US Bank Directory
Banks in Ypsilanti, MI
8 FDIC-insured banks operate 13 offices in Ypsilanti, Michigan, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ypsilanti
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 13 banks and credit unions operate 19 locations in Ypsilanti, according to the FDIC and the NCUA. 19 of them have coordinates on record and are on the map. 17 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
19 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ypsilanti
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington and KeyBank have the most locations in Ypsilanti, with 3 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Huntington Bank · 3
Huntington has 3 branches in Ypsilanti, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ypsilanti location is the Washtenaw Avenue Branch at 3075 Washtenaw Rd, dating to 1964; the newest, at 3839 Carpenter Rd, to 1997. All 3 of its Ypsilanti locations with published hours open on Saturday.
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Washtenaw Avenue Branch3075 Washtenaw Rd, 48197
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Carpenter Branch3839 Carpenter Rd, 48197
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Whittaker And Huron Branch7150 S Huron River Dr, 48197
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 3
KeyBank has 3 branches in Ypsilanti, 19 across Michigan and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ypsilanti location is the Michigan Avenue Branch at 1442 E Michigan Ave, dating to 1959; the newest, at 5300 Willis Rd, to 1974. 1 of its 3 Ypsilanti locations with published hours open on Saturday.
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Michigan Avenue Branch1442 E Michigan Ave, 48198
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Washtenaw Avenue Branch2225 Washtenaw Rd, 48197
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
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Augusta Branch5300 Willis Rd, 48197
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Ypsilanti, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ypsilanti location is the Carpenter Ellsworth Banking Ctr. Branch at 4101 Ellsworth Rd, dating to 2006; the newest, at 5436 Whittaker Rd, to 2007. All 2 of its Ypsilanti locations with published hours open on Saturday.
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Carpenter Ellsworth Banking Ctr. Branch4101 Ellsworth Rd, 48197
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Stony Creek And Whittaker Branch5436 Whittaker Rd, 48197
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
True Community Credit Union Credit union · 2
True Community Credit Union has 2 officees in Ypsilanti, 15 across Michigan. It is based in Jackson, MI and $953.2 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Ypsilanti locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Whittaker1861 Whittaker Rd, 48197
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Mansfield424 S Mansfield St, 48197
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Ypsilanti, 72 across Michigan and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Ypsilanti Township Branch at 2250 W Michigan Ave dates to 1890 in FDIC branch records. It opens on Saturday.
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Ypsilanti Township Branch2250 W Michigan Ave, 48197
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Bank of Ann Arbor Bank · 1
Bank of Ann Arbor has 1 branch in Ypsilanti, 18 across Michigan and 18 nationwide. FDIC records list its main office in Ann Arbor, MI and show it operating since 1996. With $3.50 billion in total assets on June 30, 2026, it ranks No. 371 of 4,232 U.S. banks by total assets. The Ypsilanti Branch at 7 W Michigan Ave dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ypsilanti Branch7 W Michigan Ave, 48197
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Ypsilanti, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Ypsilanti Banking Center Branch at 1940 Whittaker Rd dates to 2004 in FDIC branch records. It opens on Saturday.
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Ypsilanti Banking Center Branch1940 Whittaker Rd, 48197
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Michigan First Credit Union Credit union · 1
Michigan First Credit Union has 1 office in Ypsilanti, 32 across Michigan. It is based in Lathrup Village, MI and $1.50 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ypsilanti Kroger2010 Whittaker Rd, 48197
All hours
Mon to Fri 10 am to 7 pm; Sat 10 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Parda Credit Union Credit union · 1
Parda Credit Union has 1 office in Ypsilanti, 5 across Michigan. It is based in Auburn Hills, MI and $216.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Parda Credit Union2170 Packard Rd, 48197
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
People Driven Credit Union Credit union · 1
People Driven Credit Union has 1 office in Ypsilanti, 5 across Michigan. It is based in Southfield, MI and $514.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ypsilanti Branch5397 W Michigan Ave, 48197
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Ypsilanti, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Clark And Golfside Branch at 3175 W Clark Rd dates to 1980 in FDIC branch records. It opens on Saturday.
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Clark And Golfside Branch3175 W Clark Rd, 48197
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
University Bank Bank · 1
University Bank has 1 branch in Ypsilanti, 2 across Michigan and 2 nationwide. FDIC records list its main office in Ann Arbor, MI and show it operating since 1908. With $1.24 billion in total assets on June 30, 2026, it ranks No. 872 of 4,232 U.S. banks by total assets. The Ypsi Branch at 301 W Michigan Ave dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ypsi Branch301 W Michigan Ave, 48197
University of Michigan Credit Union Credit union · 1
University of Michigan Credit Union has 1 office in Ypsilanti, 15 across Michigan. It is based in Ann Arbor, MI and $1.45 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Emucu Student Center Branch900 Oakwood St Ste 109, 48197
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Ypsilanti
5 credit unions have 6 offices here: True Community Credit Union, Michigan First Credit Union, University of Michigan Credit Union, People Driven Credit Union and Parda Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ypsilanti page has every office in the state's directory.
Banking in Ypsilanti: the local picture
Short answer: 8 banks run 13 branches in Ypsilanti according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Ypsilanti, 2 elsewhere in Michigan and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 2250 W Michigan Ave, dating to 1890; the newest is University Bank's at 301 W Michigan Ave, from 2025.
5 credit unions have 6 offices in Ypsilanti, according to the NCUA. Who can join each one is on the credit unions page.
Of the 17 locations with published hours. 13 open on Saturday. 2 locations have no published hours in these sources.
Banks by ZIP code in Ypsilanti
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 48197 has the most bank and credit union offices in Ypsilanti (18), followed by 48198 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 48197 | 18 | 13 | Huntington, Chase, KeyBank |
| 48198 | 1 | 1 | KeyBank |
Banks and credit unions open on Saturday in Ypsilanti
Short answer: 13 of the 17 Ypsilanti locations with published hours open on Saturday, run by 9 institutions.
- Huntington: 3 of 3 branches (3075 Washtenaw Rd: Saturday 9 am to 12 pm, and 2 more)
- KeyBank: 1 of 3 branches (2225 Washtenaw Rd: Saturday 9 am to 12 pm)
- Chase: 2 of 2 branches (4101 Ellsworth Rd: Saturday 9 am to 2 pm, and 1 more)
- Bank of America: 1 of 1 branch (2250 W Michigan Ave: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (3175 W Clark Rd: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (1940 Whittaker Rd: Saturday 9 am to 1 pm)
- True Community Credit Union: 2 of 2 offices (1861 Whittaker Rd: Saturday 9 am to 12 pm, and 1 more)
- Michigan First Credit Union: 1 of 1 office (2010 Whittaker Rd: Saturday 10 am to 3 pm)
- People Driven Credit Union: 1 of 1 office (5397 W Michigan Ave: Saturday 9:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 19 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ypsilanti, and where the nearest one is if they do not.
Short answer: In Ypsilanti: Chase (2), Bank of America (1), PNC Bank (1), Fifth Third Bank (1), Huntington (3). No branches in Ypsilanti: Wells Fargo (nearest in Birmingham, 31 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Ypsilanti | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Huntington | 3 branches | here |
| Wells Fargo | None | Birmingham, 31 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ypsilanti to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ypsilanti residents like anyone else.
Banks near Ypsilanti
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ann Arbor (6 miles) and Belleville (7 miles). Ann Arbor, 6 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ann Arbor, MI | 6 mi | 14 | 45 |
| Banks in Belleville, MI | 7 mi | 5 | 5 |
| Banks in Saline, MI | 8 mi | 4 | 4 |
| Banks in Canton, MI | 10 mi | 7 | 14 |
| Banks in Plymouth, MI | 13 mi | 8 | 11 |
| Banks in Wayne, MI | 13 mi | 2 | 2 |
| Banks in Dexter, MI | 14 mi | 4 | 4 |
| Banks in Westland, MI | 15 mi | 5 | 8 |
Bank branch openings and closings in Ypsilanti
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ypsilanti between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ypsilanti by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ypsilanti offices.
Short answer: Chase is the largest bank with offices in Ypsilanti, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 3 | Columbus, OH |
| KeyBank | $188.56 billion | No. 23 | 3 | Cleveland, OH |
| Bank of Ann Arbor | $3.50 billion | No. 371 | 1 | Ann Arbor, MI |
| University Bank | $1.24 billion | No. 872 | 1 | Ann Arbor, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ypsilanti: FAQ
How many banks are in Ypsilanti, MI?
Ypsilanti has 8 banks with 13 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ypsilanti?
Huntington, with 3. KeyBank has 3 and Chase has 2.
Is there a Huntington in Ypsilanti, MI?
Yes. FDIC data lists 3 Huntington branches in Ypsilanti as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a KeyBank in Ypsilanti, MI?
Yes. FDIC data lists 3 KeyBank branches in Ypsilanti as of September 5, 2026. Its branches are listed under KeyBank above, with the address and directions for each.
Is there a Chase in Ypsilanti, MI?
Yes. FDIC data lists 2 Chase branches in Ypsilanti as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Wells Fargo in Ypsilanti, MI?
No. FDIC data lists no Wells Fargo branch in Ypsilanti as of September 5, 2026. The nearest is in Birmingham, about 31 miles away in a straight line.
Which banks in Ypsilanti are open on Saturday?
Huntington, KeyBank, Chase and Bank of America and 5 more publish Saturday hours for one or more Ypsilanti locations. The Saturday section above lists each one with its hours. 2 of the 19 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Ypsilanti?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Ypsilanti?
True Community Credit Union, Michigan First Credit Union, University of Michigan Credit Union and People Driven Credit Union and 1 more have offices in Ypsilanti. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ypsilanti in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ypsilanti?
Nearby cities with more banks include Ann Arbor, Belleville, Saline. Ann Arbor is 6 miles away with 14 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (11 of 13 branches: Bank of America, Chase, Fifth Third Bank, Huntington, KeyBank, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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