US Bank Directory

Banks in Fountain, MN

1 FDIC-insured bank operates 1 office in Fountain, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Fountain

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Fountain, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Fountain

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank is the only bank with an office in Fountain. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank 1 branch · main office Oldham, SD Bank · 1

First National Bank has 1 branch in Fountain, 10 across Minnesota and 12 nationwide. FDIC records list its main office in Oldham, SD and show it operating since 1985. With $477.8 million in total assets on June 30, 2026, it ranks No. 1,853 of 4,232 U.S. banks by total assets. The Fountain Branch at 101 Main St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First National Bank: profile, branches and contacts

Banking in Fountain: the local picture

Short answer: 1 bank runs 1 branch in Fountain according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First National Bank has its main office in Oldham, SD, according to the FDIC.

The bank with the longest record here is First National Bank, operating since 1985 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Fountain, and where the nearest one is if they do not.

Short answer: No branches in Fountain: Chase (nearest in Apple Valley, 85 mi), Wells Fargo (nearest in Rochester, 25 mi), Bank of America (nearest in Apple Valley, 87 mi), PNC Bank, U.S. Bank (nearest in Rochester, 25 mi), Truist, Fifth Third Bank, Huntington (nearest in Cottage Grove, 86 mi), Regions Bank, TD Bank, BMO (nearest in Mabel, 24 mi).

BankIn FountainNearest branch if none here
ChaseNoneApple Valley, 85 miles away
Wells FargoNoneRochester, 25 miles away
Bank of AmericaNoneApple Valley, 87 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneRochester, 25 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneCottage Grove, 86 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneMabel, 24 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fountain to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fountain residents like anyone else.

Banks near Fountain

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chatfield (8 miles) and Spring Valley (13 miles). Rochester, 27 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Fountain

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Fountain between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Aug 3, 2026OpenedFirst National Bank101 Main St, 55935

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Fountain by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fountain offices.

Short answer: First National Bank is the largest bank with offices in Fountain, with $477.8 million in total assets on June 30, 2026, No. 1,853 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First National Bank$477.8 millionNo. 1,8531Oldham, SD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fountain: FAQ

How many banks are in Fountain, MN?

Fountain has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a First National Bank in Fountain, MN?

Yes. FDIC data lists 1 First National Bank branch in Fountain as of September 5, 2026. The address and directions are under First National Bank above.

Is there a Chase in Fountain, MN?

No. FDIC data lists no Chase branch in Fountain as of September 5, 2026. The nearest is in Apple Valley, about 85 miles away in a straight line.

What is the oldest bank in Fountain?

First National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1985.

Did any bank branches open or close in Fountain in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fountain?

Nearby cities with more banks include Chatfield, Spring Valley, St. Charles. Chatfield is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds