US Bank Directory
Banks in Ridgeland, MS
16 FDIC-insured banks operate 24 offices in Ridgeland, Mississippi, and 5 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ridgeland
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 21 banks and credit unions operate 29 locations in Ridgeland, according to the FDIC and the NCUA. 28 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
28 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ridgeland
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Regions Bank, Trustmark and BankPlus have the most locations in Ridgeland, with 3 each. 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BankPlus Bank · 3
BankPlus has 3 branches in Ridgeland, 52 across Mississippi and 74 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1909. With $8.38 billion in total assets on June 30, 2026, it ranks No. 195 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ridgeland location is the Jackson Street Branch at 510 Highway 51, dating to 2005; the newest, at 1068 Highland Colony Pkwy, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Renaissance At Colony Park Branch1010 Highland Colony Pkwy, 39157
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Highland Colony Branch1068 Highland Colony Pkwy, 39157
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Jackson Street Branch510 Highway 51, 39157
Regions Bank Bank · 3
Regions Bank has 3 branches in Ridgeland, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ridgeland location is the Northpark Mall Branch at 1240 E County Line Rd, dating to 1985; the newest, at 1031 Highland Colony Pkwy, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Steed Rd Branch1031 Highland Colony Pkwy, 39157
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Northpark Mall Branch1240 E County Line Rd, 39157
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Ridgeland Hwy 51 Branch317 Highway 51, 39157
Trustmark Bank · 3
Trustmark has 3 branches in Ridgeland, 97 across Mississippi and 181 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 1889. With $19.19 billion in total assets on June 30, 2026, it ranks No. 109 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ridgeland location is the Ridgeland Branch at 318 Highway 51, dating to 1962; the newest, at 1029 Highland Colony Pkwy, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Colony Park Branch1029 Highland Colony Pkwy, 39157
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Ridgeland Branch318 Highway 51, 39157
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Lake Harbour Branch752 Lake Harbour Dr, 39157
Huntington Bank · 2
Huntington has 2 branches in Ridgeland, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ridgeland location is the Ridgeland Pear Orchard Branch at 758 S Pear Orchard Rd, dating to 1991; the newest, at 1049 Highland Colony Pkwy, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Ridgeland Colony Park Branch1049 Highland Colony Pkwy, 39157
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Ridgeland Pear Orchard Branch758 S Pear Orchard Rd, 39157
Renasant Bank · 2
Renasant has 2 branches in Ridgeland, 89 across Mississippi and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ridgeland location is the Lake Harbour Branch at 732 Lake Harbour Dr, dating to 2007; the newest, at 1069 Highland Colony Pkwy, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Ridgeland Ms Township Branch1069 Highland Colony Pkwy, 39157
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Lake Harbour Branch732 Lake Harbour Dr, 39157
Brightview Credit Union Credit union · 1
Brightview Credit Union has 1 office in Ridgeland, 3 across Mississippi. It is based in Ridgeland, MS and $38.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office713 S Pear Orchard Rd Ste 101, 39157
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Ridgeland, 8 across Mississippi and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Colony Park Branch at 1042 Highland Colony Pkwy dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Colony Park Branch1042 Highland Colony Pkwy, 39157
Community Bank of Mississippi Bank · 1
Community Bank of Mississippi has 1 branch in Ridgeland, 43 across Mississippi and 57 nationwide. FDIC records list its main office in Flowood, MS and show it operating since 1905. With $5.09 billion in total assets on June 30, 2026, it ranks No. 288 of 4,232 U.S. banks by total assets. The Ridgeland Branch at 751 Lake Harbour Dr dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ridgeland Branch751 Lake Harbour Dr, 39157
Ecm Credit Union Credit union · 1
Ecm Credit Union has 1 office in Ridgeland, 1 across Mississippi. It is based in Ridgeland, MS and $29.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office665 Highland Colony Pkwy, 39157
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First National Banker's Bank Bank · 1
First National Banker's Bank has 1 branch in Ridgeland, 1 across Mississippi and 5 nationwide. FDIC records list its main office in Baton Rouge, LA and show it operating since 1984. With $983.0 million in total assets on June 30, 2026, it ranks No. 1,063 of 4,232 U.S. banks by total assets. The Mississippi Branch at 300 Concourse Blvd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mississippi Branch300 Concourse Blvd, 39157
Guaranty Bank Bank · 1
Guaranty Bank has 1 branch in Ridgeland, 39 across Mississippi and 42 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1943. With $3.07 billion in total assets on June 30, 2026, it ranks No. 419 of 4,232 U.S. banks by total assets. The Ridgeland Branch at 405 W Parkway Place dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ridgeland Branch405 W Parkway Place, 39157
Hancock Whitney Bank · 1
Hancock Whitney has 1 branch in Ridgeland, 27 across Mississippi and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. The Jackson Ridgeland Financial Center Branch at 1062 Highland Colony Pkwy, Concourse 200 dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Jackson Ridgeland Financial Center Branch1062 Highland Colony Pkwy, Concourse 200, 39157
Keesler Credit Union Credit union · 1
Keesler Credit Union has 1 office in Ridgeland, 31 across Mississippi. It is based in Biloxi, MS and $5.24 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ridgeland - Lake Harbour733 Lake Harbour Dr Suite F, 39157
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Members Exchange Credit Union Credit union · 1
Members Exchange Credit Union has 1 office in Ridgeland, 3 across Mississippi. It is based in Jackson, MS and $143.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office107 Marketridge Dr, 39157
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mutual Credit Union Credit union · 1
Mutual Credit Union has 1 office in Ridgeland, 11 across Mississippi. It is based in Vicksburg, MS and $517.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ridgeland325 Commerce Center Drive, 39157
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Origin Bank Bank · 1
Origin Bank has 1 branch in Ridgeland, 6 across Mississippi and 59 nationwide. FDIC records list its main office in Choudrant, LA and show it operating since 1912. With $10.18 billion in total assets on June 30, 2026, it ranks No. 160 of 4,232 U.S. banks by total assets. The Highland Colony Financial Center at 1063 Highland Colony Pkwy dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Highland Colony Financial Center1063 Highland Colony Pkwy, 39157
PriorityOne Bank Bank · 1
PriorityOne Bank has 1 branch in Ridgeland, 18 across Mississippi and 18 nationwide. FDIC records list its main office in Magee, MS and show it operating since 1975. With $1.18 billion in total assets on June 30, 2026, it ranks No. 908 of 4,232 U.S. banks by total assets. The Ridgeland Branch at 661 Sunnybrook Rd dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ridgeland Branch661 Sunnybrook Rd, 39157
Story Bank DBA Story Financial Partners Bank · 1
Story Bank DBA Story Financial Partners has 1 branch in Ridgeland, 5 across Mississippi and 7 nationwide. FDIC records list its main office in Jackson, MS and show it operating since 2000. With $1.01 billion in total assets on June 30, 2026, it ranks No. 1,039 of 4,232 U.S. banks by total assets. The Highland Colony Parkway Branch at 1076 Highland Colony Pkwy dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Highland Colony Parkway Branch1076 Highland Colony Pkwy, 39157
The Citizens Bank of Philadelphia, Mississippi Bank · 1
The Citizens Bank of Philadelphia, Mississippi has 1 branch in Ridgeland, 26 across Mississippi and 26 nationwide. FDIC records list its main office in Philadelphia, MS and show it operating since 1908. With $1.56 billion in total assets on June 30, 2026, it ranks No. 725 of 4,232 U.S. banks by total assets. The Ridgeland Branch at 320 Highway 51 dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ridgeland Branch320 Highway 51, 39157
The Citizens National Bank of Meridian Bank · 1
The Citizens National Bank of Meridian has 1 branch in Ridgeland, 29 across Mississippi and 29 nationwide. FDIC records list its main office in Meridian, MS and show it operating since 1888. With $1.89 billion in total assets on June 30, 2026, it ranks No. 630 of 4,232 U.S. banks by total assets. The Pear Orchard Banking Centre Branch at 744 S Pear Orchard Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pear Orchard Banking Centre Branch744 S Pear Orchard Rd, 39157
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Ridgeland, 9 across Mississippi and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Ridgeland Branch at 109 W Jackson St dates to 2000 in FDIC branch records. Its published hours do not list Saturday.
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Ridgeland Branch109 W Jackson St, 39157
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Ridgeland
5 credit unions have 5 offices here: Keesler Credit Union, Mutual Credit Union, Members Exchange Credit Union, Brightview Credit Union and Ecm Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ridgeland page has every office in the state's directory.
Banking in Ridgeland: the local picture
Short answer: 16 banks run 24 branches in Ridgeland according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 16 banks, 0 have their main office in Ridgeland, 10 elsewhere in Mississippi and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Trustmark's office at 318 Highway 51, dating to 1962; the newest is Chase's at 1042 Highland Colony Pkwy, from 2022.
5 credit unions have 5 offices in Ridgeland, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 1 opens on Saturday. 23 locations have no published hours in these sources.
Credit unions open on Saturday in Ridgeland
Short answer: 1 of the 6 Ridgeland locations with published hours opens on Saturday, run by 1 institution.
- Keesler Credit Union: 1 of 1 office (733 Lake Harbour Dr Suite F: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 23 of the 29 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ridgeland, and where the nearest one is if they do not.
Short answer: In Ridgeland: Chase (1), Wells Fargo (1), Huntington (2), Regions Bank (3). No branches in Ridgeland: Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 175 mi), Fifth Third Bank, TD Bank, BMO.
| Bank | In Ridgeland | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Huntington | 2 branches | here |
| Regions Bank | 3 branches | here |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 175 miles away |
| Fifth Third Bank | None | none in Mississippi |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ridgeland to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ridgeland residents like anyone else.
Banks near Ridgeland
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Madison (3 miles) and Flowood (7 miles). Flowood, 7 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Madison, MS | 3 mi | 14 | 22 |
| Banks in Flowood, MS | 7 mi | 17 | 25 |
| Banks in Jackson, MS | 8 mi | 14 | 45 |
| Banks in Brandon, MS | 11 mi | 9 | 13 |
| Banks in Pearl, MS | 11 mi | 9 | 11 |
| Banks in Clinton, MS | 12 mi | 8 | 11 |
| Banks in Flora, MS | 12 mi | 2 | 2 |
| Banks in Canton, MS | 14 mi | 6 | 6 |
Bank branch openings and closings in Ridgeland
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ridgeland between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ridgeland
Short answer: 2 institutions have their main office in Ridgeland: Brightview Credit Union and Ecm Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Brightview Credit Union | Credit union | $38.1 million | 1 |
| Ecm Credit Union | Credit union | $29.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ridgeland by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ridgeland offices.
Short answer: Chase is the largest bank with offices in Ridgeland, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Huntington | $283.07 billion | No. 15 | 2 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 3 | Birmingham, AL |
| Hancock Whitney | $36.33 billion | No. 60 | 1 | Gulfport, MS |
| Renasant | $26.99 billion | No. 80 | 2 | Tupelo, MS |
| Trustmark | $19.19 billion | No. 109 | 3 | Jackson, MS |
| Origin Bank | $10.18 billion | No. 160 | 1 | Choudrant, LA |
| BankPlus | $8.38 billion | No. 195 | 3 | Belzoni, MS |
| Community Bank of Mississippi | $5.09 billion | No. 288 | 1 | Flowood, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ridgeland: FAQ
How many banks are in Ridgeland, MS?
Ridgeland has 16 banks with 24 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ridgeland?
Regions Bank, with 3. Trustmark has 3 and BankPlus has 3.
Is there a Regions Bank in Ridgeland, MS?
Yes. FDIC data lists 3 Regions Bank branches in Ridgeland as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a Trustmark in Ridgeland, MS?
Yes. FDIC data lists 3 Trustmark branches in Ridgeland as of September 5, 2026. Its branches are listed under Trustmark above, with the address and directions for each.
Is there a BankPlus in Ridgeland, MS?
Yes. FDIC data lists 3 BankPlus branches in Ridgeland as of September 5, 2026. Its branches are listed under BankPlus above, with the address and directions for each.
Which banks in Ridgeland are open on Saturday?
Keesler Credit Union publishes Saturday hours for one or more Ridgeland locations. The Saturday section above lists each one with its hours. 23 of the 29 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ridgeland?
Brightview Credit Union and Ecm Credit Union have their main office in Ridgeland, according to the FDIC and the NCUA.
What is the oldest bank in Ridgeland?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Ridgeland?
Keesler Credit Union, Mutual Credit Union, Members Exchange Credit Union and Brightview Credit Union and 1 more have offices in Ridgeland. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ridgeland in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ridgeland?
Nearby cities with more banks include Madison, Flowood, Jackson. Madison is 3 miles away with 14 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 24 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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