US Bank Directory
Banks in Hot Springs, MT
1 FDIC-insured bank operates 1 office in Hot Springs, Montana.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Hot Springs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Hot Springs, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Hot Springs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Valley Bank of Ronan is the only bank with an office in Hot Springs. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Valley Bank of Ronan Bank · 1
Valley Bank of Ronan has 1 branch in Hot Springs, 7 across Montana and 7 nationwide. FDIC records list its main office in Ronan, MT and show it operating since 1984. With $218.1 million in total assets on June 30, 2026, it ranks No. 2,888 of 4,232 U.S. banks by total assets. The Hot Springs Branch at 100 Main Street dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hot Springs Branch100 Main Street, 59845
Banking in Hot Springs: the local picture
Short answer: 1 bank runs 1 branch in Hot Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Valley Bank of Ronan has its main office in Ronan, MT, according to the FDIC.
The bank with the longest record here is Valley Bank of Ronan, operating since 1984 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Hot Springs, and where the nearest one is if they do not.
Short answer: No branches in Hot Springs: Chase (nearest in Helena, 142 mi), Wells Fargo (nearest in Kalispell, 44 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Kalispell, 44 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Hot Springs | Nearest branch if none here |
|---|---|---|
| Chase | None | Helena, 142 miles away |
| Wells Fargo | None | Kalispell, 44 miles away |
| Bank of America | None | none in Montana |
| PNC Bank | None | none in Montana |
| U.S. Bank | None | Kalispell, 44 miles away |
| Truist | None | none in Montana |
| Fifth Third Bank | None | none in Montana |
| Huntington | None | none in Montana |
| Regions Bank | None | none in Montana |
| TD Bank | None | none in Montana |
| BMO | None | none in Montana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hot Springs to the nearest branch in Montana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hot Springs residents like anyone else.
Banks near Hot Springs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Plains (12 miles) and Polson (25 miles). Kalispell, 45 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Plains, MT | 12 mi | 3 | 3 |
| Banks in Polson, MT | 25 mi | 5 | 5 |
| Banks in Ronan, MT | 27 mi | 2 | 3 |
| Banks in Thompson Falls, MT | 32 mi | 2 | 2 |
| Banks in Lakeside, MT | 35 mi | 2 | 2 |
| Banks in Bigfork, MT | 42 mi | 3 | 3 |
| Banks in Kalispell, MT | 45 mi | 10 | 23 |
| Banks in Whitefish, MT | 57 mi | 5 | 6 |
Bank branch openings and closings in Hot Springs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hot Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Hot Springs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hot Springs offices.
Short answer: Valley Bank of Ronan is the largest bank with offices in Hot Springs, with $218.1 million in total assets on June 30, 2026, No. 2,888 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Valley Bank of Ronan | $218.1 million | No. 2,888 | 1 | Ronan, MT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hot Springs: FAQ
How many banks are in Hot Springs, MT?
Hot Springs has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Valley Bank of Ronan in Hot Springs, MT?
Yes. FDIC data lists 1 Valley Bank of Ronan branch in Hot Springs as of September 5, 2026. The address and directions are under Valley Bank of Ronan above.
Is there a Chase in Hot Springs, MT?
No. FDIC data lists no Chase branch in Hot Springs as of September 5, 2026. The nearest is in Helena, about 142 miles away in a straight line.
What is the oldest bank in Hot Springs?
Valley Bank of Ronan has the longest record among banks with a branch here: the FDIC shows it operating since 1984.
Did any bank branches open or close in Hot Springs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hot Springs?
Nearby cities with more banks include Plains, Polson, Ronan. Plains is 12 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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