US Bank Directory
Banks in Hillsdale, MI
4 FDIC-insured banks operate 6 offices in Hillsdale, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Hillsdale
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Hillsdale, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Hillsdale
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: County National Bank has the most locations in Hillsdale, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
County National Bank Bank · 3
County National Bank has 3 branches in Hillsdale, 15 across Michigan and 15 nationwide. FDIC records list its main office in Hillsdale, MI and show it operating since 1934. With $1.36 billion in total assets on June 30, 2026, it ranks No. 810 of 4,232 U.S. banks by total assets. Its main office at 1 S Howell St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1 S Howell St, 49242
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Messenger Service Branch1 S Howell St, 49242
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Carleton Branch1 W Carleton Rd, 49242
American 1 Credit Union Credit union · 1
American 1 Credit Union has 1 office in Hillsdale, 18 across Michigan. It is based in Jackson, MI and $666.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Hillsdale3192 W Carleton Rd, 49242
All hours
Mon to Fri 9 am to 7 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Community Choice Credit Union Credit union · 1
Community Choice Credit Union has 1 office in Hillsdale, 23 across Michigan. It is based in Farmington Hill, MI and $2.07 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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18 Hillsdale Member Center412 W Carleton Rd, 49242
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Hillsdale, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Hillsdale Branch at 10 S Broad St dates to 2001 in FDIC branch records. It opens on Saturday.
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Hillsdale Branch10 S Broad St, 49242
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Flagstar Bank · 1
Flagstar has 1 branch in Hillsdale, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Hillsdale Branch at 50 S Howell St dates to 1938 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hillsdale Branch50 S Howell St, 49242
Southern Michigan Bank & Trust Bank · 1
Southern Michigan Bank & Trust has 1 branch in Hillsdale, 21 across Michigan and 21 nationwide. FDIC records list its main office in Coldwater, MI and show it operating since 1872. With $1.68 billion in total assets on June 30, 2026, it ranks No. 674 of 4,232 U.S. banks by total assets. The Hillsdale Branch at 10 E Carleton Rd dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hillsdale Branch10 E Carleton Rd, 49242
Join a credit union in Hillsdale
2 credit unions have 2 offices here: Community Choice Credit Union and American 1 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Hillsdale page has every office in the state's directory.
Banking in Hillsdale: the local picture
Short answer: 4 banks run 6 branches in Hillsdale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Hillsdale, 1 elsewhere in Michigan and 2 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is County National Bank's office at 1 S Howell St, dating to 1934; the newest is Fifth Third Bank's at 10 S Broad St, from 2001.
2 credit unions have 2 offices in Hillsdale, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Hillsdale
Short answer: 3 of the 3 Hillsdale locations with published hours open on Saturday, run by 3 institutions.
- Fifth Third Bank: 1 of 1 branch (10 S Broad St: Saturday 9 am to 12 pm)
- Community Choice Credit Union: 1 of 1 office (412 W Carleton Rd: Saturday 9 am to 1 pm)
- American 1 Credit Union: 1 of 1 office (3192 W Carleton Rd: Saturday 9 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Hillsdale, and where the nearest one is if they do not.
Short answer: In Hillsdale: Fifth Third Bank (1). No branches in Hillsdale: Chase (nearest in Ann Arbor, 48 mi), Wells Fargo (nearest in Birmingham, 85 mi), Bank of America (nearest in Ann Arbor, 50 mi), PNC Bank (nearest in Coldwater, 18 mi), U.S. Bank, Truist, Huntington (nearest in Coldwater, 17 mi), Regions Bank, TD Bank, BMO.
| Bank | In Hillsdale | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 1 branch | here |
| Chase | None | Ann Arbor, 48 miles away |
| Wells Fargo | None | Birmingham, 85 miles away |
| Bank of America | None | Ann Arbor, 50 miles away |
| PNC Bank | None | Coldwater, 18 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Huntington | None | Coldwater, 17 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Hillsdale to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Hillsdale residents like anyone else.
Banks near Hillsdale
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hudson (15 miles) and Coldwater (18 miles). Jackson, 25 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hudson, MI | 15 mi | 3 | 3 |
| Banks in Coldwater, MI | 18 mi | 5 | 12 |
| Banks in Spring Arbor, MI | 20 mi | 2 | 2 |
| Banks in Brooklyn, MI | 23 mi | 3 | 3 |
| Banks in Albion, MI | 24 mi | 2 | 2 |
| Banks in Jackson, MI | 25 mi | 8 | 20 |
| Banks in Bronson, MI | 29 mi | 2 | 2 |
| Banks in Marshall, MI | 30 mi | 4 | 4 |
Bank branch openings and closings in Hillsdale
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Hillsdale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Hillsdale
Short answer: 1 institution has its main office in Hillsdale: County National Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| County National Bank | Bank | $1.36 billion | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Hillsdale by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Hillsdale offices.
Short answer: Fifth Third Bank is the largest bank with offices in Hillsdale, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. Flagstar is second with $87.71 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| Southern Michigan Bank & Trust | $1.68 billion | No. 674 | 1 | Coldwater, MI |
| County National Bank | $1.36 billion | No. 810 | 3 | Hillsdale, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Hillsdale: FAQ
How many banks are in Hillsdale, MI?
Hillsdale has 4 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Hillsdale?
County National Bank, with 3. Fifth Third Bank has 1 and Flagstar has 1.
Is there a County National Bank in Hillsdale, MI?
Yes. FDIC data lists 3 County National Bank branches in Hillsdale as of September 5, 2026, the main office at 1 S Howell St. Its branches are listed under County National Bank above, with the address and directions for each.
Is there a Fifth Third Bank in Hillsdale, MI?
Yes. FDIC data lists 1 Fifth Third Bank branch in Hillsdale as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a Flagstar in Hillsdale, MI?
Yes. FDIC data lists 1 Flagstar branch in Hillsdale as of September 5, 2026. The address and directions are under Flagstar above.
Is there a Chase in Hillsdale, MI?
No. FDIC data lists no Chase branch in Hillsdale as of September 5, 2026. The nearest is in Ann Arbor, about 48 miles away in a straight line.
Which banks in Hillsdale are open on Saturday?
Fifth Third Bank, Community Choice Credit Union and American 1 Credit Union publish Saturday hours for one or more Hillsdale locations. The Saturday section above lists each one with its hours. 5 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Hillsdale?
County National Bank has its main office in Hillsdale, according to the FDIC.
What is the oldest bank in Hillsdale?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Hillsdale?
Community Choice Credit Union and American 1 Credit Union have offices in Hillsdale. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Hillsdale in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Hillsdale?
Nearby cities with more banks include Hudson, Coldwater, Spring Arbor. Hudson is 15 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: Fifth Third Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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