US Bank Directory

Banks in Saipan, MP

5 FDIC-insured banks operate 5 offices in Saipan, Northern Mariana Islands.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Saipan

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Saipan, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Saipan

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Saipan, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Guam 1 branch · main office Hagatna, GU Bank · 1

Bank of Guam has 1 branch in Saipan, 3 across Northern Mariana Islands and 1 nationwide. FDIC records list its main office in Hagatna, GU and show it operating since 1972. With $3.24 billion in total assets on June 30, 2026, it ranks No. 399 of 4,232 U.S. banks by total assets. The Garapan Branch at Bank Of Guam Building, Beach Road, Alaihai Ave dates to 1950 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Garapan Branch
    Bank Of Guam Building, Beach Road, Alaihai Ave, 96950
    Hours: see the bank's site
Bank of Guam: profile, branches and contacts
Bank of Hawaii 1 branch · main office Honolulu, HI Bank · 1

Bank of Hawaii has 1 branch in Saipan, 1 across Northern Mariana Islands and 48 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1897. With $23.81 billion in total assets on June 30, 2026, it ranks No. 91 of 4,232 U.S. banks by total assets. The Gualo Rai Branch at Springs Plaza Chalan Pale Arnold Road dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gualo Rai Branch
    Springs Plaza Chalan Pale Arnold Road, 96950
    Hours: see the bank's site
Bank of Hawaii: profile, branches and contacts
Bank of the Federated States of Micronesia 1 branch · main office Kolonia, FM Bank · 1

Bank of the Federated States of Micronesia has 1 branch in Saipan, 1 across Northern Mariana Islands. FDIC records list its main office in Kolonia, FM and show it operating since 1986. With $278.4 million in total assets on June 30, 2026, it ranks No. 2,588 of 4,232 U.S. banks by total assets. The Saipan Loan Production Office at Room 601, Sixth Floor, Mariana Business Plaza, Susupe dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Saipan Loan Production Office
    Room 601, Sixth Floor, Mariana Business Plaza, Susupe, 96950
    Hours: see the bank's site
Bank of the Federated States of Micronesia: profile, branches and contacts
BankPacific, Ltd 1 branch · main office Hagatna, GU Bank · 1

BankPacific, Ltd has 1 branch in Saipan, 1 across Northern Mariana Islands. FDIC records list its main office in Hagatna, GU and show it operating since 1953. With $191.9 million in total assets on June 30, 2026, it ranks No. 3,047 of 4,232 U.S. banks by total assets. The Saipan Branch - Garapan, Next To The Christo Rai Church at Beach Rd And Rosa St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Saipan Branch - Garapan, Next To The Christo Rai Church
    Beach Rd And Rosa St, 96950
    Hours: see the bank's site
BankPacific, Ltd: profile, branches and contacts
First Hawaiian Bank 1 branch · main office Honolulu, HI Bank · 1

First Hawaiian Bank has 1 branch in Saipan, 1 across Northern Mariana Islands and 45 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1858. With $23.65 billion in total assets on June 30, 2026, it ranks No. 92 of 4,232 U.S. banks by total assets. The Oleai Branch at Oleai Center, Beach Road, Chalan Laulau dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Oleai Branch
    Oleai Center, Beach Road, Chalan Laulau, 96950
    Hours: see the bank's site
First Hawaiian Bank: profile, branches and contacts

Banking in Saipan: the local picture

Short answer: 5 banks run 5 branches in Saipan according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Saipan and 5 out of state, according to the FDIC.

The bank with the longest record here is First Hawaiian Bank, operating since 1858 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Guam's office at Bank Of Guam Building, Beach Road, Alaihai Ave, dating to 1950; the newest is Bank of the Federated States of Micronesia's at Room 601, Sixth Floor, Mariana Business Plaza, Susupe, from 2011.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Saipan, and where the nearest one is if they do not.

Short answer: No branches in Saipan: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

BankIn SaipanNearest branch if none here
ChaseNonenone in Northern Mariana Islands
Wells FargoNonenone in Northern Mariana Islands
Bank of AmericaNonenone in Northern Mariana Islands
PNC BankNonenone in Northern Mariana Islands
U.S. BankNonenone in Northern Mariana Islands
TruistNonenone in Northern Mariana Islands
Fifth Third BankNonenone in Northern Mariana Islands
HuntingtonNonenone in Northern Mariana Islands
Regions BankNonenone in Northern Mariana Islands
TD BankNonenone in Northern Mariana Islands
BMONonenone in Northern Mariana Islands

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saipan to the nearest branch in Northern Mariana Islands.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saipan residents like anyone else.

Banks near Saipan

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

No other city with two or more banks within the search radius. Browse all cities in Northern Mariana Islands.

Bank branch openings and closings in Saipan

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Saipan between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Saipan by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saipan offices.

Short answer: Bank of Hawaii is the largest bank with offices in Saipan, with $23.81 billion in total assets on June 30, 2026, No. 91 among U.S. banks by total assets. First Hawaiian Bank is second with $23.65 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of Hawaii$23.81 billionNo. 911Honolulu, HI
First Hawaiian Bank$23.65 billionNo. 921Honolulu, HI
Bank of Guam$3.24 billionNo. 3991Hagatna, GU
Bank of the Federated States of Micronesia$278.4 millionNo. 2,5881Kolonia, FM
BankPacific, Ltd$191.9 millionNo. 3,0471Hagatna, GU

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Saipan: FAQ

How many banks are in Saipan, MP?

Saipan has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Saipan?

Bank of Hawaii, with 1. First Hawaiian Bank has 1 and Bank of Guam has 1.

Is there a Bank of Hawaii in Saipan, MP?

Yes. FDIC data lists 1 Bank of Hawaii branch in Saipan as of September 5, 2026. The address and directions are under Bank of Hawaii above.

Is there a First Hawaiian Bank in Saipan, MP?

Yes. FDIC data lists 1 First Hawaiian Bank branch in Saipan as of September 5, 2026. The address and directions are under First Hawaiian Bank above.

Is there a Bank of Guam in Saipan, MP?

Yes. FDIC data lists 1 Bank of Guam branch in Saipan as of September 5, 2026. The address and directions are under Bank of Guam above.

What is the oldest bank in Saipan?

First Hawaiian Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1858.

Did any bank branches open or close in Saipan in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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