US Bank Directory
Banks in Lake Odessa, MI
1 FDIC-insured bank operates 1 office in Lake Odessa, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Lake Odessa
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Lake Odessa, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lake Odessa
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Union Bank is the only bank with an office in Lake Odessa. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Pfcu Credit Union Credit union · 1
Pfcu Credit Union has 1 office in Lake Odessa, 13 across Michigan. It is based in Portland, MI and $858.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lake Odessa Office2025 Lapo Rd, 48849
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Union Bank Bank · 1
Union Bank has 1 branch in Lake Odessa, 9 across Michigan and 9 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1934. With $396.7 million in total assets on June 30, 2026, it ranks No. 2,079 of 4,232 U.S. banks by total assets. The Lake Odessa Branch at 1150 Jordan Lake St dates to 1977 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lake Odessa Branch1150 Jordan Lake St, 48849
Join a credit union in Lake Odessa
1 credit union has 1 office here: Pfcu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Odessa page has every office in the state's directory.
Banking in Lake Odessa: the local picture
Short answer: 1 bank runs 1 branch in Lake Odessa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Union Bank has its main office in Grand Rapids, MI, according to the FDIC.
The bank with the longest record here is Union Bank, operating since 1934 according to the FDIC.
The only credit union with an office here is Pfcu Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in Lake Odessa
Short answer: 1 of the 1 Lake Odessa location with published hours opens on Saturday, run by 1 institution.
- Pfcu Credit Union: 1 of 1 office (2025 Lapo Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Odessa, and where the nearest one is if they do not.
Short answer: No branches in Lake Odessa: Chase (nearest in Caledonia, 19 mi), Wells Fargo (nearest in Birmingham, 99 mi), Bank of America (nearest in Grand Rapids, 21 mi), PNC Bank (nearest in Charlotte, 21 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Lowell, 16 mi), Huntington (nearest in Hastings, 12 mi), Regions Bank, TD Bank, BMO.
| Bank | In Lake Odessa | Nearest branch if none here |
|---|---|---|
| Chase | None | Caledonia, 19 miles away |
| Wells Fargo | None | Birmingham, 99 miles away |
| Bank of America | None | Grand Rapids, 21 miles away |
| PNC Bank | None | Charlotte, 21 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Lowell, 16 miles away |
| Huntington | None | Hastings, 12 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Odessa to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Odessa residents like anyone else.
Banks near Lake Odessa
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hastings (12 miles) and Nashville (12 miles). Caledonia, 19 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hastings, MI | 12 mi | 4 | 5 |
| Banks in Nashville, MI | 12 mi | 2 | 2 |
| Banks in Portland, MI | 14 mi | 2 | 2 |
| Banks in Ionia, MI | 14 mi | 2 | 3 |
| Banks in Lowell, MI | 15 mi | 3 | 11 |
| Banks in Caledonia, MI | 19 mi | 5 | 5 |
| Banks in Grand Ledge, MI | 20 mi | 3 | 3 |
| Banks in Charlotte, MI | 21 mi | 3 | 3 |
Bank branch openings and closings in Lake Odessa
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Odessa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lake Odessa by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Odessa offices.
Short answer: Union Bank is the largest bank with offices in Lake Odessa, with $396.7 million in total assets on June 30, 2026, No. 2,079 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Union Bank | $396.7 million | No. 2,079 | 1 | Grand Rapids, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Odessa: FAQ
How many banks are in Lake Odessa, MI?
Lake Odessa has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Union Bank in Lake Odessa, MI?
Yes. FDIC data lists 1 Union Bank branch in Lake Odessa as of September 5, 2026. The address and directions are under Union Bank above.
Is there a Chase in Lake Odessa, MI?
No. FDIC data lists no Chase branch in Lake Odessa as of September 5, 2026. The nearest is in Caledonia, about 19 miles away in a straight line.
Which banks in Lake Odessa are open on Saturday?
Pfcu Credit Union publishes Saturday hours for one or more Lake Odessa locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lake Odessa?
Union Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1934.
Which credit unions can I join in Lake Odessa?
Pfcu Credit Union has an office in Lake Odessa. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lake Odessa in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Odessa?
Nearby cities with more banks include Hastings, Nashville, Portland. Hastings is 12 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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