US Bank Directory
Banks in Owosso, MI
4 FDIC-insured banks operate 6 offices in Owosso, Michigan, and 6 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Owosso
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 12 locations in Owosso, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Owosso
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fifth Third Bank and Huntington have the most locations in Owosso, with 2 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Owosso, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owosso location is the Owosso Main Office Branch at 123 N Washington St, dating to 1891; the newest, at 2350 E M 21, to 1976. All 2 of its Owosso locations with published hours open on Saturday.
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Owosso Main Office Branch123 N Washington St, 48867
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Corunna Branch2350 E M 21, 48867
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Huntington Bank · 2
Huntington has 2 branches in Owosso, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Owosso location is the Owosso Main Branch at 100 E Main St, dating to 1907; the newest, at 301 S Washington St, to 1977. It opens on Saturday.
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Owosso Main Branch100 E Main St, 48867
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
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Owosso South Remote Drive Thru Branch301 S Washington St, 48867
Citizens Bank · 1
Citizens has 1 branch in Owosso, 65 across Michigan and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Owosso at 910 E Main St dates to 1934 in FDIC branch records. It opens on Saturday.
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Owosso910 E Main St, 48867
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Dort Financial Credit Union Credit union · 1
Dort Financial Credit Union has 1 office in Owosso, 15 across Michigan. It is based in Grand Blanc, MI and $2.46 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Owosso Branch1006 E M 21, 48867
All hours
Mon to Fri 8 am to 7 pm; Sat 8 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Frankenmuth Credit Union Credit union · 1
Frankenmuth Credit Union has 1 office in Owosso, 33 across Michigan. It is based in Frankenmuth, MI and $1.57 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Owosso Branch2267 E M 21, 48867
All hours
Mon to Wed 9 am to 5 pm; Thu 9:15 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Horizon Bank Bank · 1
Horizon Bank has 1 branch in Owosso, 29 across Michigan and 79 nationwide. FDIC records list its main office in Michigan City, IN and show it operating since 1873. With $6.55 billion in total assets on June 30, 2026, it ranks No. 237 of 4,232 U.S. banks by total assets. The Owosso East Branch at 1345 E M 21 dates to 1964 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Owosso East Branch1345 E M 21, 48867
Lafcu Credit Union Credit union · 1
Lafcu Credit Union has 1 office in Owosso, 10 across Michigan. It is based in Lansing, MI and $1.14 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Owosso1720 W M 21, 48867
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Pfcu Credit Union Credit union · 1
Pfcu Credit Union has 1 office in Owosso, 13 across Michigan. It is based in Portland, MI and $858.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Owosso Office1465 N M-52 Michigan 52, 48867
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Security Credit Union Credit union · 1
Security Credit Union has 1 office in Owosso, 16 across Michigan. It is based in Grand Blanc, MI and $651.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Owosso Office1400 E M 21, 48867
All hours
Mon 9 am to 6 pm; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Team One Credit Union Credit union · 1
Team One Credit Union has 1 office in Owosso, 12 across Michigan. It is based in Saginaw, MI and $767.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Owosso1243 E M 21, 48867
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Owosso
6 credit unions have 6 offices here: Dort Financial Credit Union, Frankenmuth Credit Union, Lafcu Credit Union, Pfcu Credit Union, Team One Credit Union and Security Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Owosso page has every office in the state's directory.
Banking in Owosso: the local picture
Short answer: 4 banks run 6 branches in Owosso according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Owosso and 4 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 123 N Washington St, dating to 1891; the newest is Huntington's at 301 S Washington St, from 1977.
6 credit unions have 6 offices in Owosso, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 9 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Owosso
Short answer: 9 of the 10 Owosso locations with published hours open on Saturday, run by 8 institutions.
- Fifth Third Bank: 2 of 2 branches (123 N Washington St: Saturday 9 am to 12 pm, and 1 more)
- Huntington: 1 of 2 branches (100 E Main St: Saturday 9 am to 12 pm)
- Citizens: 1 of 1 branch (910 E Main St: Saturday 9 am to 12 pm)
- Dort Financial Credit Union: 1 of 1 office (1006 E M 21: Saturday 8 am to 2 pm)
- Frankenmuth Credit Union: 1 of 1 office (2267 E M 21: Saturday 9 am to 12:30 pm)
- Lafcu Credit Union: 1 of 1 office (1720 W M 21: Saturday 9 am to 12 pm)
- Pfcu Credit Union: 1 of 1 office (1465 N M-52 Michigan 52: Saturday 9 am to 12 pm)
- Security Credit Union: 1 of 1 office (1400 E M 21: Saturday 9 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Owosso, and where the nearest one is if they do not.
Short answer: In Owosso: Fifth Third Bank (2), Huntington (2). No branches in Owosso: Chase (nearest in Vernon, 7 mi), Wells Fargo (nearest in Birmingham, 58 mi), Bank of America (nearest in Okemos, 23 mi), PNC Bank (nearest in Flushing, 19 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Owosso | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 2 branches | here |
| Huntington | 2 branches | here |
| Chase | None | Vernon, 7 miles away |
| Wells Fargo | None | Birmingham, 58 miles away |
| Bank of America | None | Okemos, 23 miles away |
| PNC Bank | None | Flushing, 19 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Owosso to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Owosso residents like anyone else.
Banks near Owosso
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Flushing (18 miles) and Saint Johns (20 miles). Okemos, 24 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Flushing, MI | 18 mi | 3 | 3 |
| Banks in Saint Johns, MI | 20 mi | 3 | 4 |
| Banks in Saint Charles, MI | 21 mi | 2 | 2 |
| Banks in Flint, MI | 22 mi | 4 | 14 |
| Banks in Williamston, MI | 22 mi | 2 | 2 |
| Banks in Okemos, MI | 24 mi | 10 | 11 |
| Banks in Fowlerville, MI | 24 mi | 3 | 3 |
| Banks in East Lansing, MI | 24 mi | 9 | 9 |
Bank branch openings and closings in Owosso
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Owosso between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Owosso by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Owosso offices.
Short answer: Fifth Third Bank is the largest bank with offices in Owosso, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 2 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Horizon Bank | $6.55 billion | No. 237 | 1 | Michigan City, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Owosso: FAQ
How many banks are in Owosso, MI?
Owosso has 4 banks with 6 branches and 6 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Owosso?
Fifth Third Bank, with 2. Huntington has 2 and Citizens has 1.
Is there a Fifth Third Bank in Owosso, MI?
Yes. FDIC data lists 2 Fifth Third Bank branches in Owosso as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Huntington in Owosso, MI?
Yes. FDIC data lists 2 Huntington branches in Owosso as of September 5, 2026. Its branches are listed under Huntington above, with the address and directions for each.
Is there a Citizens in Owosso, MI?
Yes. FDIC data lists 1 Citizens branch in Owosso as of September 5, 2026. The address and directions are under Citizens above.
Is there a Chase in Owosso, MI?
No. FDIC data lists no Chase branch in Owosso as of September 5, 2026. The nearest is in Vernon, about 7 miles away in a straight line.
Which banks in Owosso are open on Saturday?
Fifth Third Bank, Huntington, Citizens and Dort Financial Credit Union and 4 more publish Saturday hours for one or more Owosso locations. The Saturday section above lists each one with its hours. 2 of the 12 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Owosso?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Owosso?
Dort Financial Credit Union, Frankenmuth Credit Union, Lafcu Credit Union and Pfcu Credit Union and 2 more have offices in Owosso. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Owosso in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Owosso?
Nearby cities with more banks include Flushing, Saint Johns, Saint Charles. Flushing is 18 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 6 branches: Citizens, Fifth Third Bank, Huntington) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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