US Bank Directory
Banks in Harlowton, MT
1 FDIC-insured bank operates 1 office in Harlowton, Montana, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Harlowton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Harlowton, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Harlowton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Citizens Bank is the only bank with an office in Harlowton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank Bank · 1
Citizens Bank has 1 branch in Harlowton, 2 across Montana and 2 nationwide. FDIC records list its main office in Big Timber, MT and show it operating since 1927. With $155.4 million in total assets on June 30, 2026, it ranks No. 3,281 of 4,232 U.S. banks by total assets. The Continental Branch at 32 Central Ave N dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Continental Branch32 Central Ave N, 59036
Tricounty Credit Union Credit union · 1
Tricounty Credit Union has 1 office in Harlowton, 1 across Montana. It is based in Harlowton, MT and $1.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Main Office main office15 First St Se, 59036
All hours
Mon to Fri 9 am to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Harlowton
1 credit union has 1 office here: Tricounty Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Harlowton page has every office in the state's directory.
Banking in Harlowton: the local picture
Short answer: 1 bank runs 1 branch in Harlowton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Citizens Bank has its main office in Big Timber, MT, according to the FDIC.
The bank with the longest record here is Citizens Bank, operating since 1927 according to the FDIC.
The only credit union with an office here is Tricounty Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Harlowton
Short answer: None of the 1 Harlowton location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Harlowton, and where the nearest one is if they do not.
Short answer: No branches in Harlowton: Chase (nearest in Billings, 76 mi), Wells Fargo (nearest in Lewistown, 47 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Billings, 76 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Harlowton | Nearest branch if none here |
|---|---|---|
| Chase | None | Billings, 76 miles away |
| Wells Fargo | None | Lewistown, 47 miles away |
| Bank of America | None | none in Montana |
| PNC Bank | None | none in Montana |
| U.S. Bank | None | Billings, 76 miles away |
| Truist | None | none in Montana |
| Fifth Third Bank | None | none in Montana |
| Huntington | None | none in Montana |
| Regions Bank | None | none in Montana |
| TD Bank | None | none in Montana |
| BMO | None | none in Montana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Harlowton to the nearest branch in Montana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Harlowton residents like anyone else.
Banks near Harlowton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Big Timber (42 miles) and Lewistown (47 miles). Bozeman, 79 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Big Timber, MT | 42 mi | 3 | 3 |
| Banks in Lewistown, MT | 47 mi | 4 | 5 |
| Banks in Columbus, MT | 62 mi | 2 | 2 |
| Banks in Livingston, MT | 64 mi | 5 | 5 |
| Banks in Absarokee, MT | 66 mi | 2 | 2 |
| Banks in Laurel, MT | 74 mi | 3 | 4 |
| Banks in Billings, MT | 77 mi | 12 | 42 |
| Banks in Bozeman, MT | 79 mi | 16 | 28 |
Bank branch openings and closings in Harlowton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Harlowton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Harlowton
Short answer: 1 institution has its main office in Harlowton: Tricounty Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Tricounty Credit Union | Credit union | $1.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Harlowton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Harlowton offices.
Short answer: Citizens Bank is the largest bank with offices in Harlowton, with $155.4 million in total assets on June 30, 2026, No. 3,281 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens Bank | $155.4 million | No. 3,281 | 1 | Big Timber, MT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Harlowton: FAQ
How many banks are in Harlowton, MT?
Harlowton has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Citizens Bank in Harlowton, MT?
Yes. FDIC data lists 1 Citizens Bank branch in Harlowton as of September 5, 2026. The address and directions are under Citizens Bank above.
Is there a Chase in Harlowton, MT?
No. FDIC data lists no Chase branch in Harlowton as of September 5, 2026. The nearest is in Billings, about 76 miles away in a straight line.
Which banks in Harlowton are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Harlowton?
Tricounty Credit Union has its main office in Harlowton, according to the FDIC and the NCUA.
What is the oldest bank in Harlowton?
Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1927.
Which credit unions can I join in Harlowton?
Tricounty Credit Union has an office in Harlowton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Harlowton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Harlowton?
Nearby cities with more banks include Big Timber, Lewistown, Columbus. Big Timber is 42 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds