US Bank Directory
Banks in Silver Spring, MD
14 FDIC-insured banks operate 38 offices in Silver Spring, Maryland, and 10 credit unions have 13 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Silver Spring
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 24 banks and credit unions operate 51 locations in Silver Spring, according to the FDIC and the NCUA. 51 of them have coordinates on record and are on the map. 37 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
51 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Silver Spring
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist has the most locations in Silver Spring, with 8. It is followed by Bank of America (6), Atlantic Union Bank (4), Capital One (3). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Truist Bank · 8
Truist has 8 branches in Silver Spring, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Silver Spring location is the Hillandale Branch at 1700 Elton Rd, dating to 1966; the newest, at 1100 Wayne Ave, to 2003. 6 of its 8 Silver Spring locations with published hours open on Saturday.
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Wayne Avenue Branch1100 Wayne Ave, 20910
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Orchard Center Branch12052 Cherry Hill Rd, 20904
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Glenmont Branch12325 Georgia Ave, 20906
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Colesville Branch13350 New Hampshire Ave, 20904
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Kemp Mill Branch1371 Lamberton Dr, 20902
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Aspen Hill Branch13975 Connecticut Ave, 20906
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Hillandale Branch1700 Elton Rd, 20903
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Leisure World Branch3876 International Dr, 20906
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 6
Bank of America has 6 branches in Silver Spring, 114 across Maryland and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Silver Spring location is the Woodmoor - Four Corners Branch at 10151 Colesville Rd, dating to 1955; the newest, at 8511 Georgia Ave, to 2004. 4 of its 6 Silver Spring locations with published hours open on Saturday.
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Woodmoor - Four Corners Branch10151 Colesville Rd, 20901
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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White Oak Branch11499 Columbia Pike, 20904
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Veirs Mill Branch12125 Veirs Mill Rd, 20906
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Colesville Branch13311 New Hampshire Ave, 20904
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Aspen Hill Shopping Center Branch13711 Connecticut Ave, 20906
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Downtown Silver Spring Branch8511 Georgia Ave, 20910
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Atlantic Union Bank Bank · 4
Atlantic Union Bank has 4 branches in Silver Spring, 39 across Maryland and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Silver Spring location is the Layhill Branch at 14241 Layhill Rd, dating to 1979; the newest, at 8401 Colesville Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Layhill Branch14241 Layhill Rd, 20906
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Bedford Court Community Branch3701 International Dr, 20906
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Leisureworld Plaza Branch3801 International Dr, 20906
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Silver Spring Community Branch8401 Colesville Rd, 20910
Capital One Bank · 3
Capital One has 3 branches in Silver Spring, 41 across Maryland and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Silver Spring location is the 8401 Georgia Ave Branch at 8315 Georgia Ave, dating to 1985; the newest, at 12293 Tech Rd, to 2009. All 3 of its Silver Spring locations with published hours open on Saturday.
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West Tech Park/Silver Spring Branch12293 Tech Rd, 20904
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Capital One branch locator (All The Places), checked Oct 10, 2026
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13301 New Hampshire Avenue Branch13301 New Hampshire Ave, 20904
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Capital One branch locator (All The Places), checked Oct 10, 2026
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8401 Georgia Ave Branch8315 Georgia Ave, 20910
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Capital One branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 3
M&T Bank has 3 branches in Silver Spring, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Silver Spring location is the Tech Park Branch at 12200 Tech Rd, dating to 1988; the newest, at 8730 Georgia Ave, to 1998. All 3 of its Silver Spring locations with published hours open on Saturday.
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Tech Park Branch12200 Tech Rd, 20904
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Leisure World Branch3866 International Dr, 20906
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Silver Spring Branch8730 Georgia Ave, 20910
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 3
PNC Bank has 3 branches in Silver Spring, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Silver Spring location is the Riderwood Village Ii Branch at 3140 Gracefield Rd, dating to 2003; the newest, at 3880 International Dr, to 2025. It does not publish hours in the sources this page uses; check its site before you go.
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Riderwood Village Ii Branch3140 Gracefield Rd, 20904
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Leisure World Branch3880 International Dr, 20906
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Silver Spring Branch8661 Colesville Rd, 20910
Chase Bank · 2
Chase has 2 branches in Silver Spring, 56 across Maryland and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Silver Spring location is the Silver Spring at 8435 Georgia Ave, dating to 2019; the newest, at 11297 New Hampshire Ave, to 2020. It does not publish hours in the sources this page uses; check its site before you go.
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White Oak Shopping Center Branch11297 New Hampshire Ave, 20904
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Silver Spring8435 Georgia Ave, 20910
EagleBank Bank · 2
EagleBank has 2 branches in Silver Spring, 8 across Maryland and 14 nationwide. FDIC records list its main office in Bethesda, MD and show it operating since 1998. With $9.62 billion in total assets on June 30, 2026, it ranks No. 166 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Silver Spring location is the Silver Spring Branch at 8677 Georgia Ave, dating to 1998; the newest, at 11961 Tech Rd, to 2004. It does not publish hours in the sources this page uses; check its site before you go.
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Tech Road Branch11961 Tech Rd, 20904
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Silver Spring Branch8677 Georgia Ave, 20910
Educational Systems Credit Union Credit union · 2
Educational Systems Credit Union has 2 officees in Silver Spring, 14 across Maryland. It is based in Greenbelt, MD and $1.36 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Silver Spring locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Cherry Hill12500 Prosperity Dr, 20904
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Aspen Hill13711 Georgia Ave, 20906
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Fedfinancial Credit Union Credit union · 2
Fedfinancial Credit Union has 2 officees in Silver Spring, 2 across Maryland. It is based in Silver Spring, MD and $77.7 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Silver Spring locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office10903 New Hampshire Ave Bldg 2, 20903
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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White Oak10903 New Hampshire Ave Central Shared Use/Wo 2, 20993
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Hema Credit Union Credit union · 2
Hema Credit Union has 2 officees in Silver Spring, 2 across Maryland. It is based in Silver Spring, MD and $16.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office8701 Georgia Ave Ste 407, 20910
All hours
Mon to Fri 10 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Eagle Bank8677 Georgia Ave, 20910
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Silver Spring, 73 across Maryland and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Silver Spring location is the Georgia Avenue Branch at 8711 Georgia Ave, dating to 1946; the newest, at 13920 Georgia Ave, to 2010. All 2 of its Silver Spring locations with published hours open on Saturday.
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Aspen Hill Branch13920 Georgia Ave, 20906
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Georgia Avenue Branch8711 Georgia Ave, 20910
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Citibank Bank · 1
Citibank has 1 branch in Silver Spring, 11 across Maryland and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Silver Spring North Branch at 9400 Georgia Ave dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Silver Spring North Branch9400 Georgia Ave, 20910
Citizens Bank · 1
Citizens has 1 branch in Silver Spring, 4 across Maryland and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Silver Springs at 8252 Georgia Ave dates to 2019 in FDIC branch records. Its published hours do not list Saturday.
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Silver Springs8252 Georgia Ave, 20910
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Department of Commerce Credit Union Credit union · 1
Department of Commerce Credit Union has 1 office in Silver Spring, 1 across Maryland. It is based in Washington, DC and $762.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Silver Spring Office1325 E West Hwy, 20910
All hours
Mon to Fri 8:30 am to 3:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mid-atlantic Credit Union Credit union · 1
Mid-atlantic Credit Union has 1 office in Silver Spring, 4 across Maryland. It is based in Germantown, MD and $448.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Silver Spring10157 New Hampshire Ave, 20903
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mt. Jezreel Credit Union Credit union · 1
Mt. Jezreel Credit Union has 1 office in Silver Spring, 1 across Maryland. It is based in Silver Spring, MD and $210,000 in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office420 University Blvd E, 20901
All hours
Mon to Sat not published; Sun 9:15 am to 10:30 am
Hours: NCUA, March 31, 2026
National Institutes of Health Credit Union Credit union · 1
National Institutes of Health Credit Union has 1 office in Silver Spring, 7 across Maryland. It is based in Rockville, MD and $825.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Branch1308 E West Hwy, 20910
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Signal Financial Credit Union Credit union · 1
Signal Financial Credit Union has 1 office in Silver Spring, 2 across Maryland. It is based in Kensington, MD and $369.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Leisure World3701 Rossmoor Blvd, 20906
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Skypoint Credit Union Credit union · 1
Skypoint Credit Union has 1 office in Silver Spring, 3 across Maryland. It is based in Germantown, MD and $249.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Skypoint Fcu Silver Spring Branch8380 Colesville Rd Ste 201, 20910
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
State Employees Cu of Maryland, Inc Credit Union Credit union · 1
State Employees Cu of Maryland, Inc Credit Union has 1 office in Silver Spring, 27 across Maryland. It is based in Linthicum, MD and $5.73 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Secu Credit Union Silver Spring8737 Colesville Rd, 20910
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Silver Spring, 17 across Maryland and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Silver Springs Branch at 3132 Briggs Chaney Rd dates to 2007 in FDIC branch records. It opens on Saturday.
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Silver Springs Branch3132 Briggs Chaney Rd, 20904
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
The Harbor Bank of Maryland Bank · 1
The Harbor Bank of Maryland has 1 branch in Silver Spring, 7 across Maryland and 7 nationwide. FDIC records list its main office in Baltimore, MD and show it operating since 1982. With $383.2 million in total assets on June 30, 2026, it ranks No. 2,144 of 4,232 U.S. banks by total assets. The Silver Spring Branch at 1010 Wayne Ave Ste 100 dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Silver Spring Branch1010 Wayne Ave Ste 100, 20910
United Bank Bank · 1
United Bank has 1 branch in Silver Spring, 11 across Maryland and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Fenton Street Branch at 8630 Fenton St dates to 1998 in FDIC branch records. Its published hours do not list Saturday.
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Fenton Street Branch8630 Fenton St, 20910
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Silver Spring
10 credit unions have 13 offices here: Educational Systems Credit Union, Fedfinancial Credit Union, Hema Credit Union, State Employees Cu of Maryland, Inc Credit Union, National Institutes of Health Credit Union and Department of Commerce Credit Union and 4 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Silver Spring page has every office in the state's directory.
Banking in Silver Spring: the local picture
Short answer: 14 banks run 38 branches in Silver Spring according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 14 banks, 0 have their main office in Silver Spring, 2 elsewhere in Maryland and 12 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 8711 Georgia Ave, dating to 1946; the newest is The Harbor Bank of Maryland's at 1010 Wayne Ave Ste 100, from 2025.
10 credit unions have 13 offices in Silver Spring, according to the NCUA. Who can join each one is on the credit unions page.
Of the 37 locations with published hours. 23 open on Saturday. 14 locations have no published hours in these sources.
Banks by ZIP code in Silver Spring
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 20910 has the most bank and credit union offices in Silver Spring (19), followed by 20906 (13) and 20904 (12). Offices are spread across 7 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 20910 | 19 | 18 | Hema Credit Union, Atlantic Union Bank, Bank of America |
| 20906 | 13 | 8 | Atlantic Union Bank, Truist, Bank of America |
| 20904 | 12 | 9 | Bank of America, Capital One, Truist |
| 20903 | 3 | 3 | Fedfinancial Credit Union, Mid-atlantic Credit Union, Truist |
| 20901 | 2 | 2 | Bank of America, Mt. Jezreel Credit Union |
| 20902 | 1 | 1 | Truist |
| 20993 | 1 | 1 | Fedfinancial Credit Union |
Banks and credit unions open on Saturday in Silver Spring
Short answer: 23 of the 37 Silver Spring locations with published hours open on Saturday, run by 9 institutions.
- Truist: 6 of 8 branches (12052 Cherry Hill Rd: Saturday 9 am to 12 pm, and 5 more)
- Bank of America: 4 of 6 branches (11499 Columbia Pike: Saturday 9 am to 2 pm, and 3 more)
- Capital One: 3 of 3 branches (12293 Tech Rd: Saturday 9 am to 12 pm, and 2 more)
- M&T Bank: 3 of 3 branches (12200 Tech Rd: Saturday 9 am to 12 pm, and 2 more)
- Wells Fargo: 2 of 2 branches (13920 Georgia Ave: Saturday 9 am to 2 pm, and 1 more)
- TD Bank: 1 of 1 branch (3132 Briggs Chaney Rd: Saturday 9 am to 1 pm)
- Educational Systems Credit Union: 2 of 2 offices (12500 Prosperity Dr: Saturday 9 am to 2 pm, and 1 more)
- National Institutes of Health Credit Union: 1 of 1 office (1308 E West Hwy: Saturday 9 am to 1 pm)
- Skypoint Credit Union: 1 of 1 office (8380 Colesville Rd Ste 201: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 51 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Silver Spring, and where the nearest one is if they do not.
Short answer: In Silver Spring: Chase (2), Wells Fargo (2), Bank of America (6), PNC Bank (3), Truist (8), TD Bank (1). No branches in Silver Spring: U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Silver Spring | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 6 branches | here |
| PNC Bank | 3 branches | here |
| Truist | 8 branches | here |
| TD Bank | 1 branch | here |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Silver Spring to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Silver Spring residents like anyone else.
Banks near Silver Spring
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wheaton (2 miles) and Kensington (2 miles). Bethesda, 6 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wheaton, MD | 2 mi | 5 | 6 |
| Banks in Kensington, MD | 2 mi | 4 | 4 |
| Banks in Takoma Park, MD | 4 mi | 4 | 4 |
| Banks in Bethesda, MD | 6 mi | 20 | 35 |
| Banks in Beltsville, MD | 6 mi | 5 | 5 |
| Banks in College Park, MD | 6 mi | 5 | 6 |
| Banks in Chevy Chase, MD | 6 mi | 7 | 9 |
| Banks in Hyattsville, MD | 7 mi | 6 | 10 |
Bank branch openings and closings in Silver Spring
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Silver Spring between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Silver Spring
Short answer: 3 institutions have their main office in Silver Spring: Fedfinancial Credit Union, Hema Credit Union and Mt. Jezreel Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Fedfinancial Credit Union | Credit union | $77.7 million | 2 |
| Hema Credit Union | Credit union | $16.8 million | 2 |
| Mt. Jezreel Credit Union | Credit union | $210,000 | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Silver Spring by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Silver Spring offices.
Short answer: Chase is the largest bank with offices in Silver Spring, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 6 | Charlotte, NC |
| Citibank | $1.98 trillion | No. 3 | 1 | Sioux Falls, SD |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| Capital One | $662.16 billion | No. 7 | 3 | Mclean, VA |
| PNC Bank | $609.77 billion | No. 8 | 3 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 8 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 3 | Buffalo, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Silver Spring: FAQ
How many banks are in Silver Spring, MD?
Silver Spring has 14 banks with 38 branches and 10 credit unions with 13 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Silver Spring?
Truist, with 8. Bank of America has 6 and Atlantic Union Bank has 4.
Is there a Truist in Silver Spring, MD?
Yes. FDIC data lists 8 Truist branches in Silver Spring as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Bank of America in Silver Spring, MD?
Yes. FDIC data lists 6 Bank of America branches in Silver Spring as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Atlantic Union Bank in Silver Spring, MD?
Yes. FDIC data lists 4 Atlantic Union Bank branches in Silver Spring as of September 5, 2026. Its branches are listed under Atlantic Union Bank above, with the address and directions for each.
Which banks in Silver Spring are open on Saturday?
Truist, Bank of America, Capital One and M&T Bank and 5 more publish Saturday hours for one or more Silver Spring locations. The Saturday section above lists each one with its hours. 14 of the 51 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Silver Spring?
Fedfinancial Credit Union, Hema Credit Union and Mt. Jezreel Credit Union have their main office in Silver Spring, according to the FDIC and the NCUA.
What is the oldest bank in Silver Spring?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Silver Spring?
Educational Systems Credit Union, Fedfinancial Credit Union, Hema Credit Union and State Employees Cu of Maryland, Inc Credit Union and 6 more have offices in Silver Spring. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Silver Spring in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Silver Spring?
Nearby cities with more banks include Wheaton, Kensington, Takoma Park. Wheaton is 2 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 13 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (25 of 38 branches: Bank of America, Capital One, Citizens, M&T Bank, TD Bank, Truist and 2 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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