US Bank Directory
Banks in White Lake, MI
2 FDIC-insured banks operate 2 offices in White Lake, Michigan, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: White Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in White Lake, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in White Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America and Fifth Third Bank have the most locations in White Lake, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in White Lake, 72 across Michigan and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The White Lake Marketplace Branch at 9120 Highland Rd dates to 2000 in FDIC branch records. Its published hours do not list Saturday.
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White Lake Marketplace Branch9120 Highland Rd, 48386
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Dfcu Financial Credit Union Credit union · 1
Dfcu Financial Credit Union has 1 office in White Lake, 30 across Michigan. It is based in Dearborn, MI and $8.03 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Dfcu - White Lake6490 Highland Rd, 48383
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in White Lake, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The M-59-Elizabeth Lake Branch at 10951 Highland Rd dates to 1993 in FDIC branch records. It opens on Saturday.
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M-59-Elizabeth Lake Branch10951 Highland Rd, 48386
All hours
Mon closed; Tue to Fri 10 am to 7 pm; Sat 10 am to 5 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Genisys Credit Union Credit union · 1
Genisys Credit Union has 1 office in White Lake, 30 across Michigan. It is based in Auburn Hills, MI and $6.44 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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9 White Lake3671 Highland Rd, 48383
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Lake Michigan Credit Union Credit union · 1
Lake Michigan Credit Union has 1 office in White Lake, 57 across Michigan. It is based in Grand Rapids, MI and $16.86 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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White Lake6615 Highland Rd, 48383
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in White Lake
3 credit unions have 3 offices here: Lake Michigan Credit Union, Dfcu Financial Credit Union and Genisys Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in White Lake page has every office in the state's directory.
Banking in White Lake: the local picture
Short answer: 2 banks run 2 branches in White Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in White Lake and 2 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 10951 Highland Rd, dating to 1993; the newest is Bank of America's at 9120 Highland Rd, from 2000.
3 credit unions have 3 offices in White Lake, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 3 open on Saturday.
Banks by ZIP code in White Lake
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 48383 has the most bank and credit union offices in White Lake (3), followed by 48386 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 48383 | 3 | 3 | Dfcu Financial Credit Union, Genisys Credit Union, Lake Michigan Credit Union |
| 48386 | 2 | 2 | Bank of America, Fifth Third Bank |
Banks and credit unions open on Saturday in White Lake
Short answer: 3 of the 5 White Lake locations with published hours open on Saturday, run by 3 institutions.
- Fifth Third Bank: 1 of 1 branch (10951 Highland Rd: Saturday 10 am to 5 pm)
- Lake Michigan Credit Union: 1 of 1 office (6615 Highland Rd: Saturday 9 am to 1 pm)
- Dfcu Financial Credit Union: 1 of 1 office (6490 Highland Rd: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in White Lake, and where the nearest one is if they do not.
Short answer: In White Lake: Bank of America (1), Fifth Third Bank (1). No branches in White Lake: Chase (nearest in Waterford, 3 mi), Wells Fargo (nearest in Birmingham, 16 mi), PNC Bank (nearest in Commerce Township, 3 mi), U.S. Bank, Truist, Huntington (nearest in Waterford, 4 mi), Regions Bank, TD Bank, BMO.
| Bank | In White Lake | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Waterford, 3 miles away |
| Wells Fargo | None | Birmingham, 16 miles away |
| PNC Bank | None | Commerce Township, 3 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Huntington | None | Waterford, 4 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of White Lake to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to White Lake residents like anyone else.
Banks near White Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Waterford (4 miles) and Highland (5 miles). Clarkston, 6 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Waterford, MI | 4 mi | 6 | 10 |
| Banks in Highland, MI | 5 mi | 3 | 3 |
| Banks in Commerce Township, MI | 6 mi | 5 | 8 |
| Banks in Clarkston, MI | 6 mi | 9 | 13 |
| Banks in Milford, MI | 8 mi | 3 | 4 |
| Banks in Walled Lake, MI | 8 mi | 2 | 3 |
| Banks in West Bloomfield, MI | 9 mi | 8 | 12 |
| Banks in Wixom, MI | 10 mi | 2 | 2 |
Bank branch openings and closings in White Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in White Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in White Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its White Lake offices.
Short answer: Bank of America is the largest bank with offices in White Lake, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in White Lake: FAQ
How many banks are in White Lake, MI?
White Lake has 2 banks with 2 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in White Lake?
Bank of America, with 1. Fifth Third Bank has 1.
Is there a Bank of America in White Lake, MI?
Yes. FDIC data lists 1 Bank of America branch in White Lake as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Fifth Third Bank in White Lake, MI?
Yes. FDIC data lists 1 Fifth Third Bank branch in White Lake as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Chase in White Lake, MI?
No. FDIC data lists no Chase branch in White Lake as of September 5, 2026. The nearest is in Waterford, about 3 miles away in a straight line.
Which banks in White Lake are open on Saturday?
Fifth Third Bank, Lake Michigan Credit Union and Dfcu Financial Credit Union publish Saturday hours for one or more White Lake locations. The Saturday section above lists each one with its hours.
What is the oldest bank in White Lake?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in White Lake?
Lake Michigan Credit Union, Dfcu Financial Credit Union and Genisys Credit Union have offices in White Lake. Check each credit union's membership rules before you apply.
Did any bank branches open or close in White Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near White Lake?
Nearby cities with more banks include Waterford, Highland, Commerce Township. Waterford is 4 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 2 branches: Bank of America, Fifth Third Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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