US Bank Directory
Banks in Worthington, MN
6 FDIC-insured banks operate 6 offices in Worthington, Minnesota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Worthington
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Worthington, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Worthington
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Worthington, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American Bank & Trust Bank · 1
American Bank & Trust has 1 branch in Worthington, 1 across Minnesota and 20 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1892. With $2.25 billion in total assets on June 30, 2026, it ranks No. 555 of 4,232 U.S. banks by total assets. The Worthington Minnesota Branch at 1206 Oxford St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Worthington Minnesota Branch1206 Oxford St, 56187
BMO Bank · 1
BMO has 1 branch in Worthington, 35 across Minnesota and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Worthington Branch at 1027 4th Ave dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Worthington Branch1027 4th Ave, 56187
First State Bank Southwest Bank · 1
First State Bank Southwest has 1 branch in Worthington, 5 across Minnesota and 6 nationwide. FDIC records list its main office in Pipestone, MN and show it operating since 1903. With $409.9 million in total assets on June 30, 2026, it ranks No. 2,047 of 4,232 U.S. banks by total assets. The Worthington Branch at 1433 Oxford St dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Worthington Branch1433 Oxford St, 56187
Leading Edge Credit Union Credit union · 1
Leading Edge Credit Union has 1 office in Worthington, 5 across Minnesota. It is based in Worthington, MN and $146.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1127 Ryans Rd, 56187
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Rolling Hills Bank & Trust Bank · 1
Rolling Hills Bank & Trust has 1 branch in Worthington, 2 across Minnesota and 12 nationwide. FDIC records list its main office in Atlantic, IA and show it operating since 1876. With $484.4 million in total assets on June 30, 2026, it ranks No. 1,838 of 4,232 U.S. banks by total assets. The Worthington Branch at 229 10th St dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Worthington Branch229 10th St, 56187
United Prairie Bank Bank · 1
United Prairie Bank has 1 branch in Worthington, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Mountain Lake, MN and show it operating since 1919. With $939.3 million in total assets on June 30, 2026, it ranks No. 1,108 of 4,232 U.S. banks by total assets. The Worthington Branch at 905 Mcmillan Stree6t dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Worthington Branch905 Mcmillan Stree6t, 56187
Worthington Federal Savings Bank, FSB Bank · 1
Worthington Federal Savings Bank, FSB has 1 branch in Worthington, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Worthington, MN and show it operating since 1935. With $135.4 million in total assets on June 30, 2026, it ranks No. 3,440 of 4,232 U.S. banks by total assets. Its main office at 418 11th St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office418 11th St, 56187
Join a credit union in Worthington
1 credit union has 1 office here: Leading Edge Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Worthington page has every office in the state's directory.
Banking in Worthington: the local picture
Short answer: 6 banks run 6 branches in Worthington according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Worthington, 2 elsewhere in Minnesota and 3 out of state, according to the FDIC.
The bank with the longest record here is Rolling Hills Bank & Trust, operating since 1876 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 1027 4th Ave, dating to 1908; the newest is American Bank & Trust's at 1206 Oxford St, from 2021.
The only credit union with an office here is Leading Edge Credit Union.
Of the 1 location with published hours. None open on Saturday. 6 locations have no published hours in these sources.
Saturday hours in Worthington
Short answer: None of the 1 Worthington location with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Worthington, and where the nearest one is if they do not.
Short answer: In Worthington: BMO (1). No branches in Worthington: Chase (nearest in Chaska, 127 mi), Wells Fargo (nearest in Marshall, 58 mi), Bank of America (nearest in Eden Prairie, 137 mi), PNC Bank, U.S. Bank (nearest in Fairmont, 57 mi), Truist, Fifth Third Bank, Huntington (nearest in Mankato, 88 mi), Regions Bank, TD Bank.
| Bank | In Worthington | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Chaska, 127 miles away |
| Wells Fargo | None | Marshall, 58 miles away |
| Bank of America | None | Eden Prairie, 137 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Fairmont, 57 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Mankato, 88 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Worthington to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Worthington residents like anyone else.
Banks near Worthington
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lakefield (22 miles) and Slayton (26 miles). Lakefield, 22 miles away, has the most banks nearby: 3.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lakefield, MN | 22 mi | 3 | 3 |
| Banks in Slayton, MN | 26 mi | 2 | 2 |
| Banks in Windom, MN | 29 mi | 3 | 3 |
| Banks in Jackson, MN | 30 mi | 3 | 3 |
| Banks in Luverne, MN | 31 mi | 3 | 4 |
| Banks in Pipestone, MN | 44 mi | 3 | 3 |
| Banks in Trimont, MN | 45 mi | 2 | 2 |
| Banks in Springfield, MN | 53 mi | 2 | 2 |
Bank branch openings and closings in Worthington
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Worthington between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Worthington
Short answer: 2 institutions have their main office in Worthington: Leading Edge Credit Union and Worthington Federal Savings Bank, FSB.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Leading Edge Credit Union | Credit union | $146.0 million | 1 |
| Worthington Federal Savings Bank, FSB | Bank | $135.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Worthington by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Worthington offices.
Short answer: BMO is the largest bank with offices in Worthington, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. American Bank & Trust is second with $2.25 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| American Bank & Trust | $2.25 billion | No. 555 | 1 | Sioux Falls, SD |
| United Prairie Bank | $939.3 million | No. 1,108 | 1 | Mountain Lake, MN |
| Rolling Hills Bank & Trust | $484.4 million | No. 1,838 | 1 | Atlantic, IA |
| First State Bank Southwest | $409.9 million | No. 2,047 | 1 | Pipestone, MN |
| Worthington Federal Savings Bank, FSB | $135.4 million | No. 3,440 | 1 | Worthington, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Worthington: FAQ
How many banks are in Worthington, MN?
Worthington has 6 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Worthington?
BMO, with 1. American Bank & Trust has 1 and United Prairie Bank has 1.
Is there a BMO in Worthington, MN?
Yes. FDIC data lists 1 BMO branch in Worthington as of September 5, 2026. The address and directions are under BMO above.
Is there a American Bank & Trust in Worthington, MN?
Yes. FDIC data lists 1 American Bank & Trust branch in Worthington as of September 5, 2026. The address and directions are under American Bank & Trust above.
Is there a United Prairie Bank in Worthington, MN?
Yes. FDIC data lists 1 United Prairie Bank branch in Worthington as of September 5, 2026. The address and directions are under United Prairie Bank above.
Is there a Chase in Worthington, MN?
No. FDIC data lists no Chase branch in Worthington as of September 5, 2026. The nearest is in Chaska, about 127 miles away in a straight line.
Which banks in Worthington are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Worthington?
Leading Edge Credit Union and Worthington Federal Savings Bank, FSB have their main office in Worthington, according to the FDIC and the NCUA.
What is the oldest bank in Worthington?
Rolling Hills Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1876.
Which credit unions can I join in Worthington?
Leading Edge Credit Union has an office in Worthington. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Worthington in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Worthington?
Nearby cities with more banks include Lakefield, Slayton, Windom. Lakefield is 22 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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