US Bank Directory
Banks in Sturgis, MI
6 FDIC-insured banks operate 8 offices in Sturgis, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Sturgis
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 9 locations in Sturgis, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sturgis
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Southern Michigan Bank & Trust and Sturgis Bank have the most locations in Sturgis, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Southern Michigan Bank & Trust Bank · 2
Southern Michigan Bank & Trust has 2 branches in Sturgis, 21 across Michigan and 21 nationwide. FDIC records list its main office in Coldwater, MI and show it operating since 1872. With $1.68 billion in total assets on June 30, 2026, it ranks No. 674 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sturgis location is the Sturgis Branch at 200 John St, dating to 2022; the newest, at 711 South Centerville Road, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Sturgis Branch200 John St, 49091
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Southern Michigan Bank & Trust Branch711 South Centerville Road, 49091
Sturgis Bank Bank · 2
Sturgis Bank has 2 branches in Sturgis, 17 across Michigan and 17 nationwide. FDIC records list its main office in Sturgis, MI and show it operating since 1905. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,026 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sturgis location is its main office at 113 E Chicago Rd, dating to 1905; the newest, at 1001 S Centerville Rd, to 1989. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office113 E Chicago Rd, 49091
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Sturgis Banking Center1001 S Centerville Rd, 49091
Century Bank and Trust Bank · 1
Century Bank and Trust has 1 branch in Sturgis, 11 across Michigan and 11 nationwide. FDIC records list its main office in Coldwater, MI and show it operating since 1909. With $494.0 million in total assets on June 30, 2026, it ranks No. 1,810 of 4,232 U.S. banks by total assets. The Sturgis Main at 300 W Chicago Rd dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sturgis Main300 W Chicago Rd, 49091
Farmers State Bank Bank · 1
Farmers State Bank has 1 branch in Sturgis, 1 across Michigan and 12 nationwide. FDIC records list its main office in Lagrange, IN and show it operating since 1934. With $1.31 billion in total assets on June 30, 2026, it ranks No. 841 of 4,232 U.S. banks by total assets. The Sturgis Branch at 809 W Chicago Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sturgis Branch809 W Chicago Rd, 49091
Flagstar Bank · 1
Flagstar has 1 branch in Sturgis, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Sturgis Branch at 1372 S Centerville Rd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sturgis Branch1372 S Centerville Rd, 49091
Huntington Bank · 1
Huntington has 1 branch in Sturgis, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Downtown Sturgis Branch at 100 E Chicago Rd dates to 1892 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Downtown Sturgis Branch100 E Chicago Rd, 49091
Omni Community Credit Union Credit union · 1
Omni Community Credit Union has 1 office in Sturgis, 12 across Michigan. It is based in Battle Creek, MI and $652.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Strugis1313 S Centerville Rd, 49091
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Sturgis
1 credit union has 1 office here: Omni Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sturgis page has every office in the state's directory.
Banking in Sturgis: the local picture
Short answer: 6 banks run 8 branches in Sturgis according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Sturgis, 2 elsewhere in Michigan and 3 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 100 E Chicago Rd, dating to 1892; the newest is Southern Michigan Bank & Trust's at 711 South Centerville Road, from 2024.
The only credit union with an office here is Omni Community Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 8 locations have no published hours in these sources.
Credit unions open on Saturday in Sturgis
Short answer: 1 of the 1 Sturgis location with published hours opens on Saturday, run by 1 institution.
- Omni Community Credit Union: 1 of 1 office (1313 S Centerville Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sturgis, and where the nearest one is if they do not.
Short answer: In Sturgis: Huntington (1). No branches in Sturgis: Chase (nearest in Portage, 31 mi), Wells Fargo (nearest in Birmingham, 125 mi), Bank of America (nearest in Grand Rapids, 73 mi), PNC Bank (nearest in Coldwater, 25 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Three Rivers, 15 mi), Regions Bank, TD Bank, BMO.
| Bank | In Sturgis | Nearest branch if none here |
|---|---|---|
| Huntington | 1 branch | here |
| Chase | None | Portage, 31 miles away |
| Wells Fargo | None | Birmingham, 125 miles away |
| Bank of America | None | Grand Rapids, 73 miles away |
| PNC Bank | None | Coldwater, 25 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Three Rivers, 15 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sturgis to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sturgis residents like anyone else.
Banks near Sturgis
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Centreville (10 miles) and Bronson (13 miles). Portage, 30 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Centreville, MI | 10 mi | 2 | 2 |
| Banks in Bronson, MI | 13 mi | 2 | 2 |
| Banks in Three Rivers, MI | 15 mi | 6 | 6 |
| Banks in Coldwater, MI | 25 mi | 5 | 12 |
| Banks in Portage, MI | 30 mi | 12 | 16 |
| Banks in Edwardsburg, MI | 34 mi | 2 | 2 |
| Banks in Kalamazoo, MI | 35 mi | 10 | 26 |
| Banks in Battle Creek, MI | 37 mi | 7 | 10 |
Bank branch openings and closings in Sturgis
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sturgis between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Sturgis
Short answer: 1 institution has its main office in Sturgis: Sturgis Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Sturgis Bank | Bank | $1.03 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Sturgis by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sturgis offices.
Short answer: Huntington is the largest bank with offices in Sturgis, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Flagstar is second with $87.71 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| Southern Michigan Bank & Trust | $1.68 billion | No. 674 | 2 | Coldwater, MI |
| Farmers State Bank | $1.31 billion | No. 841 | 1 | Lagrange, IN |
| Sturgis Bank | $1.03 billion | No. 1,026 | 2 | Sturgis, MI |
| Century Bank and Trust | $494.0 million | No. 1,810 | 1 | Coldwater, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sturgis: FAQ
How many banks are in Sturgis, MI?
Sturgis has 6 banks with 8 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sturgis?
Southern Michigan Bank & Trust, with 2. Sturgis Bank has 2 and Huntington has 1.
Is there a Southern Michigan Bank & Trust in Sturgis, MI?
Yes. FDIC data lists 2 Southern Michigan Bank & Trust branches in Sturgis as of September 5, 2026. Its branches are listed under Southern Michigan Bank & Trust above, with the address and directions for each.
Is there a Huntington in Sturgis, MI?
Yes. FDIC data lists 1 Huntington branch in Sturgis as of September 5, 2026. The address and directions are under Huntington above.
Is there a Chase in Sturgis, MI?
No. FDIC data lists no Chase branch in Sturgis as of September 5, 2026. The nearest is in Portage, about 31 miles away in a straight line.
Which banks in Sturgis are open on Saturday?
Omni Community Credit Union publishes Saturday hours for one or more Sturgis locations. The Saturday section above lists each one with its hours. 8 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Sturgis?
Sturgis Bank has its main office in Sturgis, according to the FDIC.
What is the oldest bank in Sturgis?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Sturgis?
Omni Community Credit Union has an office in Sturgis. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sturgis in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sturgis?
Nearby cities with more banks include Centreville, Bronson, Three Rivers. Centreville is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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