US Bank Directory
Banks in Michigan Center, MI
1 FDIC-insured bank operates 1 office in Michigan Center, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Michigan Center
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Michigan Center, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Michigan Center
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Flagstar is the only bank with an office in Michigan Center. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American 1 Credit Union Credit union · 1
American 1 Credit Union has 1 office in Michigan Center, 18 across Michigan. It is based in Jackson, MI and $666.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Michigan Center4400 Page Ave, 49254
All hours
Mon to Thu 9 am to 6 pm; Fri 9 am to 7 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Community Choice Credit Union Credit union · 1
Community Choice Credit Union has 1 office in Michigan Center, 23 across Michigan. It is based in Farmington Hill, MI and $2.07 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
21 Michigan Center Office4405 Page Ave, 49254
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Flagstar Bank · 1
Flagstar has 1 branch in Michigan Center, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Michigan Center Branch at 101 Broad St dates to 1938 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Michigan Center Branch101 Broad St, 49254
Join a credit union in Michigan Center
2 credit unions have 2 offices here: Community Choice Credit Union and American 1 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Michigan Center page has every office in the state's directory.
Banking in Michigan Center: the local picture
Short answer: 1 bank runs 1 branch in Michigan Center according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Flagstar has its main office in Hicksville, NY, according to the FDIC.
The bank with the longest record here is Flagstar, operating since 1987 according to the FDIC.
2 credit unions have 2 offices in Michigan Center, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in Michigan Center
Short answer: 2 of the 2 Michigan Center locations with published hours open on Saturday, run by 2 institutions.
- Community Choice Credit Union: 1 of 1 office (4405 Page Ave: Saturday 9 am to 1 pm)
- American 1 Credit Union: 1 of 1 office (4400 Page Ave: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Michigan Center, and where the nearest one is if they do not.
Short answer: No branches in Michigan Center: Chase (nearest in Ann Arbor, 25 mi), Wells Fargo (nearest in Birmingham, 61 mi), Bank of America (nearest in Ann Arbor, 28 mi), PNC Bank (nearest in Jackson, 6 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Jackson, 4 mi), Huntington (nearest in Jackson, 4 mi), Regions Bank, TD Bank, BMO.
| Bank | In Michigan Center | Nearest branch if none here |
|---|---|---|
| Chase | None | Ann Arbor, 25 miles away |
| Wells Fargo | None | Birmingham, 61 miles away |
| Bank of America | None | Ann Arbor, 28 miles away |
| PNC Bank | None | Jackson, 6 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Jackson, 4 miles away |
| Huntington | None | Jackson, 4 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Michigan Center to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Michigan Center residents like anyone else.
Banks near Michigan Center
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Jackson (5 miles) and Brooklyn (10 miles). Jackson, 5 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Jackson, MI | 5 mi | 8 | 20 |
| Banks in Brooklyn, MI | 10 mi | 3 | 3 |
| Banks in Spring Arbor, MI | 11 mi | 2 | 2 |
| Banks in Stockbridge, MI | 15 mi | 2 | 2 |
| Banks in Leslie, MI | 16 mi | 2 | 2 |
| Banks in Chelsea, MI | 16 mi | 4 | 5 |
| Banks in Albion, MI | 22 mi | 2 | 2 |
| Banks in Dexter, MI | 24 mi | 4 | 4 |
Bank branch openings and closings in Michigan Center
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Michigan Center between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Michigan Center by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Michigan Center offices.
Short answer: Flagstar is the largest bank with offices in Michigan Center, with $87.71 billion in total assets on June 30, 2026, No. 36 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Michigan Center: FAQ
How many banks are in Michigan Center, MI?
Michigan Center has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Flagstar in Michigan Center, MI?
Yes. FDIC data lists 1 Flagstar branch in Michigan Center as of September 5, 2026. The address and directions are under Flagstar above.
Is there a Chase in Michigan Center, MI?
No. FDIC data lists no Chase branch in Michigan Center as of September 5, 2026. The nearest is in Ann Arbor, about 25 miles away in a straight line.
Which banks in Michigan Center are open on Saturday?
Community Choice Credit Union and American 1 Credit Union publish Saturday hours for one or more Michigan Center locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Michigan Center?
Flagstar has the longest record among banks with a branch here: the FDIC shows it operating since 1987.
Which credit unions can I join in Michigan Center?
Community Choice Credit Union and American 1 Credit Union have offices in Michigan Center. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Michigan Center in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Michigan Center?
Nearby cities with more banks include Jackson, Brooklyn, Spring Arbor. Jackson is 5 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds