US Bank Directory
Banks in Chesterfield, MI
6 FDIC-insured banks operate 6 offices in Chesterfield, Michigan, and 4 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Chesterfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 11 locations in Chesterfield, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Chesterfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Chesterfield, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Michigan Schools and Government Credit Union Credit union · 2
Michigan Schools and Government Credit Union has 2 officees in Chesterfield, 24 across Michigan. It is based in Clinton Townshi, MI and $4.37 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Chesterfield locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Chesterfield34700 23 Mile Rd, 48047
All hours
Mon to Wed 9 am to 5 pm; Thu 9 am to 6 pm; Fri not published; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
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Hall Road45120 Marketplace Blvd, 48051
All hours
Mon to Wed 9 am to 5 pm; Thu 9 am to 6 pm; Fri not published; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Chesterfield, 72 across Michigan and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Chesterfield Township Branch at 30650 23 Mile Rd dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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Chesterfield Township Branch30650 23 Mile Rd, 48047
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Chesterfield, 171 across Michigan and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Gratiot And 23 Mile Branch at 27100 23 Mile Rd dates to 1993 in FDIC branch records. It opens on Saturday.
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Gratiot And 23 Mile Branch27100 23 Mile Rd, 48051
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Christian Financial Credit Union Credit union · 1
Christian Financial Credit Union has 1 office in Chesterfield, 13 across Michigan. It is based in Sterling Height, MI and $1.11 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Chesterfield25450 23 Mile Rd, 48051
All hours
Mon 9:30 am to 5 pm; Tue to Sun not published
Hours: NCUA, March 31, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Chesterfield, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Chesterfield Branch at 47000 Gratiot Ave dates to 1991 in FDIC branch records. It opens on Saturday.
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Chesterfield Branch47000 Gratiot Ave, 48051
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First State Bank Bank · 1
First State Bank has 1 branch in Chesterfield, 11 across Michigan and 11 nationwide. FDIC records list its main office in Eastpointe, MI and show it operating since 1917. With $1.35 billion in total assets on June 30, 2026, it ranks No. 822 of 4,232 U.S. banks by total assets. The Chesterfield Township Branch at 53950 Gratiot Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chesterfield Township Branch53950 Gratiot Ave, 48051
Flagstar Bank · 1
Flagstar has 1 branch in Chesterfield, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Chesterfield Township Banking Center at 34680 23 Mile Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chesterfield Township Banking Center34680 23 Mile Rd, 48047
Freestar Financial Credit Union Credit union · 1
Freestar Financial Credit Union has 1 office in Chesterfield, 8 across Michigan. It is based in Mount Clemens, MI and $351.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Chesterfield47011 Sugarbush Rd, 48047
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat 10 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
Genisys Credit Union Credit union · 1
Genisys Credit Union has 1 office in Chesterfield, 30 across Michigan. It is based in Auburn Hills, MI and $6.44 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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28 Chesterfield Twp.47930 Gratiot Ave, 48051
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Chesterfield, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Chesterfield Branch at 28090 23 Mile Rd dates to 2003 in FDIC branch records. It opens on Saturday.
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Chesterfield Branch28090 23 Mile Rd, 48051
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Join a credit union in Chesterfield
4 credit unions have 5 offices here: Michigan Schools and Government Credit Union, Genisys Credit Union, Christian Financial Credit Union and Freestar Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chesterfield page has every office in the state's directory.
Banking in Chesterfield: the local picture
Short answer: 6 banks run 6 branches in Chesterfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Chesterfield, 1 elsewhere in Michigan and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Fifth Third Bank's office at 47000 Gratiot Ave, dating to 1991; the newest is First State Bank's at 53950 Gratiot Ave, from 2005.
4 credit unions have 5 offices in Chesterfield, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 7 open on Saturday. 2 locations have no published hours in these sources.
Banks by ZIP code in Chesterfield
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 48051 has the most bank and credit union offices in Chesterfield (7), followed by 48047 (4). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 48051 | 7 | 7 | Chase, Christian Financial Credit Union, Fifth Third Bank |
| 48047 | 4 | 4 | Bank of America, Flagstar, Freestar Financial Credit Union |
Banks and credit unions open on Saturday in Chesterfield
Short answer: 7 of the 9 Chesterfield locations with published hours open on Saturday, run by 6 institutions.
- Chase: 1 of 1 branch (27100 23 Mile Rd: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (28090 23 Mile Rd: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (47000 Gratiot Ave: Saturday 9 am to 1 pm)
- Michigan Schools and Government Credit Union: 2 of 2 offices (34700 23 Mile Rd: Saturday 9 am to 1 pm, and 1 more)
- Genisys Credit Union: 1 of 1 office (47930 Gratiot Ave: Saturday 9 am to 1 pm)
- Freestar Financial Credit Union: 1 of 1 office (47011 Sugarbush Rd: Saturday 10 am to 5 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Chesterfield, and where the nearest one is if they do not.
Short answer: In Chesterfield: Chase (1), Bank of America (1), PNC Bank (1), Fifth Third Bank (1). No branches in Chesterfield: Wells Fargo (nearest in Birmingham, 22 mi), U.S. Bank, Truist, Huntington (nearest in Chesterfield Township, 1 mi), Regions Bank, TD Bank, BMO.
| Bank | In Chesterfield | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Wells Fargo | None | Birmingham, 22 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Huntington | None | Chesterfield Township, 1 mile away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chesterfield to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chesterfield residents like anyone else.
Banks near Chesterfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are New Baltimore (2 miles) and Macomb (6 miles). Shelby Township, 10 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in New Baltimore, MI | 2 mi | 3 | 4 |
| Banks in Macomb, MI | 6 mi | 7 | 10 |
| Banks in Mount Clemens, MI | 6 mi | 2 | 3 |
| Banks in Harrison Township, MI | 7 mi | 3 | 3 |
| Banks in Clinton Township, MI | 8 mi | 8 | 22 |
| Banks in Richmond, MI | 10 mi | 3 | 3 |
| Banks in Shelby Township, MI | 10 mi | 9 | 18 |
| Banks in Washington Township, MI | 11 mi | 3 | 4 |
Bank branch openings and closings in Chesterfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chesterfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Chesterfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chesterfield offices.
Short answer: Chase is the largest bank with offices in Chesterfield, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| First State Bank | $1.35 billion | No. 822 | 1 | Eastpointe, MI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chesterfield: FAQ
How many banks are in Chesterfield, MI?
Chesterfield has 6 banks with 6 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Chesterfield?
Chase, with 1. Bank of America has 1 and PNC Bank has 1.
Is there a Chase in Chesterfield, MI?
Yes. FDIC data lists 1 Chase branch in Chesterfield as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Chesterfield, MI?
Yes. FDIC data lists 1 Bank of America branch in Chesterfield as of September 5, 2026. The address and directions are under Bank of America above.
Is there a PNC Bank in Chesterfield, MI?
Yes. FDIC data lists 1 PNC Bank branch in Chesterfield as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Wells Fargo in Chesterfield, MI?
No. FDIC data lists no Wells Fargo branch in Chesterfield as of September 5, 2026. The nearest is in Birmingham, about 22 miles away in a straight line.
Which banks in Chesterfield are open on Saturday?
Chase, PNC Bank, Fifth Third Bank and Michigan Schools and Government Credit Union and 2 more publish Saturday hours for one or more Chesterfield locations. The Saturday section above lists each one with its hours. 2 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Chesterfield?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Chesterfield?
Michigan Schools and Government Credit Union, Genisys Credit Union, Christian Financial Credit Union and Freestar Financial Credit Union have offices in Chesterfield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Chesterfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chesterfield?
Nearby cities with more banks include New Baltimore, Macomb, Mount Clemens. New Baltimore is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 6 branches: Bank of America, Chase, Fifth Third Bank, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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