US Bank Directory
Banks in Shelby, MT
2 FDIC-insured banks operate 2 offices in Shelby, Montana, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Shelby
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Shelby, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Shelby
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Independence Bank and The First State Bank of Shelby have the most locations in Shelby, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
1st Liberty Credit Union Credit union · 1
1st Liberty Credit Union has 1 office in Shelby, 7 across Montana. It is based in Great Falls, MT and $217.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Shelby Branch121 1St Ave Se, 59474
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Altana Credit Union Credit union · 1
Altana Credit Union has 1 office in Shelby, 11 across Montana. It is based in Billings, MT and $660.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Altana Fcu Shelby840 W Roosevelt Hwy, 59474
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Independence Bank Bank · 1
Independence Bank has 1 branch in Shelby, 10 across Montana and 10 nationwide. FDIC records list its main office in Havre, MT and show it operating since 1973. With $1.39 billion in total assets on June 30, 2026, it ranks No. 795 of 4,232 U.S. banks by total assets. The Shelby Branch at 131 Main St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Shelby Branch131 Main St, 59474
The First State Bank of Shelby Bank · 1
The First State Bank of Shelby has 1 branch in Shelby, 1 across Montana and 1 nationwide. FDIC records list its main office in Shelby, MT and show it operating since 1910. With $175.6 million in total assets on June 30, 2026, it ranks No. 3,158 of 4,232 U.S. banks by total assets. Its main office at 320 Main St dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office320 Main St, 59474
Join a credit union in Shelby
2 credit unions have 2 offices here: Altana Credit Union and 1st Liberty Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Shelby page has every office in the state's directory.
Banking in Shelby: the local picture
Short answer: 2 banks run 2 branches in Shelby according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Shelby, 1 elsewhere in Montana, according to the FDIC.
The bank with the longest record here is The First State Bank of Shelby, operating since 1910 according to the FDIC. In FDIC branch records, the longest-running branch is The First State Bank of Shelby's office at 320 Main St, dating to 1910; the newest is Independence Bank's at 131 Main St, from 2022.
2 credit unions have 2 offices in Shelby, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Shelby
Short answer: None of the 2 Shelby locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Shelby, and where the nearest one is if they do not.
Short answer: No branches in Shelby: Chase (nearest in Helena, 131 mi), Wells Fargo (nearest in Valier, 23 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Great Falls, 73 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Shelby | Nearest branch if none here |
|---|---|---|
| Chase | None | Helena, 131 miles away |
| Wells Fargo | None | Valier, 23 miles away |
| Bank of America | None | none in Montana |
| PNC Bank | None | none in Montana |
| U.S. Bank | None | Great Falls, 73 miles away |
| Truist | None | none in Montana |
| Fifth Third Bank | None | none in Montana |
| Huntington | None | none in Montana |
| Regions Bank | None | none in Montana |
| TD Bank | None | none in Montana |
| BMO | None | none in Montana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shelby to the nearest branch in Montana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shelby residents like anyone else.
Banks near Shelby
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Conrad (23 miles) and Cut Bank (24 miles). Great Falls, 74 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Conrad, MT | 23 mi | 3 | 4 |
| Banks in Cut Bank, MT | 24 mi | 2 | 2 |
| Banks in Choteau, MT | 50 mi | 2 | 2 |
| Banks in Great Falls, MT | 74 mi | 9 | 18 |
| Banks in Havre, MT | 100 mi | 4 | 4 |
| Banks in Bigfork, MT | 107 mi | 3 | 3 |
| Banks in Columbia Falls, MT | 107 mi | 3 | 3 |
| Banks in Whitefish, MT | 114 mi | 5 | 6 |
Bank branch openings and closings in Shelby
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Shelby between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Shelby
Short answer: 1 institution has its main office in Shelby: The First State Bank of Shelby.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First State Bank of Shelby | Bank | $175.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Shelby by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shelby offices.
Short answer: Independence Bank is the largest bank with offices in Shelby, with $1.39 billion in total assets on June 30, 2026, No. 795 among U.S. banks by total assets. The First State Bank of Shelby is second with $175.6 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Independence Bank | $1.39 billion | No. 795 | 1 | Havre, MT |
| The First State Bank of Shelby | $175.6 million | No. 3,158 | 1 | Shelby, MT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Shelby: FAQ
How many banks are in Shelby, MT?
Shelby has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Shelby?
Independence Bank, with 1. The First State Bank of Shelby has 1.
Is there a Independence Bank in Shelby, MT?
Yes. FDIC data lists 1 Independence Bank branch in Shelby as of September 5, 2026. The address and directions are under Independence Bank above.
Is there a Chase in Shelby, MT?
No. FDIC data lists no Chase branch in Shelby as of September 5, 2026. The nearest is in Helena, about 131 miles away in a straight line.
Which banks in Shelby are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Shelby?
The First State Bank of Shelby has its main office in Shelby, according to the FDIC.
What is the oldest bank in Shelby?
The First State Bank of Shelby has the longest record among banks with a branch here: the FDIC shows it operating since 1910.
Which credit unions can I join in Shelby?
Altana Credit Union and 1st Liberty Credit Union have offices in Shelby. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Shelby in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Shelby?
Nearby cities with more banks include Conrad, Cut Bank, Choteau. Conrad is 23 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds