Banks in Granite Falls, MN

Bank branch map: Granite Falls

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Granite Falls, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Granite Falls

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens Alliance Bank and FM Bank have the most locations in Granite Falls, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Alliance Bank 1 branch · main office Clara City, MN Bank · 1

Citizens Alliance Bank has 1 branch in Granite Falls, 12 across Minnesota and 17 nationwide. FDIC records list its main office in Clara City, MN and show it operating since 1902. With $1.44 billion in total assets on June 30, 2026, it ranks No. 773 of 4,232 U.S. banks by total assets. The Granite Falls Branch at 860 Highway 212 W dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Granite Falls Branch

  860 Highway 212 W, 56241

  Hours: see the bank's site
  DirectionsWebsite

Citizens Alliance Bank: profile, branches and contacts

FM Bank 1 branch · main office Waseca, MN Bank · 1

FM Bank has 1 branch in Granite Falls, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Waseca, MN and show it operating since 1878. With $738.4 million in total assets on June 30, 2026, it ranks No. 1,328 of 4,232 U.S. banks by total assets. The Granite Falls Branch at 702 Prentice St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Granite Falls Branch

  702 Prentice St, 56241

  Hours: see the bank's site
  DirectionsWebsite

FM Bank: profile, branches and contacts

Banking in Granite Falls: the local picture

Short answer: 2 banks run 2 branches in Granite Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Granite Falls, 2 elsewhere in Minnesota, according to the FDIC.

The bank with the longest record here is FM Bank, operating since 1878 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens Alliance Bank's office at 860 Highway 212 W, dating to 1887; the newest is FM Bank's at 702 Prentice St, from 2023.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Granite Falls, and where the nearest one is if they do not.

Short answer: No branches in Granite Falls: Chase (nearest in Saint Cloud, 85 mi), Wells Fargo (nearest in Marshall, 28 mi), Bank of America (nearest in Eden Prairie, 103 mi), PNC Bank, U.S. Bank (nearest in Marshall, 28 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 84 mi), Regions Bank, TD Bank, BMO (nearest in Marshall, 27 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Granite Falls to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Granite Falls residents like anyone else.

Banks near Granite Falls

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Montevideo (13 miles) and Olivia (27 miles). Willmar, 32 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Granite Falls

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Granite Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Granite Falls by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Granite Falls offices.

Short answer: Citizens Alliance Bank is the largest bank with offices in Granite Falls, with $1.44 billion in total assets on June 30, 2026, No. 773 among U.S. banks by total assets. FM Bank is second with $738.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Granite Falls: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.