US Bank Directory
Banks in Lincoln, MT
1 FDIC-insured bank operates 1 office in Lincoln, Montana.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Lincoln
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Lincoln, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lincoln
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens Alliance Bank is the only bank with an office in Lincoln. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Alliance Bank Bank · 1
Citizens Alliance Bank has 1 branch in Lincoln, 7 across Montana and 17 nationwide. FDIC records list its main office in Clara City, MN and show it operating since 1902. With $1.44 billion in total assets on June 30, 2026, it ranks No. 773 of 4,232 U.S. banks by total assets. The First Bank Of Lincoln Branch at 503 Main St dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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First Bank Of Lincoln Branch503 Main St, 59639
Banking in Lincoln: the local picture
Short answer: 1 bank runs 1 branch in Lincoln according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Citizens Alliance Bank has its main office in Clara City, MN, according to the FDIC.
The bank with the longest record here is Citizens Alliance Bank, operating since 1902 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Lincoln, and where the nearest one is if they do not.
Short answer: No branches in Lincoln: Chase (nearest in Helena, 39 mi), Wells Fargo (nearest in Helena, 40 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Helena, 40 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Lincoln | Nearest branch if none here |
|---|---|---|
| Chase | None | Helena, 39 miles away |
| Wells Fargo | None | Helena, 40 miles away |
| Bank of America | None | none in Montana |
| PNC Bank | None | none in Montana |
| U.S. Bank | None | Helena, 40 miles away |
| Truist | None | none in Montana |
| Fifth Third Bank | None | none in Montana |
| Huntington | None | none in Montana |
| Regions Bank | None | none in Montana |
| TD Bank | None | none in Montana |
| BMO | None | none in Montana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lincoln to the nearest branch in Montana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lincoln residents like anyone else.
Banks near Lincoln
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Deer Lodge (38 miles) and Helena (40 miles). Helena, 40 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Deer Lodge, MT | 38 mi | 3 | 3 |
| Banks in Helena, MT | 40 mi | 12 | 23 |
| Banks in Anaconda, MT | 58 mi | 2 | 3 |
| Banks in Missoula, MT | 63 mi | 10 | 29 |
| Banks in Choteau, MT | 64 mi | 2 | 2 |
| Banks in Lolo, MT | 67 mi | 2 | 2 |
| Banks in Butte, MT | 68 mi | 7 | 9 |
| Banks in Stevensville, MT | 74 mi | 4 | 4 |
Bank branch openings and closings in Lincoln
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lincoln between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lincoln by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lincoln offices.
Short answer: Citizens Alliance Bank is the largest bank with offices in Lincoln, with $1.44 billion in total assets on June 30, 2026, No. 773 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens Alliance Bank | $1.44 billion | No. 773 | 1 | Clara City, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lincoln: FAQ
How many banks are in Lincoln, MT?
Lincoln has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Citizens Alliance Bank in Lincoln, MT?
Yes. FDIC data lists 1 Citizens Alliance Bank branch in Lincoln as of September 5, 2026. The address and directions are under Citizens Alliance Bank above.
Is there a Chase in Lincoln, MT?
No. FDIC data lists no Chase branch in Lincoln as of September 5, 2026. The nearest is in Helena, about 39 miles away in a straight line.
What is the oldest bank in Lincoln?
Citizens Alliance Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Did any bank branches open or close in Lincoln in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lincoln?
Nearby cities with more banks include Deer Lodge, Helena, Anaconda. Deer Lodge is 38 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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