US Bank Directory
Banks in Eaton Rapids, MI
2 FDIC-insured banks operate 2 offices in Eaton Rapids, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Eaton Rapids
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Eaton Rapids, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Eaton Rapids
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Independent Bank and Eaton Community Bank have the most locations in Eaton Rapids, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Consumers Professional Credit Union Credit union · 1
Consumers Professional Credit Union has 1 office in Eaton Rapids, 3 across Michigan. It is based in Lansing, MI and $148.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cpcu Eaton Rapids1515 S Main St, 48827
All hours
Mon to Thu 9 am to 5 pm; Fri 8 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Eaton Community Bank Bank · 1
Eaton Community Bank has 1 branch in Eaton Rapids, 7 across Michigan and 7 nationwide. FDIC records list its main office in Charlotte, MI and show it operating since 1936. With $543.5 million in total assets on June 30, 2026, it ranks No. 1,697 of 4,232 U.S. banks by total assets. The 307 South Main Branch at 307 S Main St dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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307 South Main Branch307 S Main St, 48827
Independent Bank Bank · 1
Independent Bank has 1 branch in Eaton Rapids, 59 across Michigan and 59 nationwide. FDIC records list its main office in Grand Rapids, MI and show it operating since 1890. With $5.66 billion in total assets on June 30, 2026, it ranks No. 260 of 4,232 U.S. banks by total assets. The Eaton Rapids Branch at 2461 S Michigan Rd dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Eaton Rapids Branch2461 S Michigan Rd, 48827
Lafcu Credit Union Credit union · 1
Lafcu Credit Union has 1 office in Eaton Rapids, 10 across Michigan. It is based in Lansing, MI and $1.14 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Eaton Rapids1505 Kyle St, 48827
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Eaton Rapids
2 credit unions have 2 offices here: Lafcu Credit Union and Consumers Professional Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Eaton Rapids page has every office in the state's directory.
Banking in Eaton Rapids: the local picture
Short answer: 2 banks run 2 branches in Eaton Rapids according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Eaton Rapids, 2 elsewhere in Michigan, according to the FDIC.
The bank with the longest record here is Independent Bank, operating since 1890 according to the FDIC. In FDIC branch records, the longest-running branch is Eaton Community Bank's office at 307 S Main St, dating to 1936; the newest is Independent Bank's at 2461 S Michigan Rd, from 1978.
2 credit unions have 2 offices in Eaton Rapids, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Eaton Rapids
Short answer: 1 of the 2 Eaton Rapids locations with published hours opens on Saturday, run by 1 institution.
- Lafcu Credit Union: 1 of 1 office (1505 Kyle St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Eaton Rapids, and where the nearest one is if they do not.
Short answer: No branches in Eaton Rapids: Chase (nearest in Lansing, 12 mi), Wells Fargo (nearest in Birmingham, 73 mi), Bank of America (nearest in Lansing, 12 mi), PNC Bank (nearest in Charlotte, 10 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Mason, 11 mi), Huntington (nearest in Holt, 11 mi), Regions Bank, TD Bank, BMO.
| Bank | In Eaton Rapids | Nearest branch if none here |
|---|---|---|
| Chase | None | Lansing, 12 miles away |
| Wells Fargo | None | Birmingham, 73 miles away |
| Bank of America | None | Lansing, 12 miles away |
| PNC Bank | None | Charlotte, 10 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Mason, 11 miles away |
| Huntington | None | Holt, 11 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Eaton Rapids to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Eaton Rapids residents like anyone else.
Banks near Eaton Rapids
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Charlotte (10 miles) and Mason (11 miles). Okemos, 18 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Charlotte, MI | 10 mi | 3 | 3 |
| Banks in Mason, MI | 11 mi | 4 | 5 |
| Banks in Leslie, MI | 12 mi | 2 | 2 |
| Banks in Lansing, MI | 15 mi | 9 | 25 |
| Banks in Grand Ledge, MI | 16 mi | 3 | 3 |
| Banks in East Lansing, MI | 18 mi | 9 | 9 |
| Banks in Okemos, MI | 18 mi | 10 | 11 |
| Banks in Albion, MI | 19 mi | 2 | 2 |
Bank branch openings and closings in Eaton Rapids
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Eaton Rapids between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Eaton Rapids by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Eaton Rapids offices.
Short answer: Independent Bank is the largest bank with offices in Eaton Rapids, with $5.66 billion in total assets on June 30, 2026, No. 260 among U.S. banks by total assets. Eaton Community Bank is second with $543.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Independent Bank | $5.66 billion | No. 260 | 1 | Grand Rapids, MI |
| Eaton Community Bank | $543.5 million | No. 1,697 | 1 | Charlotte, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Eaton Rapids: FAQ
How many banks are in Eaton Rapids, MI?
Eaton Rapids has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Eaton Rapids?
Independent Bank, with 1. Eaton Community Bank has 1.
Is there a Independent Bank in Eaton Rapids, MI?
Yes. FDIC data lists 1 Independent Bank branch in Eaton Rapids as of September 5, 2026. The address and directions are under Independent Bank above.
Is there a Eaton Community Bank in Eaton Rapids, MI?
Yes. FDIC data lists 1 Eaton Community Bank branch in Eaton Rapids as of September 5, 2026. The address and directions are under Eaton Community Bank above.
Is there a Chase in Eaton Rapids, MI?
No. FDIC data lists no Chase branch in Eaton Rapids as of September 5, 2026. The nearest is in Lansing, about 12 miles away in a straight line.
Which banks in Eaton Rapids are open on Saturday?
Lafcu Credit Union publishes Saturday hours for one or more Eaton Rapids locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Eaton Rapids?
Independent Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1890.
Which credit unions can I join in Eaton Rapids?
Lafcu Credit Union and Consumers Professional Credit Union have offices in Eaton Rapids. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Eaton Rapids in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Eaton Rapids?
Nearby cities with more banks include Charlotte, Mason, Leslie. Charlotte is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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