US Bank Directory
Banks in Byram, MS
4 FDIC-insured banks operate 4 offices in Byram, Mississippi, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Byram
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Byram, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Byram
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Byram, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BankPlus Bank · 1
BankPlus has 1 branch in Byram, 52 across Mississippi and 74 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1909. With $8.38 billion in total assets on June 30, 2026, it ranks No. 195 of 4,232 U.S. banks by total assets. The Byram Branch at 7340 S Siwell Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Byram Branch7340 S Siwell Rd, 39272
Copiah Bank Bank · 1
Copiah Bank has 1 branch in Byram, 9 across Mississippi and 9 nationwide. FDIC records list its main office in Hazlehurst, MS and show it operating since 1891. With $332.2 million in total assets on June 30, 2026, it ranks No. 2,340 of 4,232 U.S. banks by total assets. The Byram Branch at 5754 Terry Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Byram Branch5754 Terry Rd, 39272
Huntington Bank · 1
Huntington has 1 branch in Byram, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Byram Branch at 5767 Terry Rd dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Byram Branch5767 Terry Rd, 39272
Jackson Area Credit Union Credit union · 1
Jackson Area Credit Union has 1 office in Byram, 3 across Mississippi. It is based in Jackson, MS and $71.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Jafcu-Byram7375 S Siwell Rd, 39272
All hours
Mon to Thu 8 am to 4:30 pm; Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Members Exchange Credit Union Credit union · 1
Members Exchange Credit Union has 1 office in Byram, 3 across Mississippi. It is based in Jackson, MS and $143.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Branch - Byram5640 I 55 S, 39272
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Byram, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Byram S Siwell Rd Branch at 7265 S Siwell Rd dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Byram S Siwell Rd Branch7265 S Siwell Rd, 39272
Join a credit union in Byram
2 credit unions have 2 offices here: Members Exchange Credit Union and Jackson Area Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Byram page has every office in the state's directory.
Banking in Byram: the local picture
Short answer: 4 banks run 4 branches in Byram according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Byram, 2 elsewhere in Mississippi and 2 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 5767 Terry Rd, dating to 1989; the newest is Copiah Bank's at 5754 Terry Rd, from 2003.
2 credit unions have 2 offices in Byram, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Byram
Short answer: None of the 2 Byram locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Byram, and where the nearest one is if they do not.
Short answer: In Byram: Huntington (1), Regions Bank (1). No branches in Byram: Chase (nearest in Jackson, 9 mi), Wells Fargo (nearest in Flowood, 13 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 192 mi), Fifth Third Bank, TD Bank, BMO.
| Bank | In Byram | Nearest branch if none here |
|---|---|---|
| Huntington | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Jackson, 9 miles away |
| Wells Fargo | None | Flowood, 13 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 192 miles away |
| Fifth Third Bank | None | none in Mississippi |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Byram to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Byram residents like anyone else.
Banks near Byram
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Richland (7 miles) and Florence (8 miles). Flowood, 16 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Richland, MS | 7 mi | 6 | 6 |
| Banks in Florence, MS | 8 mi | 3 | 3 |
| Banks in Jackson, MS | 10 mi | 14 | 45 |
| Banks in Clinton, MS | 11 mi | 8 | 11 |
| Banks in Pearl, MS | 12 mi | 9 | 11 |
| Banks in Crystal Springs, MS | 15 mi | 3 | 3 |
| Banks in Flowood, MS | 16 mi | 17 | 25 |
| Banks in Brandon, MS | 17 mi | 9 | 13 |
Bank branch openings and closings in Byram
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Byram between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Byram by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Byram offices.
Short answer: Huntington is the largest bank with offices in Byram, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Regions Bank is second with $159.79 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| BankPlus | $8.38 billion | No. 195 | 1 | Belzoni, MS |
| Copiah Bank | $332.2 million | No. 2,340 | 1 | Hazlehurst, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Byram: FAQ
How many banks are in Byram, MS?
Byram has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Byram?
Huntington, with 1. Regions Bank has 1 and BankPlus has 1.
Is there a Huntington in Byram, MS?
Yes. FDIC data lists 1 Huntington branch in Byram as of September 5, 2026. The address and directions are under Huntington above.
Is there a Regions Bank in Byram, MS?
Yes. FDIC data lists 1 Regions Bank branch in Byram as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a BankPlus in Byram, MS?
Yes. FDIC data lists 1 BankPlus branch in Byram as of September 5, 2026. The address and directions are under BankPlus above.
Is there a Chase in Byram, MS?
No. FDIC data lists no Chase branch in Byram as of September 5, 2026. The nearest is in Jackson, about 9 miles away in a straight line.
Which banks in Byram are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Byram?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Byram?
Members Exchange Credit Union and Jackson Area Credit Union have offices in Byram. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Byram in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Byram?
Nearby cities with more banks include Richland, Florence, Jackson. Richland is 7 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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