Sheridan, 30 across Montana and 30 nationwide. FDIC records list its main office in Helena, MT and show it operating since 1922. With $2.12 billion in total assets on June 30, 2026, it ranks No. 580 of 4,232 U.S. banks by total assets. The Sheridan Office Branch at 103 N Main St dates to 1930 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sheridan Office Branch
    103 N Main St, 59749
    Hours: see the bank's site
Opportunity Bank of Montana: profile, branches and contacts
Southwest Montana Community Credit Union 1 office · main office Anaconda, MT Credit union · 1

Southwest Montana Community Credit Union has 1 office in Sheridan, 5 across Montana. It is based in Anaconda, MT and $202.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Sheridan
    103 S Main St, 59749
    (406) 842-5372Today 10 am to 4 pm
    All hours

    Mon to Fri 10 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Southwest Montana Community Credit Union: profile, branches and contacts

Join a credit union in Sheridan

1 credit union has 1 office here: Southwest Montana Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sheridan page has every office in the state's directory.

Banking in Sheridan: the local picture

Short answer: 1 bank runs 1 branch in Sheridan according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Opportunity Bank of Montana has its main office in Helena, MT, according to the FDIC.

The bank with the longest record here is Opportunity Bank of Montana, operating since 1922 according to the FDIC.

The only credit union with an office here is Southwest Montana Community Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Sheridan

Short answer: None of the 1 Sheridan location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sheridan, and where the nearest one is if they do not.

Short answer: No branches in Sheridan: Chase (nearest in Bozeman, 57 mi), Wells Fargo (nearest in Butte, 39 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Butte, 42 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

BankIn SheridanNearest branch if none here
ChaseNoneBozeman, 57 miles away
Wells FargoNoneButte, 39 miles away
Bank of AmericaNonenone in Montana
PNC BankNonenone in Montana
U.S. BankNoneButte, 42 miles away
TruistNonenone in Montana
Fifth Third BankNonenone in Montana
HuntingtonNonenone in Montana
Regions BankNonenone in Montana
TD BankNonenone in Montana
BMONonenone in Montana

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sheridan to the nearest branch in Montana.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sheridan residents like anyone else.

Banks near Sheridan

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Ennis (24 miles) and Dillon (27 miles). Bozeman, 57 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Sheridan

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sheridan between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sheridan by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sheridan offices.

Short answer: Opportunity Bank of Montana is the largest bank with offices in Sheridan, with $2.12 billion in total assets on June 30, 2026, No. 580 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Opportunity Bank of Montana$2.12 billionNo. 5801Helena, MT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sheridan: FAQ

How many banks are in Sheridan, MT?

Sheridan has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Opportunity Bank of Montana in Sheridan, MT?

Yes. FDIC data lists 1 Opportunity Bank of Montana branch in Sheridan as of September 5, 2026. The address and directions are under Opportunity Bank of Montana above.

Is there a Chase in Sheridan, MT?

No. FDIC data lists no Chase branch in Sheridan as of September 5, 2026. The nearest is in Bozeman, about 57 miles away in a straight line.

Which banks in Sheridan are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Sheridan?

Opportunity Bank of Montana has the longest record among banks with a branch here: the FDIC shows it operating since 1922.

Which credit unions can I join in Sheridan?

Southwest Montana Community Credit Union has an office in Sheridan. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Sheridan in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sheridan?

Nearby cities with more banks include Ennis, Dillon, Butte. Ennis is 24 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds