US Bank Directory
Banks in Natchez, MS
6 FDIC-insured banks operate 15 offices in Natchez, Mississippi, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Natchez
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 18 locations in Natchez, according to the FDIC and the NCUA. 18 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
18 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Natchez
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: United Mississippi Bank has the most locations in Natchez, with 4. It is followed by Regions Bank (3), Home Bank (3), Concordia Bank (3). 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
United Mississippi Bank Bank · 4
United Mississippi Bank has 4 branches in Natchez, 10 across Mississippi and 13 nationwide. FDIC records list its main office in Natchez, MS and show it operating since 1973. With $560.7 million in total assets on June 30, 2026, it ranks No. 1,651 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Natchez location is its main office at 75 Melrose Montebello Pkwy, dating to 1973; the newest, at 20 Seargent S Prentiss Drive, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office75 Melrose Montebello Pkwy, 39120
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Morgantown Branch1 Morgantown Rd, 39120
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Southern Motor Bank20 Seargent S Prentiss Drive, 39120
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Downtown Branch203 S Commerce St, 39120
Concordia Bank Bank · 3
Concordia Bank has 3 branches in Natchez, 4 across Mississippi and 9 nationwide. FDIC records list its main office in Vidalia, LA and show it operating since 1903. With $667.0 million in total assets on June 30, 2026, it ranks No. 1,427 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Natchez location is the South Natchez Branch at 45 Sargeant Road, dating to 2002; the newest, at 300 Main St, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Downtown Natchez Branch300 Main St, 39120
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South Natchez Branch45 Sargeant Road, 39120
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North Natchez Branch516 Highway 61 N, 39120
Home Bank Bank · 3
Home Bank has 3 branches in Natchez, 3 across Mississippi and 44 nationwide. FDIC records list its main office in Lafayette, LA and show it operating since 1908. With $3.60 billion in total assets on June 30, 2026, it ranks No. 366 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Natchez location is the Britton & Koontz Br at 500 Main St, dating to 1933; the newest, at 55a Sgt Prentiss Dr, to 1967. It does not publish hours in the sources this page uses; check its site before you go.
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St. Catherine Branch411 Highway 61 N, 39120
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Britton & Koontz Br500 Main St, 39120
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Fatherland Branch55a Sgt Prentiss Dr, 39120
Regions Bank Bank · 3
Regions Bank has 3 branches in Natchez, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Natchez location is the Magnolia Mall Branch at 265 Devereaux Dr, dating to 1966; the newest, at 413 S Canal St, to 1969. It does not publish hours in the sources this page uses; check its site before you go.
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Magnolia Mall Branch265 Devereaux Dr, 39120
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Natchez Main Branch413 S Canal St, 39120
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Natchez Medical Ctr 55 Sergeant Prentiss Dr Branch55 Sergeant Prentiss Dr, 39120
Bank of Franklin Bank · 1
Bank of Franklin has 1 branch in Natchez, 5 across Mississippi and 5 nationwide. FDIC records list its main office in Meadville, MS and show it operating since 1912. With $302.3 million in total assets on June 30, 2026, it ranks No. 2,471 of 4,232 U.S. banks by total assets. The Natchez Branch at 601 Franklin St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Natchez Branch601 Franklin St, 39120
Citizens Choice Credit Union Credit union · 1
Citizens Choice Credit Union has 1 office in Natchez, 1 across Mississippi. It is based in Natchez, MS and $697,000 in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office101 Saint Catherine St, 39120
All hours
Mon 1:30 pm to 5 pm; Tue 8:30 am to 1:30 pm; Wed 1:30 pm to 5 pm; Thu 8:30 am to 1:30 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Delta Bank Bank · 1
Delta Bank has 1 branch in Natchez, 2 across Mississippi and 7 nationwide. FDIC records list its main office in Vidalia, LA and show it operating since 1986. With $632.0 million in total assets on June 30, 2026, it ranks No. 1,502 of 4,232 U.S. banks by total assets. The Delta Bank Natchez at 173 Highway 61 S dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Delta Bank Natchez173 Highway 61 S, 39120
Natchez Educators Credit Union Credit union · 1
Natchez Educators Credit Union has 1 office in Natchez, 1 across Mississippi. It is based in Natchez, MS and $1.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office10 Homochitto St, 39120
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
One South Credit Union Credit union · 1
One South Credit Union has 1 office in Natchez, 1 across Mississippi. It is based in Natchez, MS and $17.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office148 N Shields Ln, 39120
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Natchez
3 credit unions have 3 offices here: One South Credit Union, Natchez Educators Credit Union and Citizens Choice Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Natchez page has every office in the state's directory.
Banking in Natchez: the local picture
Short answer: 6 banks run 15 branches in Natchez according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Natchez, 1 elsewhere in Mississippi and 4 out of state, according to the FDIC.
The bank with the longest record here is Concordia Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Home Bank's office at 500 Main St, dating to 1933; the newest is Bank of Franklin's at 601 Franklin St, from 2025.
3 credit unions have 3 offices in Natchez, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 15 locations have no published hours in these sources.
Saturday hours in Natchez
Short answer: None of the 3 Natchez locations with published hours lists Saturday hours. 15 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 15 of the 18 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Natchez, and where the nearest one is if they do not.
Short answer: In Natchez: Regions Bank (3). No branches in Natchez: Chase (nearest in Jackson, 87 mi), Wells Fargo (nearest in Flowood, 91 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 250 mi), Fifth Third Bank, Huntington (nearest in Vicksburg, 62 mi), TD Bank, BMO.
| Bank | In Natchez | Nearest branch if none here |
|---|---|---|
| Regions Bank | 3 branches | here |
| Chase | None | Jackson, 87 miles away |
| Wells Fargo | None | Flowood, 91 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 250 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Huntington | None | Vicksburg, 62 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Natchez to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Natchez residents like anyone else.
Banks near Natchez
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Woodville (31 miles) and Gloster (33 miles). Brookhaven, 55 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Woodville, MS | 31 mi | 2 | 2 |
| Banks in Gloster, MS | 33 mi | 2 | 2 |
| Banks in Port Gibson, MS | 37 mi | 2 | 2 |
| Banks in Liberty, MS | 44 mi | 2 | 2 |
| Banks in Brookhaven, MS | 55 mi | 11 | 15 |
| Banks in Mccomb, MS | 58 mi | 6 | 13 |
| Banks in Wesson, MS | 59 mi | 2 | 2 |
| Banks in Magnolia, MS | 61 mi | 2 | 2 |
Bank branch openings and closings in Natchez
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Natchez between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Natchez
Short answer: 4 institutions have their main office in Natchez: United Mississippi Bank, One South Credit Union, Natchez Educators Credit Union and Citizens Choice Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| United Mississippi Bank | Bank | $560.7 million | 4 |
| One South Credit Union | Credit union | $17.2 million | 1 |
| Natchez Educators Credit Union | Credit union | $1.3 million | 1 |
| Citizens Choice Credit Union | Credit union | $697,000 | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Natchez by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Natchez offices.
Short answer: Regions Bank is the largest bank with offices in Natchez, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Home Bank is second with $3.60 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 3 | Birmingham, AL |
| Home Bank | $3.60 billion | No. 366 | 3 | Lafayette, LA |
| Concordia Bank | $667.0 million | No. 1,427 | 3 | Vidalia, LA |
| Delta Bank | $632.0 million | No. 1,502 | 1 | Vidalia, LA |
| United Mississippi Bank | $560.7 million | No. 1,651 | 4 | Natchez, MS |
| Bank of Franklin | $302.3 million | No. 2,471 | 1 | Meadville, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Natchez: FAQ
How many banks are in Natchez, MS?
Natchez has 6 banks with 15 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Natchez?
United Mississippi Bank, with 4. Regions Bank has 3 and Home Bank has 3.
Is there a United Mississippi Bank in Natchez, MS?
Yes. FDIC data lists 4 United Mississippi Bank branches in Natchez as of September 5, 2026, the main office at 75 Melrose Montebello Pkwy. Its branches are listed under United Mississippi Bank above, with the address and directions for each.
Is there a Regions Bank in Natchez, MS?
Yes. FDIC data lists 3 Regions Bank branches in Natchez as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a Home Bank in Natchez, MS?
Yes. FDIC data lists 3 Home Bank branches in Natchez as of September 5, 2026. Its branches are listed under Home Bank above, with the address and directions for each.
Is there a Chase in Natchez, MS?
No. FDIC data lists no Chase branch in Natchez as of September 5, 2026. The nearest is in Jackson, about 87 miles away in a straight line.
Which banks in Natchez are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 15 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Natchez?
United Mississippi Bank, One South Credit Union, Natchez Educators Credit Union and Citizens Choice Credit Union have their main office in Natchez, according to the FDIC and the NCUA.
What is the oldest bank in Natchez?
Concordia Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Natchez?
One South Credit Union, Natchez Educators Credit Union and Citizens Choice Credit Union have offices in Natchez. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Natchez in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Natchez?
Nearby cities with more banks include Woodville, Gloster, Port Gibson. Woodville is 31 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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