US Bank Directory

Banks in Harper Woods, MI

1 FDIC-insured bank operates 1 office in Harper Woods, Michigan, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Harper Woods

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Harper Woods, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Harper Woods

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase is the only bank with an office in Harper Woods. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Harper Woods, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Vernier-Harper Branch at 20675 Vernier Rd dates to 1965 in FDIC branch records. It opens on Saturday.

  • Vernier-Harper Branch
    20675 Vernier Rd, 48225
    (313) 886-5551Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Christian Financial Credit Union 1 office · main office Sterling Height, MI Credit union · 1

Christian Financial Credit Union has 1 office in Harper Woods, 13 across Michigan. It is based in Sterling Height, MI and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Harper Woods
    19770 Harper Ave, 48225
    (586) 772-6330Today: hours not published
    All hours

    Mon 9:30 am to 5 pm; Tue to Sun not published

    Hours: NCUA, March 31, 2026

Christian Financial Credit Union: profile, branches and contacts

Join a credit union in Harper Woods

1 credit union has 1 office here: Christian Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Harper Woods page has every office in the state's directory.

Banking in Harper Woods: the local picture

Short answer: 1 bank runs 1 branch in Harper Woods according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Chase has its main office in Columbus, OH, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC.

The only credit union with an office here is Christian Financial Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday.

Banks open on Saturday in Harper Woods

Short answer: 1 of the 2 Harper Woods locations with published hours opens on Saturday, run by 1 institution.

  • Chase: 1 of 1 branch (20675 Vernier Rd: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Harper Woods, and where the nearest one is if they do not.

Short answer: In Harper Woods: Chase (1). No branches in Harper Woods: Wells Fargo (nearest in Birmingham, 16 mi), Bank of America (nearest in Grosse Pointe Woods, 1 mi), PNC Bank (nearest in Detroit, 2 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Grosse Pointe Woods, 1 mi), Huntington (nearest in Grosse Pointe Woods, 1 mi), Regions Bank, TD Bank, BMO.

BankIn Harper WoodsNearest branch if none here
Chase1 branchhere
Wells FargoNoneBirmingham, 16 miles away
Bank of AmericaNoneGrosse Pointe Woods, 1 mile away
PNC BankNoneDetroit, 2 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneGrosse Pointe Woods, 1 mile away
HuntingtonNoneGrosse Pointe Woods, 1 mile away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Harper Woods to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Harper Woods residents like anyone else.

Banks near Harper Woods

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Grosse Pointe Woods (1 mile) and Eastpointe (2 miles). St. Clair Shores, 3 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Harper Woods

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Harper Woods between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Harper Woods by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Harper Woods offices.

Short answer: Chase is the largest bank with offices in Harper Woods, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Harper Woods: FAQ

How many banks are in Harper Woods, MI?

Harper Woods has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Chase in Harper Woods, MI?

Yes. FDIC data lists 1 Chase branch in Harper Woods as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Harper Woods, MI?

No. FDIC data lists no Wells Fargo branch in Harper Woods as of September 5, 2026. The nearest is in Birmingham, about 16 miles away in a straight line.

Which banks in Harper Woods are open on Saturday?

Chase publishes Saturday hours for one or more Harper Woods locations. The Saturday section above lists each one with its hours.

What is the oldest bank in Harper Woods?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Harper Woods?

Christian Financial Credit Union has an office in Harper Woods. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Harper Woods in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Harper Woods?

Nearby cities with more banks include Grosse Pointe Woods, Eastpointe, St. Clair Shores. Grosse Pointe Woods is 1 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Chase)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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